Currently, there are more than 542,000 Kansas Medicare beneficiaries. Medicare can provide excellent health care to many older Americans, but it often falls short without additional coverage. This article explores the basic principles of Kansas residents’ supplemental insurance choices.

Kansas Medicare Facts & Figures

  • In Kansas, about 434,951 people have Part A and B insurance.
  • Nearly 380,000 enrolled in the program after they reached retirement age.
  • There are almost 110,000 Medicare Advantage beneficiaries in the state.
  • Over 383,000 Kansas residents have Part D plans.

Medicare Costs in Kansas for 2022

Part A of Medicare covers costs associated with emergency medical services, including hospitalization and urgent operations. These benefits are free for beneficiaries with at least ten years of employment history and remain the same in every state.

Medicare Part B gives beneficiaries coverage for vaccinations, check-ups, and other typical medical services; however, it also has a monthly premium.

Medicare Part A Costs in 2022 Medicare Part B Costs in 2022
  • Part A is premium-free for most
  • Part A deductible is $1,556 per benefit period
  • Inpatient hospital stay days 61-90 is $389
  • The standard Part B premium is $170.10
  • The annual deductible for Part B is $233
  • Medicare pays 80%, you pay 20% out-of-pocket

Original Medicare Coverage

Part A of Medicare covers around 434,000 beneficiaries in Kansas. With approximately 391,000 enrollees, Part B covers a smaller number. Of the state’s total beneficiaries, nearly 49,000 qualify for benefits due to a disability, while the rest enter the program at the age of 65.

Medicare Part A (Hospital Coverage)

  • Inpatient care in hospitals
  • Skilled nursing facility care
  • Hospice care
  • Home health care
Medicare Part B (Medical Insurance)

  • Services from doctors and health providers
  • Outpatient care
  • Home health care
  • Durable medical equipment
  • Some preventive services

Supplemental Medicare Plans in Kansas

Selecting the ideal healthcare coverage for your situation is key to avoiding high medical costs. Choosing a Kansas Medicare supplement plan is one of the best ways to maximize coverage. These plans provide additional protection for beneficiaries in Kansas and elsewhere in the country.

Even though Original Medicare covers many medical costs, most beneficiaries opt for a supplemental policy for superior protection. Supplemental Medicare policies add benefits beyond those of Parts A and B and are essential to creating an adequate coverage plan for many Kansas beneficiaries.

Various private companies offer supplement or Medigap plans that provide coverage not included in Original Medicare. Medigap works alongside Original Medicare to help beneficiaries lower their healthcare costs and receive additional benefits.

Medicare Advantage plans in Kansas, or Medicare Part C, is another supplemental option that allows beneficiaries to receive their Part A and B benefits from a private insurance company rather than the government. MA plans also come with additional benefits like dental and vision coverage.

Part D plans in Kansas, covering the costs of prescription medications, is another important supplemental plan. Beneficiaries can enroll in a stand-alone Part D plan or a Medicare Advantage with Prescription Drug Coverage (MAPD) plan.

Costs for each Supplemental Medicare plan vary depending on location and insurance provider.

Kansas Medicare Resources

While enrolling in and adjusting Medicare coverage can be overwhelming, there are several government resources that can help. If you’re looking to begin your search, SHIP, or State Health Insurance Assistance Program, may prove helpful. The SHIP website for Kansas is different from those for other states; visit their site to learn more.

In addition to Medicare, the United States government offers health care assistance to Americans in the form of Medicaid. Despite being separate programs, many beneficiaries combine Kansas Medicare and Medicaid to extend their coverage. If you want to learn more about whether Medicaid is suitable for you, you can visit the Kansas Medicaid website.

If you need help with health insurance, you can also contact the Kansas Insurance Department. The Kansas Insurance Department’s primary duty is to protect consumers and encourage good insurance practices in the state. Contact the insurance department immediately if you feel that a company is mistreating you.

Medigap.com has more information about Supplemental Medicare plans. We offer helpful information to Medicare beneficiaries. We help beneficiaries enroll in Medicare and find the right plan for their needs.

Kansas Cities with Estimated Premiums for Medicare Supplement Coverage

There are charts with estimated premiums for Medicare Supplement coverage for the below cities:

FAQs

What Does It Mean to Have Original Medicare in Kansas?

Original Medicare consists of Parts A and B. While these two components of Medicare cover hospitalization and routine medical care, there are significant gaps in their coverage. Supplemental coverage is necessary for beneficiaries to cover costs for medications, dental care, and vision services.

What Did Original Medicare Cover in Kansas?

Parts A and B comprise the Original Medicare coverage. Different types of coverage are available through Medicare Part A and B. Compared to Part A, which offers in-patient treatment such as hospital stays, Part B covers routine services like doctor visits and vaccines.

Who Is Eligible for Original Medicare in Kansas?

Kansas residents must reach the age of 65 to qualify for Medicare unless they have specific disabilities or chronic diseases. Kansas residents must also be citizens or have legal residence. Medicare beneficiaries who are low-income may be eligible for assistance to reduce the costs of premiums and deductibles in Kansas, even though there is no income cap.

How Do I Qualify for Dual Medicare and Medicaid in Kansas?

Medicaid provides services differently than Medicare. Unlike Medicare, which is a federal health care program for retirees, Medicaid provides health coverage to residents based on financial needs. As Medicare beneficiaries can qualify for both programs, they should investigate the Medicaid eligibility requirements in Kansas to determine if they can save money.

Is Medicare Part A Free at age 65 in Kansas?

Many Kansas beneficiaries are eligible for free Medicare Part A at age 65, although there are some restrictions. Kansas beneficiaries receiving retirement benefits from Social Security are eligible for free Part A coverage. Part A coverage is still available for a reasonable fee for those who don’t qualify for free coverage.

How to Sign Up for Supplemental Medicare in Kansas

It can be challenging to navigate Medicare’s complicated system, especially if you are a new beneficiary. With Medigap.com, you can make the process easy and ensure you find the right coverage to fit your needs.

With our free assistance, you can quickly choose the best plan and provider for your insurance needs and budget.

In the United States, healthcare is a valuable commodity; if your health insurance is inadequate, you could face substantial medical costs.

We’re available for beneficiaries who need assistance choosing a supplemental policy. Get rates for Kansas Medicare plans by calling us or completing our online rate form.

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by Lindsay Malzone, Lindsay Malzone is the Medicare expert for Medigap.com. She's been contributing to many well-known publications as an industry expert since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.