There are 883,379 total Louisiana residents currently enrolled in Medicare. Of those, 361,594 have a Medicare Advantage plan.

We will explore Original Medicare’s basics and a few Supplemental Medicare plans that can make your medical expenses more affordable.

Louisiana Medicare Facts & Figures

  • There are 534,480 Louisiana residents currently registered for Medicare Part A and Part B.
  • Of the 534,480 enrollees, 378,904 aged into Medicare Part A and Part B, while 90,060 qualified due to a disability.
  • 361,594 residents purchased an additional Medicare Advantage plan.
  • Over 661,300 Louisianians enrolled in a Medicare Part D plan.

Medicare Costs in Louisiana for 2023

Medicare Part A provides beneficiaries with inpatient coverage, making hospital stays, home healthcare, and hospital services more affordable.

Anyone 65 years old or older who worked and paid Medicare taxes for at least ten years qualifies for free Medicare Part A. Medicare Part B covers outpatient costs like flu shots, checkups, and outpatient treatments for a monthly premium.

Medicare Part A and Part B make specific medical expenses more affordable, providing you with the health coverage you need without demanding high prices.

Medicare Part A Costs in 2023 Medicare Part B Costs in 2023
  • Part A is premium-free for most
  • Part A deductible is $1,600 per benefit period
  • Inpatient hospital stay days 61-90 is $400
  • The standard Part B premium is $164.90
  • The annual deductible for Part B is $226
  • Medicare pays 80%, you pay 20% out-of-pocket

Original Medicare Coverage

There are over 532,570 Louisianans enrolled in Medicare Part A and nearly 470,900 Medicare Part B beneficiaries.

However, only 468,964 residents have Medicare Part A and Medicare Part B. Medicare Part A currently has 100,126 disabled beneficiaries, while Medicare Part B has 90,068 disabled members.

Medicare Part A (Hospital Coverage)

  • Inpatient care in hospitals
  • Skilled nursing facility care
  • Hospice care
  • Home health care
Medicare Part B (Medical Insurance)

  • Services from doctors and health providers
  • Outpatient care
  • Home health care
  • Durable medical equipment
  • Some preventive services

Supplemental Medicare Plans in Louisiana

Although Medicare Part A and Part B cover the cost of several medical services, it doesn’t cover everything. A few gaps within Original Medicare can leave you with expensive medical bills you’ll have to pay out of pocket.

Many residents purchase a Louisiana Supplemental Medicare plan to help pay for healthcare services not covered by Original Medicare.

There are several ways to supplement Original Medicare. One of the most popular ways is to purchase a Louisiana Medicare Supplement, or Medigap, plan.

Medicare Supplement

There are ten Medigap plans, each with unique coverage and benefits. You can purchase a Medicare Supplement plan through a private insurance provider.

Medicare Advantage

A Medicare Advantage plan, also known as Medicare Part C, helps cover specific healthcare services like dental, vision, and hearing. You can purchase a Medicare Advantage plan through a private insurance provider within your ZIP code.

Louisiana Medicare Advantage plans benefit most residents and provide extensive coverage for a relatively affordable monthly premium.

Unlike Medigap plans, Medicare Advantage plans allow beneficiaries to receive their Part A and B benefits from a private insurance company instead of the government.

Part D Plan

Many Medigap beneficiaries also purchase a standalone Part D plan to help pay for prescription drug costs. Unfortunately, Medigap plans don’t cover medications, and only a few Medicare Advantage plans pay for prescriptions.

Purchasing a Part D plan will make your prescription drugs more affordable, giving you your medications at a fraction of the original price.

Louisiana Medicare Resources

Louisiana residents have several resources to turn to if they need help navigating the Medicare process. The Louisiana Department of Insurance can help you understand your Medicare coverage and any other issues regarding your insurance policy.

You can also contact the Louisiana Department of Health or your local Medicaid office for additional assistance.

Beneficiaries can also contact a Louisiana Aging and Disability Resource Center to learn about various programs, benefits, and long-term care planning.

However, if you need help finding a high-quality Medicare Supplement plan, the Medigap.com team is here for you.

FAQs

Why does Medicare ask for your ZIP code in Louisiana?

Medicare plans usually fluctuate from ZIP code to ZIP code. Providing your ZIP code allows healthcare experts to examine your region’s available Louisiana Medicare plans.

It also provides them with essential information and makes finding the perfect Medicare plan easier and stress-free.

What are the requirements for Medicare in Louisiana?

You must be a United States citizen or a permanent legal resident that’s lived in the US for at least five years and match at least one of the following criteria to qualify for Louisiana Medicare:

What does Original Medicare cover in Louisiana?

Original Medicare consists of Medicare Part A and Part B. Medicare Part A covers extended hospital and nursing facility stays, hospice care, lab tests, and similar services. At the same time, Part B helps pay for doctor’s appointments, preventive care, cancer screenings, and residential medical care services. Part B also covers specific mental health services.

However, Original Medicare doesn’t include prescription drug coverage.

Can you have both Medicare and Medicaid in Louisiana?

Yes. Louisiana helps qualified enrollees pay for Medicare costs through Medicaid.

Do you automatically get Medicare with Social Security in Louisiana?

Yes, the Social Security Administration automatically enrolls you in Medicare once you turn 65. Residents previously employed in the Railroad industry can also receive Medicare through the Railroad Retirement Board.

You should receive information about receiving Medicare through Social Security three to four months before your 65th birthday.

How to Sign Up for Supplemental Medicare in Louisiana?

If you need assistance enrolling in a Louisiana Supplemental Medicare plan, contact the Medicare specialists at Medigap.com. Our team works with all of Louisiana’s leading private insurance providers and can guide you through the Supplemental Medicare process swiftly and efficiently.

Whether you need help registering for a Louisiana Supplemental Medicare plan or want more information about Medicare Advantage plans within your ZIP code, we’re here to help.

Call us or fill out our quick online rate form to receive the best rates in Louisiana today!

Written By:
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Lindsay Malzone, Lindsay Malzone is the Medicare editor for Medigap.com. She's been contributing to many well-known publications since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.
Reviewed By:
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Rodolfo Marrero, Rodolfo Marrero is one of the co-founders at Medigap.com. He has been helping consumers find the right coverage since the site was founded in 2013. Rodolfo is a licensed insurance agent that works hand-in-hand with the team to ensure the accuracy of the content.