Unfortunately, many residents living in Overland Park, Kansas, don’t have a Medicare Supplemental plan to cover all their medical costs adequately.

Of the 27,725 seniors living in Overland Park, only 15% have a Medicare Advantage plan, and only 46% have a Medicare Supplement plan.

Medicare plans in Overland Park, Kansas

About 39% of Overland Park senior citizens are underinsured or uninsured and could benefit from the 35 Medicare Advantage plans available. We’ll be exploring different Medicare Advantage, and Medicare Supplemental plans in Kansas by using data based on females 70 years old or older.

Medicare Advantage plans

Blue is a Medicare Advantage plan in Kansas with a zero-dollar premium, a MOOP (maximum out-of-pocket) rate of $3,000, and a four-star rating. This HMO differs from a PPO as it requires you to use in-network healthcare providers. It even offers coverage for gyms and online services.

Cigna is another HMO that’s widely popular due to its availability. Like the other plans on the chart below, this plan has a zero-dollar premium. It also has a MOOP rate of $4,900.

The final plan we’ll explore is Humana. Humana is a local PPO with a four-star rating and a MOOP rate of $4,500. It even includes fitness coverage.

The average cost of Medicare Advantage plans in Overland Park, Kansas

PLAN PREMIUM MOOP Plan Type Star Rating
Blue $0 $3,000 HMO 4
Wellcare $0 $4,400 LOCAL PPO N/A
Cigna $0 $4,900 HMO 3
Aetna $0 $4,800 LOCAL PPO 4
Humana $0 $4,500 LOCAL PPO 4

Medicare Supplement plans

Patients use Overland Park, Kansas, Medicare Supplement plans to fill in the gaps not covered by their Original Medicare. The government standardizes these plans across the country, meaning their benefits don’t change from state to state. Their monthly premiums, however, do.

Plan F is a popular choice due to its comprehensive coverage. This plan has a premium range of $144.18 and $423.25, making it higher than other plans on this list. This price includes up to 80% coverage for foreign travel medical services.

There’s also Plan HDF which has far lower premiums of $40.00 and $63.87. However, this plan has the same benefits as Plan F, but with a higher deductible, meaning you pay more when you receive medical coverage. This plan is ideal for patients who don’t receive regular medical treatment.

Plan G has a premium range of $121.17 and $383.90. It also has a high deductible plan — Plan HDG. Its high-deductible plan carries the same benefits but with lower premiums. Plan G includes nursing home coverage for those who need it.

The average cost of Medicare Supplement plans in Overland Park, Kansas

PLAN A $115.78 $478.63
PLAN B $147.30 $348.25
PLAN C $147.99 $421.00
PLAN D $133.78 $281.80
PLAN F $144.18 $423.25
PLAN HDF $40.00 $63.87
PLAN G $121.17 $383.90
PLAN HDG $40.00 $58.09
PLAN K $59.17 $136.37
PLAN L $74.50 $279.30
PLAN M $90.69 $317.95
PLAN N $91.31 $347.32

Medicare Part D prescription drug plans

Only some Medicare Advantage plans cover prescription drugs, and no Medigap plans cover prescriptions. Many people also turn to Part D plans to fill in the gaps, but many different plans are available.

For a small co-pay paired with a respectable three-star rating, many patients choose Aetna. This plan has a $6.60 premium with a $480 deductible. It features $0 copays on Tier 1 prescription drugs.

Humana is a big name for Part D plans. This plan often allows you to buy generic prescriptions for four dollars or less and has a monthly premium of $22.70. The plan works with many different pharmacies to remain accessible to its members.

Most of the plans on our list have a monthly deductible of $480, but UnitedHealthcare is an exception with a monthly deductible of $310. This four-star rated plan has a monthly premium of $29.30. This plan works directly with Walgreens to keep costs low.

The average cost of Medicare Part D plans in Overland Park, Kansas

Aetna $6.60 $480 3
Wellcare $12.60 $480 3
Clear Spring $16.70 $480 2
Humana $22.70 $480 4
UnitedHealthcare $29.30 $310 4

Special Needs plans

Special Needs Plans (SNP) is a subsection of Medicare Advantage plans for patients with special needs or specific disabilities. While these plans aren’t available in all areas, they can provide additional Overland Park, Kansas Medicare when they’re available.

WellCare is an HMO and has a MOOP rate of $3,450. It also has a zero-dollar premium. The plan even covers transportation to and from your appointments.

UnitedHealthcare has a monthly premium of $30.70 and a MOOP rate of $7,550 and is dual-eligible. Its dual eligibility may offer additional benefits like eye and hearing exams and dental care. It also offers the option of assembling a personal care team.

Some patients choose Kansas Health, with a monthly premium of $32.90 and a MOOP rate of $7,550. This plan is for patients that need treatment in an institution, like a nursing facility, for 90 days or more. While the plan being an HMO means you have to use in-network providers, there are certain exceptions.

The average cost of Medicare Special Needs plans in Overland Park, Kansas

PLAN PREMIUM MOOP Plan Type Eligibility
Wellcare $0 $3,450 HMO Dual
Aetna $0 $7,550 HMO Dual
Humana $0 $3,450 HMO Chronic/Disabling
UnitedHealthcare $30.70 $7,550 HMOPOS Dual
Kansas Health $32.90 $7,550 HMO Institutional

How to sign up for Medicare plans in Overland Park

Several Supplemental Medicare plans are available in Overland Park, Kansas, to cover patient healthcare gaps. However, having our team ready to assist is your best bet, with many options available. Our service is free, and we work with all major carriers.

Call us today or fill out our online rate form to receive the best rates for supplementing your Overland Park, Kansas, Medicare!

Written By:
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Lindsay Malzone, Lindsay Malzone is the Medicare editor for Medigap.com. She's been contributing to many well-known publications since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.
Reviewed By:
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Rodolfo Marrero, Rodolfo Marrero is one of the co-founders at Medigap.com. He has been helping consumers find the right coverage since the site was founded in 2013. Rodolfo is a licensed insurance agent that works hand-in-hand with the team to ensure the accuracy of the content.