In Greensboro, North Carolina, there are 126,362 beneficiaries enrolled in Original Medicare Parts A and B. Out of those beneficiaries, 76,970 enroll in a Medicare Advantage program, with their average age being 71 years old. 53.70% of individuals enrolled in Medicare in Greensboro are female, while 46.30% are male.
Supplemental Medicare Plans in Greensboro, North Carolina
While Medicare Parts A and B are great plans, they don’t cover all healthcare expenses. Supplemental Medicare plans help North Carolina beneficiaries reduce their Medicare healthcare costs by covering the medical extra expenses that Original Medicare doesn’t cover.
The following quotes reflect the premiums and advantages of a 70-year-old male beneficiary.
Affordable Medicare Advantage Plans in Greensboro, North Carolina
Of all the Medicare beneficiaries in Greensboro, North Carolina, 60.91% participate in a Medicare Advantage plan. The number of available MA plans in North Carolina changes every year. In 2022, 45 Medicare Advantage plans are available to Greensboro residents.
In Greensboro, all the Medical Advantage plans have a $0 premium. The most affordable option is Care N’ Care, which is a preferred provider organization (PPO). The maximum out-of-pocket premium (MOOP) is $3,450. This plan has a five out of five-star rating.
Another high-quality, affordable option is BlueCross Blue Shield (BCBS) of North Carolina. This plan has a four-star rating and a $4,200 MOOP. This plan is a health maintenance organization (HMO).
Another affordable, popular option in Greensboro, North Carolina is UnitedHealthcare. This plan has a five-star rating. The MOOP is $4,500.
|PLAN||PREMIUM||MOOP||Plan Type||Star Rating|
|Care N’ Care||$0||$3,450||LOCAL PPO||5|
|BCBS of North Carolina||$0||$4,200||HMO||4|
Choosing between Medicare Advantage plans can be challenging. Here are the top 5 Medicare Advantage plans in 2022 to help you narrow down your options.
Affordable Medicare Supplement Plans in Greensboro, North Carolina
North Carolina Medicare Supplement Plans cover the healthcare costs that Original Medicare does not. For example, with Medicare, you are typically responsible for copays and deductibles. Medicare Supplement plans, or Medigap plans, can help with those costs. Unlike MA plans, the benefits for Medigap plans remain the same in every state. However, the monthly premiums differ.
In Greensboro, North Carolina, Plan G is an extremely popular option. Plan G’s lowest premium is $112.14, and the highest premium is $363.68.
A more affordable option for Greensboro beneficiaries is Plan HDG. This plan is also extremely popular. The lowest premium on this plan is $38.04 and the highest premium is $74.96.
Another popular, affordable option in Greensboro is Plan HDF. This plan’s lowest premium is $39.62 and the highest premium is $78.32.
|LETTER PLAN||LOWEST PREMIUM||HIGHEST PREMIUM|
Wondering how to apply for a Medigap plan? Check out our resource that walks you through the process of applying for a Medicare Supplemental plan.
Cheapest Medicare Part D in Greensboro, North Carolina
While other Medicare plans will not typically cover medical prescriptions, Medicare Part D in North Carolina is a great option to help with these costs. Medigap plans do not cover prescriptions, only some Medicare Advantage plans do.
The Part D plan with the highest star rating is Humana with a four-star rating. However, this is not the cheapest option. The deductible is $480 and the premium is $22.70.
Another high-quality plan that is more affordable is provided by Aetna. This plan has a three-star rating. The deductible is $480 and the premium is only $7.
Another affordable option is Wellcare. Similar to Aetna, it has a three-star rating. For this plan, the deductible is $480, and the premium is only $12.90.
If you have a lot of prescription costs every month, finding a great Part D plan is essential. Check out the top 10 Part D plans in 2022.
Medicare Special Needs Plans
Medicare Special Needs plans (SNPs) help beneficiaries with chronic disabilities or special needs. SNPs are a subset of Medicare plans. SNPs aren’t available in all areas.
The most affordable SNP in Greensboro, North Carolina is Humana. Dual-eligible beneficiaries can apply for Humana’s health maintenance organization (HMO) plan with a MOOP of $3,450. Wellcare is another similar option with the same MOOP, but it’s a local PPO. Both of these plans have a $0 premium.
Care N’ Care is another popular SNP for beneficiaries in Greensboro, North Carolina. This plan is an HMO. The premium is $0 MOOP is $5,000.
Finally, another option is Alignment Health’s HMO plan. Dual-eligible beneficiaries can apply for this plan with a $0 premium and a $6,700 MOOP.
|Care N’ Care||$0||$5,000||HMO||Chronic or Disabling|
Is Medicare Part A Always Free in Greensboro, North Carolina?
No, not always. Typically, yes, Medicare Part A is free for most beneficiaries. However, some beneficiaries do have to pay a premium to receive this coverage. It depends on your earnings and eligibility.
Does Everyone Automatically get Medicare Part B in Greensboro, North Carolina?
If you’re enrolled in Medicare in Greensboro, North Carolina, then yes, you will be enrolled in Medicare Part B automatically. If you’re not receiving Medicare coverage, you can apply for Social Security Medicare benefits online.
Can I get Part B Medicare for Free in Greensboro, North Carolina?
While Part A Medicare is typically free, Part B Medicare requires beneficiaries to pay a premium to receive this coverage. Part B covers doctor visits, diagnostics, and preventive care, which can reduce your healthcare costs in the future.
Does Medicare Coverage Start the day you turn 65 in Greensboro, North Carolina?
While many beneficiaries do start Medicare coverage the day they turn 65, other seniors delay enrollment and stick with employer-provided plans. Others take Part A coverage and delay Part B. Either way, you need to apply for Medicare Coverage.
Do Medicare Part B Costs go up Every Year in Greensboro, North Carolina?
Medicare Part B costs may not always increase, but every year, you will typically see a change in costs. Keep track of what you’re being charged, and follow up with Medicare if you have questions or concerns.
How to Sign Up for Supplemental Medicare in Greensboro, North Carolina
No two beneficiaries have the same insurance needs. Finding the right Medigap plan can be challenging and time-consuming, but helps you make sure you have the best coverage for you.
If you need help, we work with every carrier to compare plans. We’ll help you find the best option for you. Give us a call or fill out our quotes form to find out more.