Thousands of Kansas City residents enroll in a Supplemental Medicare plan each year. Supplemental Medicare plans can help pay the costs of your medical expenses that Original Medicare doesn’t cover.
Kansas City, Kansas Medicare plans
Supplemental Medicare plans can help lower healthcare costs while providing additional benefits. Below, we will review different plans with quotes based on a 65-year-old female beneficiary in Kansas City.
Average Medicare Advantage plans in Kansas City, Kansas
Kansas City currently offers 24 Medicare Advantage plans to make your medical costs more affordable. Below are some popular Kansas City, Kansas Medicare Advantage plans.
UnitedHealthcare offers four-star local PPO (Preferred Provider Organization) plans with a zero-dollar premium and a $4,400 MOOP (Maximum Out-of-Pocket).
Wellcare provides three-star HMO (Health Maintenance Organization) plan types without premiums. This plan also has a $7,550 MOOP.
Cigna offers a three-star Local PPO plan with a zero-dollar premium and a $4,900 MOOP.
| PLAN | PREMIUM | MOOP | Plan Type | Star Rating |
| Blue | $0 | $3,000 | HMO | 4 |
| UnitedHealthcare | $0 | $4,400 | LOCAL PPO | 4 |
| Wellcare | $0 | $7,550 | HMO | 3 |
| Humana | $0 | $5,900 | LOCAL PPO | 3 |
| Cigna | $0 | $4,900 | LOCAL PPO | 3 |
Cheapest Medicare Supplement plans in Kansas City, Kansas
Medicare Supplement plans in Kansas provide coverage for medical services not covered by Original Medicare. The government standardizes Medicare Supplement and Medigap plans across the country, preventing coverage from changing between states and carriers. However, the premiums often fluctuate depending on several factors.
Medigap Plan G is one of the most popular plans among Kansas City residents. Its premiums range from $116.08 to $383.90 per month.
Medigap Plan HDG, also known as High-Deductible Plan G, sports monthly premiums between $30 and $48.98. It provides similar coverage as Medigap Plan G but with a higher annual deductible.
Medigap Plan F is one of the most inclusive plans available and carries premiums between $133.24 and $423.25.
| LETTER PLAN | LOWEST PREMIUM | HIGHEST PREMIUM |
| PLAN A | $102.51 | $391.76 |
| PLAN B | $134.84 | $348.25 |
| PLAN C | $139.57 | $421.00 |
| PLAN D | $122.19 | $245.49 |
| PLAN F | $133.24 | $423.25 |
| PLAN HDF | $30.00 | $52.72 |
| PLAN G | $116.08 | $383.90 |
| PLAN HDG | $30.00 | $48.98 |
| PLAN K | $55.83 | $136.37 |
| PLAN L | $70.33 | $244.00 |
| PLAN M | $83.50 | $256.47 |
| PLAN N | $88.21 | $347.32 |
Affordable Medicare Part D prescription drug plans
Since Medigap plans don’t pay for medication costs, and only some Medicare Advantage plans, include prescription drug coverage, many Kansas City residents buy Medicare Part D plans from private insurance providers. Medicare Part D plans are stand-alone policies that make prescription drug rates more affordable.
UnitedHealthcare offers a four-star Medicare Part D plan with a $29.30 premium and a $310 annual deductible.
Humana also provides a four-star Medicare Part D plan with a $22.70 monthly premium and a $480 annual deductible.
Aetna’s Medicare Part D plan enjoys a three-star rating and has a $6.60 premium and a $480 deductible, making it the most affordable option.
| PLAN | PREMIUM | DEDUCTIBLE | STAR RATING |
| Aetna | $6.60 | $480 | 3 |
| Wellcare | $12.60 | $480 | 3 |
| Clear Spring | $16.70 | $480 | 2 |
| Humana | $22.70 | $480 | 4 |
| UnitedHealthcare | $29.30 | $310 | 4 |
Medicare Special Needs plans
Special Needs Plans, also known as SNPs, are a subclass of Medicare Advantage plans designed for people with chronic disabilities or special needs. However, Special Needs Plans aren’t available in every zip code.
Humana provides an HMO Special Needs Plan with a zero-dollar premium and a $3,450 MOOP. Enrollees must have a chronic or disabling condition to qualify.
UnitedHealthcare offers HMO-POS (Health Maintenance Organization with Point-of-Service) Special Needs Plans with a $30.70 monthly premium and a $7,550 MOOP. This plan is available to dual-eligible beneficiaries with both Medicare and Medicaid.
Kansas Health carries an HMO Special Needs Plan with a $32.90 premium and a $7,550 MOOP. This plan is available to beneficiaries with institutional eligibility.
| PLAN | PREMIUM | MOOP | Plan Type | Eligibility |
| Humana | $0 | $3,450 | HMO | Chronic/Disabling |
| Wellcare | $0 | $3,450 | HMO | Dual |
| Aetna | $0 | $7,550 | HMO | Dual |
| UnitedHealthcare | $30.70 | $7,550 | HMOPOS | Dual |
| Kansas Health | $32.90 | $7,550 | HMO | Institutional |
FAQs
What Is Medicare Supplement Plan G in Kansas City, Kansas?
Medicare Supplement Plan G in Kansas is one of the most comprehensive plans you can get. Except for Plan F, it covers the most.
Do Medigap plans cover drugs in Kansas City?
Unfortunately, Medigap plans don’t cover prescription drug costs in Kansas City. However, qualified residents can purchase a stand-alone Part D plan to help pay for prescribed medications.
Numerous Kansas City private insurance providers carry Part D plans, allowing residents to choose the best carrier and plan for their specific medical needs.
What Is the deductible for Plan G in Kansas City, Kansas?
With Plan G, you have to pay the Part B annual deductible. The current deductible for Part B is $226.
Who qualifies for Medigap Insurance in Kansas City?
Kansas City residents 65 years old or older with Original Medicare qualify for Medigap insurance. Qualified beneficiaries have six months to register for a Medigap plan once they turn 65 and enroll in Original Medicare.
Although some people under 65 with chronic disabilities also qualify for Medigap Insurance, they aren’t guaranteed approval.
Is Medicare Part B automatically deducted from Social Security in Kansas City, KS?
Yes. The government automatically deducts Medicare Part B premiums from your Social Security benefits. Qualified beneficiaries can also have their Part D and Part C premiums deducted from their Social Security if they choose. Enrollees can pay for Medicare Part B online or by mail without additional fees.
How to sign up for Medicare plans in Kansas City
If you need help registering for a Kansas City supplemental Medicare plan, contact Medigap.com. Our team works with all the leading Kansas City private insurance providers and can help you find the perfect policy for you and your loved ones.
We have experience helping countless Kansas City residents find high-quality supplemental Medicare plans, and we can do the same for you at no additional cost. Call us today, or complete our online rate form to see rates in your area now.
