central states indemnity medicare review

Central States Indemnity Insurance is a subsidiary member of the Berkshire Hathaway Inc. family of companies and offers a variety of supplemental Medicare plans. Central States covers over 1 million members nationwide.

Founded in 1932 under the name Central States Health & Life Insurance Co. of Omaha. They offer insurance policies in 48 states. CSI offers Medicare Supplement plans for eligible people to enroll in the Federal government’s program for seniors and disabled individuals.

Central States Indemnity: Discontinued Medicare Supplement

After careful deliberation and analysis of our long-term strategy, Central States Indemnity Insurance Company, unfortunately, must announce the discontinuation of Medicare Supplement plans. While this decision was difficult, we are committed to providing our current policyholders with uninterrupted coverage.

Rest assured that your plan will remain in effect, and you can continue to rely on their services. WCentral States Indemnity Insurance won’t accept any new Medicare Supplement coverage applications.

Central States Indemnity Insurance Company remains steadfast in its unwavering dedication to delivering superior care and attention to its valued policyholders. This commitment has remained unchanged throughout its distinguished history.

When did they discontinue Medicare Supplement plans?

CSI discontinued Medicare Supplement plans in July 2020.

Grandfathered in: Can current enrollees keep their Central States Indemnity Medicare plans?

As a present policyholder of a Central States Indemnity Insurance Company Medicare Supplement plan, you may be curious about your coverage status. Rest assured, if you’re currently in a Central States Indemnity Medigap plan, you are “grandfathered in.” This entitles you to maintain your coverage as long as you continue to pay your premiums promptly.

Your policy will not be canceled due to the discontinuation of the Medicare Supplement product, and the benefits outlined in your policy will continue to be available to you. However, it is imperative to note that while your current plan can be retained, modification or enrollment in a new Medicare Supplement plan offered by Central States Indemnity is not permissible.

Medicare insurance carrier options

Numerous insurance providers sell Medigap or Medicare Supplement plans to bolster the coverage rendered by Original Medicare. Notable contenders in this realm include American Republic, Assured Life, Family Life, Universal Fidelity, and Union Security.

However, it is imperative to note that each company may offer varying plans and pricing. Thus, it becomes essential to meticulously compare the available options to determine the plan that aligns with your unique requirements and budget.

By undertaking a comprehensive analysis of the various plans, you can rest assured of acquiring the appropriate coverage at an optimal price point, consequently enabling you to manage your healthcare expenses adeptly.

Additional insurance companies no longer offer Medicare plans

Over the past few years, there has been a notable trend of insurance providers opting to exit the Medicare sector. Some of the most distinguished organizations that have followed this path include the following.

Get help finding Medicare plans in your area

If you are seeking to optimize your healthcare coverage and reduce expenses, it is advisable to consider the available Medicare Supplement options. You can access reduced costs and expanded coverage through an early comparison of rates.

Our experienced team is available to offer guidance throughout the selection process and help you navigate the diverse options available. Our professional expertise ensures that you make informed decisions and select the most suitable plan for your unique needs.

Don’t let this opportunity to optimize your Medicare coverage and save money pass you by. Reach out to us today to find affordable rates on Medicare Supplement plans.

Written By:
Picture of the author
Lindsay Malzone, Lindsay Malzone is the Medicare editor for Medigap.com. She's been contributing to many well-known publications since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.
Reviewed By:
Picture of the expert
Rodolfo Marrero, Rodolfo Marrero is one of the co-founders at Medigap.com. He has been helping consumers find the right coverage since the site was founded in 2013. Rodolfo is a licensed insurance agent that works hand-in-hand with the team to ensure the accuracy of the content.