Thousands of Kansas City residents enroll in a Supplemental Medicare plan each year. Supplemental Medicare plans can help pay the costs of your medical expenses that Original Medicare doesn’t cover.

Medicare plans in Kansas City, Kansas

Supplemental Medicare plans can help lower healthcare costs while providing additional benefits. Below, we will review different plans with quotes based on a 65-year-old female beneficiary in Kansas City.

Medicare Advantage plans

Kansas City offers 24 Medicare Advantage plans to make medical costs more affordable. Below are some popular Kansas City, Kansas, Medicare Advantage plans.

offers four-star local PPO (Preferred Provider Organization) plans with a zero-dollar premium and a $4,400 MOOP (Maximum Out-of-Pocket).

Wellcare provides three-star HMO (Health Maintenance Organization) plan types without premiums. This plan also has a $7,550 MOOP.

Cigna offers a three-star Local PPO plan with a zero-dollar premium and a $4,900 MOOP.

The average cost of Medicare Advantage plans in Kansas City, Kansas

PLAN PREMIUM MOOP Plan Type Star Rating
Blue $0 $3,000 HMO 4
$0 $4,400 LOCAL PPO 4
Wellcare $0 $7,550 HMO 3
Humana $0 $5,900 LOCAL PPO 3
Cigna $0 $4,900 LOCAL PPO 3

Medicare Supplement plans

Medicare Supplement plans in Kansas cover medical services not covered by Original Medicare. The government standardizes Medicare Supplement and Medigap plans across the country, preventing coverage from changing between states and carriers. However, the premiums often fluctuate depending on several factors.

Medigap Plan G is one of the most popular plans among Kansas City residents. Its premiums range from $116.08 to $383.90 per month.

Medigap Plan HDG, or High-Deductible Plan G, sports monthly premiums between $30 and $48.98. It provides similar coverage as Medigap Plan G but with a higher annual deductible.

Medigap Plan F is one of the most inclusive plans available and carries premiums between $133.24 and $423.25.

The average cost of Medicare Supplement plans in Kansas City, Kansas

LETTER PLAN LOWEST PREMIUM HIGHEST PREMIUM
PLAN A $102.51 $391.76
PLAN B $134.84 $348.25
PLAN C $139.57 $421.00
PLAN D $122.19 $245.49
PLAN F $133.24 $423.25
PLAN HDF $30.00 $52.72
PLAN G $116.08 $383.90
PLAN HDG $30.00 $48.98
PLAN K $55.83 $136.37
PLAN L $70.33 $244.00
PLAN M $83.50 $256.47
PLAN N $88.21 $347.32

Medicare Part D prescription drug plans

Since Medigap plans don’t pay for medication costs, and only some Medicare Advantage plans include prescription drug coverage, many Kansas City residents buy Medicare Part D plans from private insurance providers. Medicare Part D plans are stand-alone policies that make prescription drug rates more affordable.

offers a four-star Medicare Part D plan with a $29.30 premium and a $310 annual deductible.

Humana also provides a four-star Medicare Part D plan with a $22.70 monthly premium and a $480 annual deductible.

Aetna’s Medicare Part D plan enjoys a three-star rating and has a $6.60 premium and a $480 deductible, making it the most affordable option.

The average cost of Medicare Part D plans in Kansas City, Kansas

PLAN PREMIUM DEDUCTIBLE STAR RATING
Aetna $6.60 $480 3
Wellcare $12.60 $480 3
Clear Spring $16.70 $480 2
Humana $22.70 $480 4
$29.30 $310 4

Special Needs plans

Special Needs Plans, or SNPs, are a subclass of Medicare Advantage plans designed for people with chronic disabilities or special needs. However, Special Needs Plans aren’t available in every zip code.

Humana provides an HMO Special Needs Plan with a zero-dollar premium and a $3,450 MOOP. Enrollees must have a chronic or disabling condition to qualify.

offers HMO-POS (Health Maintenance Organization with Point-of-Service) Special Needs Plans with a $30.70 monthly premium and a $7,550 MOOP. This plan is available to dual-eligible beneficiaries with both Medicare and Medicaid.

Kansas Health carries an HMO Special Needs Plan with a $32.90 premium and a $7,550 MOOP. This plan is available to beneficiaries with institutional eligibility.

The average cost of Medicare Special Needs plans in Kansas City, Kansas

PLAN PREMIUM MOOP Plan Type Eligibility
Humana $0 $3,450 HMO Chronic/Disabling
Wellcare $0 $3,450 HMO Dual
Aetna $0 $7,550 HMO Dual
$30.70 $7,550 HMOPOS Dual
Kansas Health $32.90 $7,550 HMO Institutional

How to sign up for Medicare plans in Kansas City

If you need help registering for a Kansas City supplemental Medicare plan, contact Medigap.com. Our team works with all the leading Kansas City private insurance providers and can help you find the perfect policy for you and your loved ones.

We have experience helping countless Kansas City residents find high-quality supplemental Medicare plans, and we can do the same for you at no additional cost. Call us today, or complete our online rate form to see rates in your area now.

Written By:
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Lindsay Malzone, Lindsay Malzone is the Medicare editor for Medigap.com. She's been contributing to many well-known publications since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.
Reviewed By:
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Rodolfo Marrero, Rodolfo Marrero is one of the co-founders at Medigap.com. He has been helping consumers find the right coverage since the site was founded in 2013. Rodolfo is a licensed insurance agent that works hand-in-hand with the team to ensure the accuracy of the content.