For Minnesota Medicare Plans, there are 1,041,001 total beneficiaries. The content on this page will cover how to enroll in Original Medicare and Supplemental Medicare plans.

Minnesota Medicare Facts & Figures

  • Total Minnesota residents enrolled in Part A: 554,247
  • Total Minnesota residents enrolled in Part B: 476,830
  • Disabled Minnesota residents enrolled in Part A or Part B: 102,352
  • Aged Minnesota residents enrolled in Part A or Part B: 455,653
  • Total number of Minnesota Medicare Advantage beneficiaries: 496,113
  • Total number of Minnesota residents enrolled in a Part D Plan: 772,550

Medicare Costs in Minnesota for 2024

There’s a per-benefit period deductible for essential hospital services for Part A. For Part B, there’s a yearly deductible. These costs are the same across all states.

Medicare Part A Costs in 2023 Medicare Part B Costs in 2023
  • Part A is premium-free for most
  • Part A deductible is $1,600 per benefit period
  • Inpatient hospital stay days 61-90 is $400
  • The standard Part B premium is $164.90
  • The annual deductible for Part B is $226
  • Medicare pays 80%, you pay 20% out-of-pocket

Original Medicare Coverage

In Minnesota, more residents enrolled in Part A than Part B. For example, the number of disabled residents enrolled in Part A is 99,711 versus 87,493 disabled residents for Part B. There are 454,535 aged-in beneficiaries for Part A versus 389,337 for Part B.

Medicare Part A (Hospital Coverage)

  • Inpatient care in hospitals
  • Skilled nursing facility care
  • Hospice care
  • Home health care
Medicare Part B (Medical Insurance)

  • Services from doctors and health providers
  • Outpatient care
  • Home health care
  • Durable medical equipment
  • Some preventive services

Supplemental Medicare Plans in Minnesota

While many residents automatically receive Original Medicare, this federal program might not cover all necessary medical expenses. However, many supplemental Minnesota Medicare plans are available, including Medicare Supplement, Part C, and D.

Medicare Supplement plans work alongside Original Medicare to cover additional healthcare costs. Conversely, Medicare Part C, or Medicare Advantage plans, allow you to receive your Part A and B benefits from a private insurance provider and several additional benefits.

For example, choosing a plan with a lower premium and a higher deductible might be better if you don’t require much medical assistance. Although you’ll pay more when receiving medical care, you’ll also be paying a lower monthly premium.

You can also select Part D plans to help cover your prescriptions. Unfortunately, only some Medicare Advantage plans cover prescriptions, and no Medigap plans cover medications. As a result, many Minnesota residents seek additional resources to find the right plan for you and your needs.

Minnesota Medicare Resource

Whether you want to use Original Medicare, Medicare Advantage, or a Medigap plan, there are various resources available to help you cover additional healthcare costs, such as:

  • Minnesota Senior LinkAge Line: Senior LinkAge Line provides many resources, and in addition to helping you with Medicare, this excellent resource can also assist with many aging programs, including career workshops and assistance with conditions like Alzheimer’s.
  • Medicaid: This state program emphasizes providing care to patients with a low income and limited resources. They can see if you or a loved one is eligible for Medicaid.
  • Medicare Part D Extra Help: Medicare Part D Extra Help is also known as Low-Income Subsidy (LIS). This resource helps pay copays, deductibles, monthly premiums, and coinsurance. You can sign up through the Social Security Website or call the Senior LinkAge Line.
  • Your state’s insurance department: Calling or visiting your insurance department is another option.

These are some of the resources available in Minnesota that are helpful for those signing up for a Medicare program.

If you need a Supplemental Medicare plan to cover additional costs not covered under your current medical program, you can reach us at

Our team is the resource to seek out when you need to explore coverage options. We will work with you to find the right plan that meets all your supplemental Minnesota Medicare Plans needs.

Minnesota Cities with Estimated Premiums for Medicare Supplement Plans

The below cities feature helpful charts to assist those in Minnesota in making educated decisions regarding Medicare Supplement plans:


What is Medicare called in Minnesota?

Medicare is a federally recognized health insurance program first launched in 1996. Initially founded by the Social Security Administration, the Centers for Medicare and Medicaid Services (CMS) now controls the agenda. While every state has different plans available, the official name nationwide is simply Medicare.

Is Medicare Part A free at age 65 in Minnesota?

When you’re 65 or older in Minnesota, you can avoid paying any premiums if you meet one or more of the following conditions:

  • You or your spouse has a government job that covers Medicare.
  • You’re receiving retirement bonuses from the Railroad Retirement Board or Social Security.
  • You’re eligible for benefits from Social Security or the Railroad Retirement Board, but you haven’t filed yet.

In most cases, beneficiaries don’t have to pay a premium for Medicare Part A.

How do I know if I have Original Medicare in Minnesota?

By calling the Medicare office, you can see if you have Original Medicare in Minnesota and your enrollment status. You can also find out by visiting

How long before you turn 65 in Minnesota do you apply for Medicare?

In most cases, you have a seven-month period to sign up for Medicare to avoid a potential late enrollment fee. You can first sign up for Medicare three months before you turn 65; after this period, you have four additional months to sign up after you turn 65.

How to Sign Up for Supplemental Medicare in Minnesota

While Original Medicare can cover many medical expenses, gaps can still emerge. To ensure you’re receiving the proper medical coverage you deserve, you should see if Supplemental Medical plans are right for you.

However, many plans are available and have different advantages and disadvantages. Luckily, our team is available to make the process less overwhelming. We can match you with the right plan, our service is free, and we work with all carriers.

Call us today or fill out our form to get rates for your Supplemental Minnesota Medicare plans!

Written By:
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Lindsay Malzone, Lindsay Malzone is the Medicare editor for She's been contributing to many well-known publications since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.
Reviewed By:
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Rodolfo Marrero, Rodolfo Marrero is one of the co-founders at He has been helping consumers find the right coverage since the site was founded in 2013. Rodolfo is a licensed insurance agent that works hand-in-hand with the team to ensure the accuracy of the content.