In Greensboro, North Carolina, there are 126,362 beneficiaries enrolled in Original Medicare Parts A and B. Out of those beneficiaries, 76,970 enroll in a Medicare Advantage program, with their average age being 71 years old. 53.70% of individuals enrolled in Medicare in Greensboro are female, while 46.30% are male.

Medicare plans in Greensboro, North Carolina

While Medicare Parts A and B are great plans, they don’t cover all healthcare expenses. Supplemental Medicare plans help North Carolina beneficiaries reduce their Medicare healthcare costs by covering the extra medical expenses that Original Medicare doesn’t cover.

The following quotes reflect the premiums and advantages of a 70-year-old male beneficiary.

Affordable Medicare Advantage plans in Greensboro, North Carolina

Of all the Medicare beneficiaries in Greensboro, North Carolina, 60.91% participate in a Medicare Advantage plan. The number of available MA plans in North Carolina changes every year. In 2022, 45 Medicare Advantage plans will be available to Greensboro residents.

In Greensboro, all the Medical Advantage plans have a $0 premium. Care N’ Care is the most affordable option, a preferred provider organization (PPO). The maximum out-of-pocket premium (MOOP) is $3,450, and this plan has a five out of five-star rating.

Another high-quality, affordable option is BlueCross Blue Shield (BCBS) of North Carolina, and this plan has a four-star rating and a $4,200 MOOP. This plan is a health maintenance organization (HMO).

Another affordable, popular option in Greensboro, North Carolina is UnitedHealthcare. This plan has a five-star rating. The MOOP is $4,500.

PLAN PREMIUM MOOP Plan Type Star Rating
Humana $0 $6,950 REGIONAL PPO 4
UnitedHealthcare $0 $4,500 HMO-POS 5
Wellcare $0 $7,550 LOCAL PPO 3
Care N’ Care $0 $3,450 LOCAL PPO 5
BCBS of North Carolina $0 $4,200 HMO 4

Choosing between Medicare Advantage plans can be challenging. Here are the top 5 Medicare Advantage plans in 2022 to help narrow down your options.

Affordable Medicare Supplement plans in Greensboro, North Carolina

North Carolina Medicare Supplement Plans cover the healthcare costs that Original Medicare does not. For example, you’re typically responsible for copays and deductibles with Medicare. Medicare Supplement plans, or Medigap plans, can help with those costs. Unlike MA plans, the benefits of Medigap plans remain the same in every state. However, the monthly premiums differ.

In Greensboro, North Carolina, Plan G is an extremely popular option. Plan G’s lowest premium is $112.14, and the highest premium is $363.68.

A more affordable option for Greensboro beneficiaries is Plan HDG. This plan is also a popular option. The lowest premium on this plan is $38.04, and the highest premium is $74.96.

Another popular, affordable option in Greensboro is Plan HDF. This plan’s lowest premium is $39.62, and the highest premium is $78.32.

PLAN A $110.28 $463.64
PLAN B $137.53 $379.15
PLAN C $139.57 $414.62
PLAN D $127.33 $369.35
PLAN F $137.56 $413.44
PLAN HDF $39.62 $78.32
PLAN G $112.14 $363.68
PLAN HDG $38.04 $74.96
PLAN K $57.00 $138.00
PLAN L $71.75 $273.22
PLAN M $87.93 $321.73
PLAN N $91.54 $343.95

Wondering how to apply for a Medigap plan? Check out our resource that walks you through the process of applying for a Medicare Supplemental plan.

Cheapest Medicare Part D prescription drug plans

While other Medicare plans will not typically cover medical prescriptions, Medicare Part D in North Carolina is a great option to help with these costs. Medigap plans don’t cover prescription drugs; only some Medicare Advantage plans do.

The Part D plan with the highest star rating is Humana, with a four-star rating. However, this is not the cheapest option. The deductible is $480, and the premium is $22.70.

Aetna provides another high-quality plan that’s more affordable. This plan has a three-star rating. The deductible is $480, and the premium is only $7.

Another affordable option is Wellcare. Similar to Aetna, it has a three-star rating. For this plan, the deductible is $480, and the premium is only $12.90.

Aetna $7.00 $480 3
Wellcare $12.90 $480 3
Clear Spring $18.10 $480 2
Humana $22.70 $480 4
Elixir $29.00 $480 3

Finding an excellent Part D plan is essential if you have a lot of prescription costs every month. Check out the top 10 Part D plans in 2022.

Medicare Special Needs plans

Medicare Special Needs plans (SNPs) help beneficiaries with chronic disabilities or special needs. SNPs are a subset of Medicare plans. SNPs aren’t available in all areas.

The most affordable SNP in Greensboro, North Carolina is Humana. Dual-eligible beneficiaries can apply for Humana’s health maintenance organization (HMO) plan with a MOOP of $3,450. Wellcare is another similar option with the same MOOP, but it’s a local PPO. Both of these plans have a $0 premium.

Care N’ Care is another popular SNP for beneficiaries in Greensboro, North Carolina. This plan is an HMO, and the premium is $0 MOOP is $5,000.

Finally, another option is Alignment Health’s HMO plan. Dual-eligible beneficiaries can apply for this plan with a $0 premium and a $6,700 MOOP.

PLAN PREMIUM MOOP Plan Type Eligibility
Alignment Health $0 $6,700 HMO Dual
Humana $0 $3,450 HMO Dual
Wellcare $0 $3,450 LOCAL PPO Dual
Aetna $0 $7,550 HMO Dual
Care N’ Care $0 $5,000 HMO Chronic or Disabling


Is Medicare Part A always free in Greensboro, North Carolina?

No, not always. Typically, yes, Medicare Part A is free for most beneficiaries. However, some beneficiaries do have to pay a premium to receive this coverage. It depends on your earnings and eligibility.

Does everyone automatically get Medicare Part B in Greensboro, North Carolina?

If you’re enrolled in Medicare in Greensboro, North Carolina, then yes, you will be enrolled in Medicare Part B automatically. You can apply for Social Security Medicare benefits online if you’re not receiving Medicare coverage.

Can I get Part B Medicare for free in Greensboro, North Carolina?

While Part A Medicare is typically free, Part B Medicare requires beneficiaries to pay a premium to receive this coverage. Part B covers doctor visits, diagnostics, and preventive care, which can reduce your healthcare costs in the future. If you qualify for a Medicare Savings Program, the state may pay your Part B premiums.

Does Medicare coverage start the day you turn 65 in Greensboro, North Carolina?

While many beneficiaries start Medicare coverage the day they turn 65, other seniors delay enrollment and stick with employer-provided plans. Others take Part A coverage and delay Part B. Either way; you need to apply for Medicare Coverage.

Do Medicare Part B costs increase yearly in Greensboro, North Carolina?

Medicare Part B costs may not always increase, but you will typically see a change in the expenses every year. Keep track of your charges, and follow up with Medicare if you have questions or concerns.

How to sign up for Medicare plans in Greensboro, North Carolina

No two beneficiaries have the same insurance needs. Finding the right Medigap plan can be challenging and time-consuming, but it helps ensure you have the best coverage.

If you need help, we work with every carrier to compare plans. We’ll help you find the best option for you. Give us a call or fill out our quotes form to find out more.

Written By:
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Lindsay Malzone, Lindsay Malzone is the Medicare editor for She's been contributing to many well-known publications since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.
Reviewed By:
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Rodolfo Marrero, Rodolfo Marrero is one of the co-founders at He has been helping consumers find the right coverage since the site was founded in 2013. Rodolfo is a licensed insurance agent that works hand-in-hand with the team to ensure the accuracy of the content.