Over 57 million people take advantage of Medicare Part A and Part B plans nationally. Unfortunately, only around 252,000 people have joined these plans in Allentown. You can learn more about Medicare in Allentown, Pennsylvania, with this article.

Supplemental Medicare Plans in Allentown, PA

Medicare Advantage (MA) plans provide you with additional options to cover your medical costs after retirement in Allentown, PA. You can use this article to learn more about available plans for males around 65.

Cheapest Medicare Advantage Plans in Allentown, PA

Around 86,000 residents of Allentown have joined Medicare Advantage plans, giving the area a 34.24% participation rate, which is well below the national average. There are 65 MA plans available in Lehigh County, giving you many options.

Some of your cheapest options include the Humana (Local PPO) plan, with an $0 premium and $3,900 MOOP. In addition, the plan comes with a four-star rating.

UnitedHealthcare (Local PPO) also offers a low-cost plan. The company provides a $6,700 MOOP and $0 premium for its four-star plan.

You may also consider Highmark (HMO) for your plan in Allentown. Highmark offers a $0 premium with a $6,700 MOOP. The plan has a five-star rating.

PLAN PREMIUM MOOP PLAN TYPE STAR RATING
UnitedHealthcare $0 $6,700 LOCAL PPO 4
Capital Blue Cross $0 $7,000 LOCAL PPO 4
Highmark $0 $6,700 HMO 5
Humana $0 $3,900 LOCAL PPO 4
Geisinger Gold $0 $7,550 HMO 4

Average Medicare Supplement Plans in Allentown, PA

Medigap and Medicare Supplement plans in Pennsylvania provide you with coverage for your medical expenses after you retire. These plans offer standardized benefits throughout the country, but companies charge different rates based on your location and other factors.

You have many plans to choose from, including Plan HDF, which has one of the lowest premiums, ranging from $32.00 to $134.05.

Plan HDG comes with similarly low premiums. You can find Plan HDG options as low as $32.00. However, some versions of the plan go as high as $92.29.

Not all of these plans have relatively low costs. You may pay hundreds of dollars if you select a Plan G option, for example, which has fees of up to $386.07.

LETTER PLAN LOWEST PREMIUM HIGHEST PREMIUM
PLAN A $68.15 $302.56
PLAN B $113.87 $305.29
PLAN C $142.84 $400.75
PLAN D $120.44 $228.20
PLAN F $133.81 $401.87
PLAN HDF $32.00 $134.05
PLAN G $118.61 $386.07
PLAN HDG $32.00 $92.29
PLAN K $48.78 $122.87
PLAN L $77.83 $254.93
PLAN M $86.47 $279.43
PLAN N $90.91 $330.02

Affordable Medicare Part D in Allentown, PA

Do you want a standalone plan that helps cover your prescription costs in Allentown, PA? If so, consider signing up for a Pennsylvania Part D plan. Note that you cannot get prescription coverage with a Medigap plan.

Companies like Aetna offer cheap Part D plans, with options starting with a $7.20 premium. This three-star plan has a $480 deductible.

You may prefer the three-star plan offered by Elixir for a $20.30 premium. However, the Elixir plan comes with a $480 deductible as well.

Finally, Humana offers a four-star plan to residents of Allentown. Expect to pay a $22.70 premium for this plan with the $480 deductible.

PLAN PREMIUM DEDUCTIBLE STAR RATING
Aetna $7.20 $480.00 3
Wellcare $12.90 $480.00 3
Clear Spring Health $18.20 $480.00 2
Elixir $20.30 $480.00 3
Humana $22.70 $480.00 4

Medicare Special Needs Plans in Allentown, PA

Individuals with special needs or chronic disabilities are eligible to sign up for a Special Needs Plan (SNP). SNPs provide specialized benefits to residents of Allentown.

All of the following plans come with dual eligibility. For example, you may select a plan with a $0 premium and $3,450 MOOP from Highmark (HMO).

UPMC (HMO) provides an SNP plan in Allentown as well. This plan also has a $3,450 MOOP and $0 premium.

Companies like UnitedHealthcare (HMO) offer slightly more expensive plans. For example, you may pay a $7,550 MOOP with a $0 deductible for the company’s SNP. Find out more about these plans with our team.

PLAN PREMIUM MOOP PLAN TYPE ELIGIBILITY
Highmark $0 $3,450 HMO Dual
UPMC $0 $3,400 HMO Dual
Wellcare $0 $3,450 HMO Dual
Humana $0 $3,450 HMO Dual
UnitedHealthcare $0 $7,550 HMO Dual

FAQs

How do I enroll for Medicare in Allentown, PA?

You have four options to apply for medical assistance in Allentown. You may reach out to the Department of Human Services in Pennsylvania through the mail, in person, by phone, or online with the COMPASS website.

How much is a Medicare supplement per month in Allentown, PA?

Medicare supplement plans vary significantly throughout Pennsylvania. For example, we found Plan F policies that cost from $122.74 up to $327.62 in Allentown. Your rates may vary based on your age, gender, and the kind of plan you select.

Is there a Medicare supplement that covers everything in Allentown, PA?

Plan F provides you with comprehensive coverage. Plan F offers coverage for your Plan B deductible and all out-of-pocket costs associated with your medical care. However, only some people can draw on Plan F coverage.

What is the most comprehensive Medicare Supplement plan in Allentown, Pennsylvania?

You can secure the most comprehensive coverage through Plan F. However, Plan G also offers nearly as much coverage for residents of Allentown, PA, making it a good choice as a Medicare Supplement plan. However, you should know that companies discontinued Plan F options for new customers in recent years.

What is the difference between Medicare Supplement Plan F and G in Allentown, Pennsylvania?

Medicare Supplement Plans F and G cover many of the same costs. However, Plan G does not cover your Plan B deductible, making it slightly less comprehensive. As of 2020, new applicants are only eligible to apply for the Plan G form.

How to Sign Up for Supplemental Medicare in Allentown, Pennsylvania

Our Medigap team can help you find a Medicare Supplement plan that addresses all of your needs. We handle Pennsylvania Medicare in Allentown and work with every insurance carrier.

You can reach out to us to get free services. Allow us to compare all relevant plans so we can find the one that suits your needs best. Complete our rate form or give us a call to start moving forward with your medical coverage.

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by Lindsay Malzone, Lindsay Malzone is the Medicare expert for Medigap.com. She's been contributing to many well-known publications as an industry expert since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.