Many Medicare Part A and B beneficiaries of Barre, Vermont, need supplemental coverage to help afford healthcare essentials like vision, mental health, and prescription medications.

Medicare enrollees who need this extra coverage sign up for Medicare plans to help offset the costs.

Medicare plans in Barre, Vermont

This article explores supplemental plan options for Barre, Vermont, Original Medicare enrollees based on a 65-year-old female consumer. We’ll look at Medicare Advantage (Medicare Part C), Medicare Part D, and other Medicare Supplement plans.

Medicare Advantage plans

Since 2015, there has been a steady increase in Medicare Advantage plans, with 3,834 plans available in 2022. In Vermont’s Washington County, Medicare beneficiaries have an average of 22 Medicare Advantage plans, including HMO and PPO plans. Let’s look at a few Medicare Advantage plans in Barre, Vermont.

Wellcare offers a Medicare Advantage plan with a comparatively low maximum out-of-pocket (MOOP) cost of $6,000. Beneficiaries receive all-in-one coverage from this Local PPO option. Part C plans don’t include premiums, so enrollees also enjoy $0 monthly payments.

Another popular plan comes from MVP Health. Their PPO plan boasts a four-star Medicare rating, and Enrollees pay a MOOP amount of $6,700 for comprehensive healthcare coverage.

UnitedHealthcare offers another four-star Medicare Advantage option, this one an HMO plan. This plan directly compares with the MVP plan above with a $6,700 MOOP. Like all Part C options, this plan doesn’t charge monthly premiums.

The average costs of Medicare Advantage plans in Barre, Vermont

Vermont Blue $0 $6,900 LOCAL PPO N/A
Wellcare $0 $6,000 LOCAL PPO N/A
MVP Health $0 $6,700 LOCAL PPO 4
UnitedHealthcare $0 $6,700 HMO 4
Vermont Blue $0 $6,660 HMO N/A

Medicare Supplement plans

Medicare Supplement, or Medigap, provides current Medicare enrollees with additional coverage based on ten standardized plan options. Because the federal government standardizes Medigap plans, you’ll receive the same plan benefits as any other Medicare beneficiary, whether you live in Vermont or Texas.

The most popular Medicare Supplement plans in Barre, Vermont, are F, G, and N.

Many Medicare consumers prefer Medigap Plan F because it provides comprehensive coverage of healthcare costs with no cost sharing. That means Plan F enrollees don’t pay coinsurance costs or Medicare deductibles covered by the plan. Plan F premiums average $165 at the lowest and $378 at the highest.

Medigap Plan G provides supplemental insurance covering Medicare Part A coinsurance costs, Part B coinsurance, and even the Part A deductible. The lowest premium for this Barre, Vermont, Medicare Supplement plan averages $145, with the highest premium at $343. Plan G doesn’t include a MOOP amount.

Although not as comprehensive as Plan G, Plan N’s coverage includes the beneficiary’s Part A deductible, hospital coinsurance costs, and more. Plan N is one of the cheapest options for Medigap coverage, with the lowest average Barre, Vermont, premium at $119 and the highest at $209.

Plans F and G offer high-deductible versions with lower premium rates. The lowest premiums for these plans average $42. This helpful article compares Medigap Plans G, F, and N.

The average costs of Medicare Supplement plans in Barre, Vermont

PLAN A $107.27 $218.54
PLAN B $172.26 $327.77
PLAN C $183.51 $381.02
PLAN D $160.99 $363.46
PLAN F $165.02 $378.36
PLAN HDF $42.00 $89.28
PLAN G $145.36 $343.01
PLAN HDG $42.00 $56.24
PLAN K $77.00 $151.74
PLAN L $133.25 $174.58
PLAN M $204.72 N/A
PLAN N $119.01 $209.34

Medicare Part D prescription drug plans

Barre, Vermont, Medicare beneficiaries without prescription drug coverage can cover their medications through Medicare Part D. Some Medigap plans also cover prescription drugs. Still, consumers without an applicable Medigap plan get coverage through Part D plans.

Many insurance providers offer Medicare Part D plans in Barre, Vermont, including Aetna, UnitedHealthcare, and Humana.

Aetna offers competitive premium rates as low as $7 per month for drug coverage. Despite the low premium, this plan receives an average rating of three out of five stars. Consumers who choose this plan pay a $480 deductible, which is on par with other Part D plans.

Consumers looking for a lower deductible might opt for UnitedHealthcare’s $310 deductible plan. This option includes a higher premium of $29 but boasts a four-star rating.

Humana bridges the gap between the above plans with a premium of $23 and a $480 deductible. This Part D plan also earns four out of five stars, making it an attractive option for many Medicare enrollees.

The average costs of Medicare Part D plans in Barre, Vermont

Aetna $7.40 $480 3
Wellcare $13.00 $480 3
Humana $22.70 $480 4
UnitedHealthcare $29.30 $310 4
Cigna $32.10 $480 3

How to sign up for Medicare plans in Barre, Vermont

Signing up for a Barre, Vermont, Medicare Supplement Plan requires gathering quotes from many carriers to find the best option.

Let us help you get and compare quotes when you fill out our online quote form or give us a call.

Written By:
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Lindsay Malzone, Lindsay Malzone is the Medicare editor for She's been contributing to many well-known publications since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.
Reviewed By:
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Rodolfo Marrero, Rodolfo Marrero is one of the co-founders at He has been helping consumers find the right coverage since the site was founded in 2013. Rodolfo is a licensed insurance agent that works hand-in-hand with the team to ensure the accuracy of the content.