In Wichita, Kansas, Medicare, 234,324 residents participate in either Part A or Part B of Medicare. In addition, 196,451 are enrolled in an FFS plan, while there are 37,873 enrolled in a Medicare Advantage plan.

Wichita, Kansas Supplemental Medicare Plans

We’ll explore different Medicare Advantage and Medigap Plans available. Our data revolves around females 65 years or older.

Cheapest Medicare Advantage Plans in Wichita, Kansas

The Medicare Advantage participation rate for Wichita residents is 16.16%. Currently, there are 24 Medicare Advantage plans available in Wichita, Kansas.

Aetna is the first plan we’ll detail, with a zero-dollar premium and a four-star rating. This HMO-POS has a MOOP (maximum out-of-pocket) rate of $4,500. It also includes prescription drug coverage.

There’s also Ascension which is an HMO. This plan has a MOOP rate of $2,900 and a zero-dollar premium. It covers dental, vision, hearing, and drugs.

For a regional PPO plan, residents can also choose Humana, which is widely popular. Like the others on this chart, Humana has a zero-dollar premium. Its MOOP rate is $3,400 and has a three-star rating.

PLAN PREMIUM MOOP Plan Type Star Rating
Aetna $0 $4,500 HMOPOS 4
Ascension $0 $2,900 HMO N/A
UnitedHealthcare $0 $4,400 LOCAL PPO 4
Wellcare $0 $4,500 LOCAL PPO N/A
Humana $0 $3,400 REGIONAL PPO 3

Affordable Medicare Supplement Plans in Wichita, Kansas

Medigap plans provide additional coverage for Wichita, Kansas, Medicare. These plans are standardized across the nation, meaning their benefits don’t change across each state. However, their monthly premiums can vary.

Plan F has a premium range of $133.24 to $423.25. Many people choose this plan due to its comprehensive coverage. However, one drawback is that its premiums are higher than other plans.

For a plan with all the benefits of Plan F but with a lower premium, there’s Plan HDF. Its premium range is only $30.00 to $52.72. However, it has a higher deductible making this plan ideal for patients that don’t require regular medical care.

Plan C has a premium range of $139.57 to $421.00. This plan carries many benefits as Plan F, but with a different Part B deductible. While Plan C is no longer available in general, if you were eligible for Medicare before January 2020, you can still enroll in Plan C.

LETTER PLAN LOWEST PREMIUM HIGHEST PREMIUM
PLAN A $102.51 $391.76
PLAN B $134.84 $348.25
PLAN C $139.57 $421.00
PLAN D $122.19 $245.49
PLAN F $133.24 $423.25
PLAN HDF $30.00 $52.72
PLAN G $115.96 $383.90
PLAN HDG $30.00 $63.97
PLAN K $55.83 $136.37
PLAN L $70.83 $244.00
PLAN M $83.50 $256.47
PLAN N $85.44 $347.32

Average Medicare Part D in Wichita, Kansas

Unfortunately, no Medigap Plans cover prescriptions, and only some Medicare Advantage Plans cover medication. So to supplement their Wichita, Kansas Medicare with their essential drugs, people enroll in stand-alone Part D plans.

UnitedHealthcare has the lowest deductible on this list — $310. However, this four-star rated plan also has a monthly premium of $29.30. It features $0 copays on Tier 1 prescription drugs.

Humana is great for covering generic medications that are four dollars or less. The monthly premium for this plan is $22.70, with a deductible of $480 and a four-star rating. The plan works with many different pharmacies to remain accessible to its members.

Aetna is another excellent choice which has a monthly premium of $6.60, a three-star rating, and a deductible of $480. Many patients choose this plan for its low co-pay. It features $0 copays on Tier 1 prescription drugs.

PLAN PREMIUM DEDUCTIBLE STAR RATING
Aetna $6.60 $480 3
Wellcare $12.60 $480 3
Clear Spring $16.70 $480 2
Humana $22.70 $480 4
UnitedHealthcare $29.30 $310 4

Medicare Special Needs Plans in Wichita, Kansas

Special Needs Plans (SNP) help patients with special needs or chronic disabilities as a subsection of Medicare Advantage Plans. However, these plans aren’t available in all regions, but they can help when they are.

Wellcare has a zero-dollar premium, a MOOP rate of $3,450, and dual eligibility. This plan may cover additional benefits like vision, dental, and hearing. This plan is also an HMO, meaning you need to work within its network or have out-of-pocket expenses.

Aetna is also an HMO with dual eligibility. This plan also carries a MOOP rate of $7,550 and a zero-dollar premium. It even allows coverage for certain over-the-counter medications.

If you require care in an institution — such as a nursing facility — for at least 90 days or more, there’s also Kansas Health. This plan has a monthly premium of $32.90 with a MOOP rate of $7,550. While the plan being an HMO means that you have to use in-network providers, there are certain exceptions.

PLAN PREMIUM MOOP Plan Type Eligibility
Wellcare $0 $3,450 HMO Dual
Aetna $0 $7,550 HMO Dual
UnitedHealthcare $30.70 $7,550 HMOPOS Dual
Kansas Health $32.90 $7,550 HMO Institutional
Kansas Health $115.00 $3,450 HMO Institutional

FAQs

Which Medigap plan offers the most coverage in Wichita, Kansas?

Plan F has the most comprehensive coverage in Wichita, Kansas. You can expect to pay virtually nothing for your Medicare services with this plan. One drawback is that its premiums are higher than most other plans. However, it is an excellent choice if you need regular medical care.

What is the most popular Medigap plan in Wichita, Kansas?

Medigap Plan F is the most popular Medigap plan due to its comprehensive coverage. However, other plans are widely popular as well. These other plans include Plan G, Plan N, and Plan C.

Who qualifies for Medigap insurance in Wichita, Kansas?

You are eligible for Medigap insurance in Wichita, Kansas when enrolled in Medicare Part A and Medicare Part B. The enrollment period is generally six months after enrolling in Medicare Part B.

Are Medigap premiums based on income in Wichita, Kansas?

Your income can influence your Medigap premiums if you are a “higher-income beneficiary.” This qualification revolves around your MAGI (modified adjusted gross income). The threshold is generally high, representing $91,000 for an individual or $182,000 for a married couple that files jointly.

How can I have Medicare and Medicaid in Wichita, Kansas?

Some Wichita, Kansas, residents are eligible for both Medicare and Medicaid. To qualify for both, you need to meet Kansas’s income requirements for Medicaid and Medicare’s age or disability requirements.

How to Sign Up for Supplemental Medicare in Wichita, Kansas

Sometimes supplemental Medicare is necessary to cover additional medical expenses. However, with so many plans available, it can be hard to choose the right one for your needs and budget. Luckily, our team of licensed insurance agents can help pair you with the right supplemental plans that fit all your needs.

We will compare all available plans to find the right one. Our services are free, and we work with all major carriers.

Give us a call today or fill out our simple online rate form to get connected with the best rates in Wichita, Kansas today!

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by Lindsay Malzone, Lindsay Malzone is the Medicare expert for Medigap.com. She's been contributing to many well-known publications as an industry expert since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.