In East Honolulu, Hawaii, residents over 65 can sign up for Medicare. To lower healthcare costs and receive additional benefits, beneficiaries can enroll in Supplemental East Honolulu, Hawaii Medicare plans.

East Honolulu, Hawaii Supplemental Medicare Plans

Medigap and Medicare Advantage plans provide coverage for services you would otherwise pay for ​​independently. Before selecting a plan, carefully review the benefits and services provided.

The information below uses quotes based on a 65-year-old female beneficiary in East Honolulu.

Affordable Medicare Advantage Plans in East Honolulu, Hawaii

In East Honolulu, residents can choose from 18 different Medicare Advantage plans. These plans can cover most aspects of your health care needs. Many Medicare Advantage plans provide dental, vision, and fitness benefits.

The Wellcare (HMO) plan has a maximum out-of-pocket cost (MOOP) of $5,700 with zero monthly premiums and a three-star rating. Wellcare plans have lower out-of-pocket costs than Original Medicare.

Humana’s Local PPO plan has a MOOP of $7,550 with zero monthly premiums and a four-star rating. Humana has a large provider network and plans often include prescription coverage.

The HMSA Akamai Local PPO plan has a MOOP of $6,700 with zero monthly premiums and a four-star rating.

Lastly, Kaiser Permanente (HMO) has a MOOP of $7,550 with a $59 monthly premium. In 2022, Kaiser Permanente received the highest rating of five stars for this plan.

PLAN PREMIUM MOOP Plan Type Star Rating
Wellcare $0 $5,700 HMO 3
Humana $0 $7,550 LOCAL PPO 4
UnitedHealthcare $0 $6,700 LOCAL PPO 4
HMSA Akamai $0 $6,700 LOCAL PPO 4
Kaiser Permanente $59.00 $7,550 HMO 5

Average Medicare Supplement Plans in East Honolulu, Hawaii

The East Honolulu, Hawaii Medicare Supplement or Medigap plans can cover costs that Original Medicare does not. All Supplement plans have government standardization, so the benefits do not change from state to state. However, the monthly premiums can differ depending on the provider and location.

Plan G is one of the most popular Medigap plans in East Honolulu. Plan G offers all-in-one comprehensive health coverage with premiums ranging from $109.65 to $368.17.

The Medigap Plan HDG premiums start at $32 to $42.07. Plan HDG provides the same benefits as Plan G but with lower premiums and a higher deductible.

The next plan, Medigap Plan F, has premiums that start at $137.32 to $389.12. Plan F provides good coverage with low out-of-pocket expenses.

The Medigap Plan HDF premiums start at $32 to $44.70. Plan HDF has similar coverage to Plan F with a higher deductible and lower premiums.

LETTER PLAN LOWEST PREMIUM HIGHEST PREMIUM
PLAN A $87.40 $276.25
PLAN B $115.39 $311.50
PLAN C $136.53 $368.12
PLAN D $112.25 $248.19
PLAN F $137.32 $389.12
PLAN HDF $32.00 $44.70
PLAN G $109.65 $368.17
PLAN HDG $32.00 $42.07
PLAN K $44.56 $107.12
PLAN L $76.40 $206.50
PLAN M $94.07 $188.97
PLAN N $87.30 $212.12

Cheapest Medicare Part D in East Honolulu, Hawaii

Medicare Part D plans pay for prescription costs. Unfortunately, Medigap does not offer Part D coverage, but some Medicare Advantage plans do. As a result, many people choose to enroll in standalone Part D plans.

Aetna has the most affordable plan with a $7.80 premium, a $480 deductible, and a three-star rating.

Wellcare plans have $8.50 premiums, a $480 deductible, and a three-star rating. Wellcare has an extensive network of pharmacies available nationwide.

UnitedHealthcare has a premium of $10.40 with a low $310 deductible and a four-star rating. UnitedHealthcare plans can fulfill most medical needs and budgets.

PLAN PREMIUM DEDUCTIBLE STAR RATING
Aetna $7.80 $480 3
Wellcare $8.50 $480 3
UnitedHealthcare $10.40 $310 4
Clear Spring $16.70 $480 2
Humana $22.70 $480 4

Medicare Special Needs Plans in East Honolulu, Hawaii

East Honolulu, Hawaii Medicare Special Needs Plans (SNPs) help people that live with chronic disabilities and life-altering diseases. Individuals with special needs can enroll in SNPs as a subset of Medicare Advantage plans. Unfortunately, not all areas and regions offer these plans.

The Wellcare HMO plan has no monthly premiums with a MOOP of $3,450.

The UnitedHealthcare and Kaiser Permanente plans have no monthly premiums with MOOPs of $7,550. These plans are available to dual-eligible beneficiaries with both Medicare and Medicaid enrollment.

Lastly, HMSA Akamai offers a Local PPO plan with no monthly premium and a MOOP of $6,700.

PLAN PREMIUM MOOP Plan Type Eligibility
Wellcare $0 $3,450 HMO Dual
UnitedHealthcare $0 $7,550 REGIONAL PPO Dual
Kaiser Permanente $0 $7,550 HMO Dual
HMSA Akamai $0 $6,700 LOCAL PPO Dual
AlohaCare $32.70 $7,550 HMO Dual

FAQs

What is the premium for Medicare Part B insurance in East Honolulu, Hawaii?

The premium for Medicare Part B in East Honolulu, Hawaii, starts at $170.10. However, this number can change if you are above or below a certain income limit.

At what age can you get Medicare in East Honolulu, Hawaii?

People 65 and over can get Medicare in East Honolulu, Hawaii. The Initial Enrollment Period (IEP) opens three months before your 65th birthday and closes three months after.

You can apply for Medicare earlier If you suffer from End-Stage Renal Disease (ERSD) or other eligible conditions.

What are the income requirements for Medicare in East Honolulu, Hawaii?

In East Honolulu, Hawaii, the Medicare rates can depend on your income level. If you fall below 100% of the Federal Poverty Level with assets worth $6,940 for individuals and $10,410 for couples, the state will help pay for Medicare.

What are the types of Medicare Advantage plans in East Honolulu, Hawaii?

Residents in East Honolulu, Hawaii, can choose from four types of Medicare Advantage plans: Preferred Provider Organization (PPO), Health Maintenance Organization (HMO), Private Fee-for-Service (PFFS), and Special Needs Plans (SNP).

How much does a person on disability Pay for Medicare in East Honolulu, Hawaii?

In Hawaii, the Social Security Disability Insurance (SSDI) federal program makes monthly payments to people with disabilities. SSDI automatically deducts Medicare Part B premiums. The average Part B premium rates start at $148.50 per month.

How to Sign Up for Supplemental Medicare in East Honolulu

If you are looking for more comprehensive coverage than what is offered through Original Medicare in Hawaii, a Supplemental plan may be the right choice for you.

Our agents can help you find the plan that fits your needs and budget. Their expertise and time are both free of charge to you.

Give us a call today or complete our online rate form to get connected with rates. We look forward to helping you find the best supplemental plan for your needs.

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by Lindsay Malzone, Lindsay Malzone is the Medicare expert for Medigap.com. She's been contributing to many well-known publications as an industry expert since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.