In South Burlington, Vermont, Medicare beneficiaries make up 13.3% of the residents. Of the city’s population, 17.4% are 65 or older, and 7.1% are under 65 with a disability.

Medicare plans in South Burlington, Vermont

South Burlington, Vermont Original Medicare coverage doesn’t pay for dental, hearing, or vision care and requires the consumer to pay deductibles and coinsurance. Supplemental Medicare plans are available to consumers to help pay these out-of-pocket expenses and fill the gaps in traditional Medicare coverage.

Supplemental plans available to residents in South Burlington include Medicare Advantage, Medicare Supplement plans (Medigap), and Medicare Part D. We based the provided quotes on a 65-year-old male.

Medicare Advantage plans

In Vermont, 18.4% of Medicare beneficiaries have Medicare Advantage, also known as Medicare Part C. Currently, 17 Medicare Advantage plans are available in South Burlington.

Vermont Blue has a Unity HMO plan with a $0 monthly premium and $6,600 maximum out-of-pocket (MOOP) cost. The plan comes with a $50 allowance for over-the-counter drugs each quarter and a $0 copay for primary care doctor visits. Telehealth coverage is also available with a copay as low as $0.

The South Burlington, Vermont Medicare Advantage HMO plan from UnitedHealthcare is $0 monthly and has a $0 copay for your primary care provider or a $35 copay for specialist visits. The plan has a $6,700 MOOP and $0 copay for Tier 1 prescription drugs.

In South Burlington, Vermont, Medicare Advantage plans from MVP Health are available with a $0 premium and a $0 copay for Tier 1 drugs. Tier 1 and 2 drugs have no deductible, while Tiers 3, 4, and 5 have a $250 deductible. The plan provides a yearly allowance for hearing aids, eyewear, and dental care.

The average cost of Medicare Advantage plans in South Burlington, Vermont

MVP Health $0 $6,700 LOCAL PPO 4
UnitedHealthcare $0 $6,700 HMO 4
Vermont Blue $0 $6,600 HMO N/A
MVP Health $0 $7,550 LOCAL PPO 4
UnitedHealthcare $0 $6,700 HMO 4

Medicare Supplement Plans

South Burlington, Vermont, Medicare beneficiaries with recurring medical expenses can save money by adding a Medicare Supplement plan (Medigap) to their coverage. The 10 Medigap plans, lettered A through N, provide various benefits to compensate for traditional Medicare coverage gaps.

Plan C is one of South Burlington, Vermont’s top Medicare Supplement plans. Medicare beneficiaries choose this plan because it covers all out-of-pocket costs except for Part B excess charges. The monthly premium is $183.51 to $381.02. You must have been eligible for Medicare before January 1, 2020, to enroll in Medigap Plan C.

If you want to go a level lower, Plan D covers the same expenses as Plan C except for the Part B deductible ($233). The premium ranges from $160.99 to $363.46 monthly.

For a more affordable option, the monthly premium for Plan N is $119.01 to $209.34. Plan N has the same coverage as Plan D but has copayments for Medicare Part B expenses. The copay for doctor visits is $20, and the copay for emergency room care is $50.

The average cost of Medicare Supplement plans in South Burlington, Vermont

PLAN A $107.27 $218.54
PLAN B $172.26 $327.77
PLAN C $183.51 $381.02
PLAN D $160.99 $363.46
PLAN F $165.02 $378.36
PLAN HDF $42.00 $89.28
PLAN G $145.36 $343.01
PLAN HDG $42.00 $56.24
PLAN K $77.00 $151.74
PLAN L $133.25 $174.58
PLAN M $204.72 N/A
PLAN N $119.01 $209.34

Medicare Part D prescription drug plans

Original Medicare Parts A and B don’t provide coverage for prescription drugs, but you can add Part D to your original plan or get a Medicare Advantage plan that includes it. The plans below are standalone Medicare Part D policies for prescription drug coverage.

We have the Humana Part D plan with a $22.70 monthly premium in the middle of our cost range. The deductible for drugs in Tiers 1 and 2 is $0, while Tiers 3, 4, and 5 have a $480 deductible. Tier 1 drugs have a $0 copay from preferred retail pharmacies.

The cheapest South Burlington, Vermont Part D plan is Aetna SilverScript SmartRx, with a $7.40 premium. Tiers 2 through 5 have a $480 deductible, but Tier 1 drugs have a $0 deductible. Prescription drug copays can be as low as $1 in preferred pharmacies.

UnitedHealthcare offers a Part D plan with a $29.30 premium and $0 copay for Tier 1 drugs. The deductible is $0 for Tier 1 and $310 for Tiers 2 through 5. The plan partners with Walgreens to provide cost savings if you choose one of their locations for filling your medications, including $15 off all prescriptions.

The average cost of Medicare Part D plans in South Burlington, Vermont

Aetna $7.40 $480 3
Wellcare $13.00 $480 3
Humana $22.70 $480 4
UnitedHealthcare $29.30 $310 4
Cigna $32.10 $480 3

How to sign up for Medicare plan in South Burlington, VT

If you’re looking for supplemental Medicare coverage in South Burlington, Vermont, our licensed agents can help.  They’ll work with you to find the best policy at the best price.

Call us today. Or fill out our online rate form on today and let us help you get started!

Written By:
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Lindsay Malzone, Lindsay Malzone is the Medicare editor for She's been contributing to many well-known publications since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.
Reviewed By:
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Rodolfo Marrero, Rodolfo Marrero is one of the co-founders at He has been helping consumers find the right coverage since the site was founded in 2013. Rodolfo is a licensed insurance agent that works hand-in-hand with the team to ensure the accuracy of the content.