There are currently 160,613 Baton Rouge, Louisiana, Medicare beneficiaries with Part A and Part B Medicare. Of this number, 87,342 beneficiaries have Medicare Advantage, and 73,271 individuals have Fee-for-Service Medicare.
Below, we’ll detail supplemental Medicare plans in Baton Rouge and answer common questions.
Medicare plans in Baton Rouge, Louisiana
Baton Rouge, Louisiana, Medicare beneficiaries can save more money with a supplemental Medicare plan. You’ll save money on costs that Parts A and B don’t cover. The following quotes are for a 65-year-old woman living in Baton Rouge.
Medicare Advantage plans
The 87,342 Louisianans with a Medicare Advantage plan in Baton Rouge bring a 54.38% participation rate. The average enrollee is 70 years old, and just over 54% of all enrollees are female. In East Baton Rouge Parish, 38 Medicare Advantage plans are available for Baton Rouge, Louisiana residents.
Average Baton Rouge, Louisiana, Medicare Advantage plans include one from Peoples Health (Local PPO). Although it has no star rating, it features a zero-dollar monthly premium. Patients can pay up to $6,700 maximum out-of-pocket.
Another popular option is Humana (HMO). It boasts a perfect five-star rating. You’ll pay a zero-dollar premium and up to $3,700 MOOP.
Blue Cross Blue Shield of Louisiana (HMO) is another top option with a low $3,900 MOOP. People choose this carrier and plan for its zero-dollar monthly premium and the longstanding, trusted name behind it. Its three-star plan rating indicates a decent performance.
The average cost of Medicare Advantage plans in Baton Rouge, Louisiana
| PLAN | PREMIUM | MOOP | Plan Type | Star Rating |
| Peoples Health | $0 | $6,700 | LOCAL PPO | N/A |
| Humana | $0 | $3,700 | HMO | 5 |
| Wellcare | $0 | $3,400 | HMO | 3 |
| BCBS of Louisiana | $0 | $3,900 | HMO | 3 |
| Aetna | $0 | $7,550 | LOCAL PPO | 4 |
Medicare Supplement plans
Medicare Supplement plans in Baton Rouge, Louisiana, are healthcare insurance options for those looking to bridge the gaps that Original Medicare doesn’t cover. These standardized plans don’t differ across states or with different carriers. However, you will pay different premiums depending on your location and other factors.
Louisianans often choose Plan G for its nearly full coverage benefits. Its only coverage exclusion is the Part B deductible. You’ll pay as little as $111.30 or as much as $339.78 per month for this plan.
Patients who want Plan G at a lower monthly rate can opt for Medigap Plan HDG, the high deductible option. This plan starts at just $31 per month and goes as high as $77.97.
Residents can also consider Medigap Plan N, which offers similar coverage to Plan G. You’ll pay between $88.48 and $313.40 monthly for coverage.
The average cost of Medicare Supplement plans in Baton Rouge, Louisiana
| LETTER PLAN | LOWEST PREMIUM | HIGHEST PREMIUM |
| PLAN A | $73.33 | $314.66 |
| PLAN B | $114.05 | $315.66 |
| PLAN C | $141.19 | $352.68 |
| PLAN D | $121.81 | $307.29 |
| PLAN F | $137.93 | $363.33 |
| PLAN HDF | $31.00 | $81.44 |
| PLAN G | $111.30 | $339.78 |
| PLAN HDG | $31.00 | $77.97 |
| PLAN K | $47.86 | $133.66 |
| PLAN L | $76.25 | $206.89 |
| PLAN M | $86.36 | $224.95 |
| PLAN N | $88.48 | $313.40 |
Medicare Part D prescription drug plans
Baton Rouge, Louisiana, Medicare Part D plans are standalone insurance plans that cover prescription drugs. While finding a Medicare Advantage prescription drug plan is possible, Medigap offers no drug coverage.
Baton Rouge residents often choose a Part D plan from Aetna for its affordability. A $6.40 monthly premium and $480 deductible boast a respectable three-star rating.
Humana also offers a worthwhile option for $22.70 monthly. You’ll pay a similar $480 deductible before coverage begins. The plan’s four-star rating indicates exceptional satisfaction with plan offerings.
A plan from UnitedHealthcare costs Louisianans $29.30 per month with an impressively low $310 deductible. The plan has a high four out of five-star rating in addition to UnitedHealthcare’s reputable name.
The average cost of Medicare Part D plans in Baton Rouge, Louisiana
| PLAN | PREMIUM | DEDUCTIBLE | STAR RATING |
| Aetna | $6.40 | $480 | 3 |
| Wellcare | $12.90 | $480 | 3 |
| Clear Spring | $16.20 | $480 | 2 |
| Humana | $22.70 | $480 | 4 |
| United Healthcare | $29.30 | $310 | 4 |
Special Needs plans
Special Needs Plans (SNPs) are Medicare plans that benefit those with chronic conditions and disabilities. These plans offer significant savings and additional healthcare benefits. Unfortunately, SNPs are not available everywhere, but there are a few in Baton Rouge, LA.
A Wellcare (HMO) plan has no monthly premium but up to $3,400 MOOP. Patients must have dual eligibility, meaning they must be eligible for Medicaid and Medicare to qualify for this plan.
You can also choose Aetna (HMO) for a $7,550 maximum out-of-pocket zero-dollar premium. Beneficiaries with both Medicare and Medicaid are eligible to enroll in this plan.
Another suitable option, Healthy Blue (HMO), also features a zero-dollar premium and a $7,550 maximum out-of-pocket cost. Dual eligibility is also a requirement for this plan.
The average cost of Medicare Special Needs plans in Baton Rouge, Louisiana
| PLAN | PREMIUM | MOOP | Plan Type | Eligibility |
| Wellcare | $0 | $3,400 | HMO | Dual |
| United Healthcare | $0 | $7,550 | HMO | Dual |
| Humana | $0 | $3,450 | HMO | Dual |
| Aetna | $0 | $7,550 | HMO | Dual |
| Healthy Blue | $0 | $7,550 | HMO | Dual |
How to sign up for Medicare plans in Baton Rouge
Applying for supplemental Medicare in Baton Rouge is easy when you work with the right insurance company.
Our licensed insurance agents can provide you with quotes from top carriers in Louisiana so that you can find a plan that fits your needs and budget. Their time and knowledge are free, so there’s no excuse not to let them help!
Call us or fill out our online rate form to be connected with the best rates in your area.
