Over 57 million people use Medicare Part A, and Part B plans nationally. Unfortunately, only around 252,000 people have joined these plans in Allentown. With this article, you can learn more about Medicare in Allentown, Pennsylvania.
Medicare plans in Allentown, PA
Medicare Advantage (MA) plans can provide additional options to cover your medical costs after retirement in Allentown, PA. You can use this article to learn more about available programs for males around 65.
Cheapest Medicare Advantage plans in Allentown, PA
Around 86,000 residents of Allentown have joined Medicare Advantage plans, giving the area a 34.24% participation rate, which is well below the national average. There are 65 MA plans available in Lehigh County, giving you many options.
Some of your cheapest options include the Humana (Local PPO) plan, with an $0 premium and $3,900 MOOP. In addition, the program comes with a four-star rating.
UnitedHealthcare (Local PPO) also offers a low-cost plan. The company provides a $6,700 MOOP and $0 premium for its four-star plan.
You may also consider Highmark (HMO) for your plan in Allentown. Highmark offers a $0 premium with a $6,700 MOOP. The program has a five-star rating.
| PLAN | PREMIUM | MOOP | PLAN TYPE | STAR RATING |
| UnitedHealthcare | $0 | $6,700 | LOCAL PPO | 4 |
| Capital Blue Cross | $0 | $7,000 | LOCAL PPO | 4 |
| Highmark | $0 | $6,700 | HMO | 5 |
| Humana | $0 | $3,900 | LOCAL PPO | 4 |
| Geisinger Gold | $0 | $7,550 | HMO | 4 |
Average Medicare Supplement plans in Allentown, PA
Medigap and Medicare Supplement plans in Pennsylvania provide coverage for your medical expenses after you retire. These plans offer standardized benefits throughout the country, but companies charge different rates based on your location and other factors.
You have many plans to choose from, including Plan HDF, which has one of the lowest premiums, ranging from $32.00 to $134.05.
Plan HDG comes with similarly low premiums. You can find Plan HDG options as low as $32.00. However, some versions of the plan go as high as $92.29.
Not all of these plans have relatively low costs. You may pay hundreds of dollars if you select a Plan G option, for example, with fees of up to $386.07.
| LETTER PLAN | LOWEST PREMIUM | HIGHEST PREMIUM |
| PLAN A | $68.15 | $302.56 |
| PLAN B | $113.87 | $305.29 |
| PLAN C | $142.84 | $400.75 |
| PLAN D | $120.44 | $228.20 |
| PLAN F | $133.81 | $401.87 |
| PLAN HDF | $32.00 | $134.05 |
| PLAN G | $118.61 | $386.07 |
| PLAN HDG | $32.00 | $92.29 |
| PLAN K | $48.78 | $122.87 |
| PLAN L | $77.83 | $254.93 |
| PLAN M | $86.47 | $279.43 |
| PLAN N | $90.91 | $330.02 |
Affordable Medicare Part D prescription drug plans
Do you want a standalone plan that helps cover your prescription costs in Allentown, PA? If so, consider signing up for a Pennsylvania Part D plan. Note that you can’t get prescription coverage with a Medigap plan.
Companies like Aetna offer cheap Part D plans, with options starting with a $7.20 premium. This three-star plan has a $480 deductible.
You may prefer the three-star plan offered by Elixir for a $20.30 premium. However, the Elixir plan comes with a $480 deductible as well.
Finally, Humana offers a four-star plan to residents of Allentown. Expect to pay a $22.70 premium for this plan with the $480 deductible.
| PLAN | PREMIUM | DEDUCTIBLE | STAR RATING |
| Aetna | $7.20 | $480.00 | 3 |
| Wellcare | $12.90 | $480.00 | 3 |
| Clear Spring Health | $18.20 | $480.00 | 2 |
| Elixir | $20.30 | $480.00 | 3 |
| Humana | $22.70 | $480.00 | 4 |
Medicare Special Needs plans
Individuals with special needs or chronic disabilities can sign up for a Special Needs Plan (SNP). SNPs provide specialized benefits to residents of Allentown.
All of the following plans come with dual eligibility. For example, you may select a plan with a $0 premium and $3,450 MOOP from Highmark (HMO).
UPMC (HMO) provides an SNP plan in Allentown as well. This plan also has a $3,450 MOOP and a $0 premium.
Companies like UnitedHealthcare (HMO) offer slightly more expensive plans. For example, you may pay a $7,550 MOOP with a $0 deductible for the company’s SNP. Find out more about these plans with our team.
| PLAN | PREMIUM | MOOP | PLAN TYPE | ELIGIBILITY |
| Highmark | $0 | $3,450 | HMO | Dual |
| UPMC | $0 | $3,400 | HMO | Dual |
| Wellcare | $0 | $3,450 | HMO | Dual |
| Humana | $0 | $3,450 | HMO | Dual |
| UnitedHealthcare | $0 | $7,550 | HMO | Dual |
FAQs
How do I enroll for Medicare in Allentown, PA?
To apply for Medicare in Allentown, simply go online to the Social Security website. You can also contact them in person or over the phone.
How much is a Medicare Supplement per month in Allentown, PA?
Medicare Supplement plans vary significantly throughout Pennsylvania. For example, we found Plan F policies that range in price from $122.74 to $327.62 in Allentown. Your rates may vary based on your age, gender, the plan letter you select, and other factors.
Is there a Medicare Supplement that covers everything in Allentown, PA?
Plan F provides you with comprehensive coverage. Plan F offers coverage for your Part B deductible and all out-of-pocket costs associated with your medical care. However, only some people can draw on Plan F coverage.
What is the most comprehensive Medicare Supplement plan in Allentown, Pennsylvania?
You can secure the most comprehensive coverage through Plan F. However, Plan G also offers nearly as much coverage for residents of Allentown, PA, making it a good choice as a Medicare Supplement plan. However, you should know that companies have discontinued Plan F options for new customers in recent years.
What is the difference between Medicare Supplement Plan F and G in Allentown, Pennsylvania?
Medicare Supplement Plans F and G cover many of the same costs. However, Plan G does not cover your Plan B deductible, making it slightly less comprehensive. As of 2020, new applicants are only eligible to apply for the Plan G form.
How to sign up for Medicare plans in Allentown, Pennsylvania
Our Medigap team can help you find a Medicare Supplement plan that addresses your needs. We handle Pennsylvania Medicare in Allentown and work with every insurance carrier.
You can reach out to us to get free services. Let us compare all relevant plans so we can find the one that best suits your needs. Complete our rate form or give us a call to start moving forward with your medical coverage.
