Over 240,000 Medicare beneficiaries live in Little Rock, Arkansas. More than 26% of Medicare enrollees in the area choose to participate in Medicare Advantage Plans.

We’ll examine the pros and cons of Little Rock, Arkansas, Supplemental Medicare plans in the following sections.

Little Rock, Arkansas Supplemental Medicare Plans

By purchasing an Arkansas Medicare supplement plan in Little Rock, you can get coverage for services that would typically require you to bear the costs. Medicare beneficiaries can select either a Medicare Advantage plan or a Medigap plan.

The quotes below are based on a 70-year-old male.

Affordable Medicare Advantage Plans in Little Rock, AR

A total of 26 Arkansas Medicare Advantage plans are available in Little Rock. Benefits and costs vary from plan to plan, but they are all valuable to beneficiaries.

An Arkansas Blue (HMO) plan is one of the best options available. Having a three-star rating with a relatively low MOOP (maximum out-of-pocket) of $5,000, Arkansas Blue has an excellent reputation in both price and coverage. It also covers dental, vision, and hearing.

A second excellent choice for clients who prioritize premium service is Wellcare (HMO). Although this option has a three-star rating and zero-dollar monthly premiums, it does have a higher MOOP than alternatives. However, with a cost of $6,700, this MOOP may be too expensive for some beneficiaries.

UnitedHealthcare (Local PPO) offers excellent functionality at a reasonable price for beneficiaries interested in PPO plans. In addition, UnitedHealthcare offers no monthly premium and a maximum out-of-pocket expenditure of $5,900 per month, making it an attractive alternative to HMOs. It also covers prescription drug costs.

PLAN PREMIUM MOOP Plan Type Star Rating
Wellcare $0 $6,700 HMO 3
Arkansas Blue $0 $5,500 HMO N/A
Humana $0 $4,500 LOCAL PPO 4
UnitedHealthcare $0 $5,900 LOCAL PPO 4
Aetna $0 $5,800 LOCAL PPO 4

Cheapest Medicare Supplement Plans in Little Rock, AR

Medicare supplement plans provide comprehensive coverage for your healthcare needs. In addition, beneficiaries of these plans receive protection from the extended coverage these plans deliver in addition to Arkansas Original Medicare from costs they would otherwise have to pay out of pocket.

Regardless of your location, these plans offer the same benefits, but the price may be affected by where you live.

Many beneficiaries searching for Little Rock, Arkansas, Supplemental Medicare plans favor Plan G because of the comprehensive coverage it provides. This Medigap policy costs between $134.81 and $495.22. The insurance company will pay for all medical bills under this plan, including the Part B deductible.

Another choice for Medigap coverage is Plan F. The premium range for this plan is from $176.35 to $533.18, making it a bit more expensive than other Medigap options, but it offers some appealing benefits.

The most comprehensive Medigap plan available, Plan F, provides complete coverage for Medicare excess charges, which other programs do not cover.

Plan N‘s premium ranges between $108.29 and $356.93, making it an affordable option for beneficiaries in Arkansas. However, Plan N beneficiaries will generally be responsible for paying a copayment for medical services. It also includes up to 80% of care while abroad.

LETTER PLAN LOWEST PREMIUM HIGHEST PREMIUM
PLAN A $119.37 $431.20
PLAN B $183.25 $851.10
PLAN C $179.54 $356.50
PLAN D $139.66 $291.00
PLAN F $176.35 $533.18
PLAN HDF $43.92 $95.01
PLAN G $134.81 $495.22
PLAN HDG $43.92 $72.32
PLAN K $72.50 $151.00
PLAN L $93.42 $216.32
PLAN M $108.71 $264.89
PLAN N $108.29 $356.93

Affordable Medicare Part D in Little Rock, AR

If you have Medicare, a prescription drug plan will cover any medication your doctor prescribes. Unfortunately, neither Medicare Advantage plans nor some Medigap plans cover these expenses. Therefore, enrolling in Part D in Arkansas is crucial in establishing adequate Medicare coverage.

Locally, Aetna offers the least expensive plan with a monthly premium of $6.40 and a deductible of $480. It also covers dental, vision, and hearing. Through the Silver Script program, Aetna offers Part D coverage.

The Wellcare plan has a higher monthly premium of $12.90, with the deductible set at $480. It offers telehealth visits as well as in-person ones. There is coverage for prescription medications as well.

Arkansas Blue offers a deductible of $350 but charges a significantly higher premium of $24.60. Its plan allows you to mail-order your prescriptions. The plan also provides Health and Wellness programs to all its members.

PLAN PREMIUM DEDUCTIBLE STAR RATING
Aetna $6.40 $480 3
Wellcare $12.90 $480 3
Clear Spring Health $16.80 $480 2
Humana $22.70 $480 4
Arkansas Blue $24.60 $350 3

Medicare Special Needs Plans in Little Rock, AR

Special Needs Plans (SNP) are Medicare Advantage plans in Little Rock, Arkansas that provide specific coverage to beneficiaries with special health needs. These plans can be highly beneficial to beneficiaries with severe conditions, so check if you qualify.

Humana’s plan for Little Rock beneficiaries offers dual enrollment and a MOOP of $3,450. It has a plan for those with chronic conditions such as diabetes. This plan can also cover dental, vision, hearing, and nonemergency transport.

Tribute Health also has a plan that provides a $7,550 monthly out-of-pocket limit and dual eligibility. These plans assign each member a personal care manager. They offer low costs, and even free, prescription drugs.

Finally, Aetna’s program offers a MOOP of $7,550 and is another compelling option for beneficiaries looking for dual eligibility. It offers coverage for eyeglasses and hearing aids. As well, each member is assigned a personal care team.

PLAN PREMIUM MOOP Plan Type Eligibility
Wellcare $0 $3,450 LOCAL PPO Dual
Aetna $0 $7,550 HMO Dual
Humana $0 $3,450 HMO Dual
UnitedHealthcare $0 $7,550 LOCAL PPO Dual
Tribute Health $0 $7,550 HMO-POS Dual

FAQs

What is the average cost for Medicare Advantage plans in Little Rock, AR?

The cost of Medicare Advantage plans varies depending on multiple factors. The letter of the plan you choose will determine the plan’s expense, as different programs provide distinct benefits.

Do Medigap plans cover drugs in Little Rock, AR?

Most Medicare Supplement plans in Little Rock, Arkansas, do not cover prescription drugs. However, part D plans available in the state can help beneficiaries avoid these costs.

What is the difference between Medicare Advantage and Medigap plans in Little Rock?

Medigap and Medicare Advantage plans both offer extended coverage to beneficiaries. Medigap offers superior coverage but is more expensive, so the best option depends on your circumstances.

How do you sign up for Medicare in Little Rock, AR?

For Social Security recipients in Kentucky, Medicare enrollment is automatic. Contact the SSA to enroll if you do not receive Social Security benefits.

Who is eligible for a Part D plan in Little Rock, AR?

Part D plans are available to all Medicare beneficiaries in Little Rock, Arkansas. It’s also available to those who’ve received Social Security Disability Insurance (SSDI) for 24 months straight.

How to Sign Up for Supplemental Medicare in Little Rock

The Medicare enrollment process in Little Rock, Arkansas, can be confusing and frustrating, and it’s common to feel overwhelmed.

Fortunately, our knowledgeable staff can help you find the right plan for your needs if you struggle to choose the right supplemental Medicare coverage.

Our team of agents is always ready to assist Little Rock residents in finding superior health coverage. So contact us today or complete our online rate form to get rates for Little Rock, Arkansas, Supplemental Medicare plans!

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by Lindsay Malzone, Lindsay Malzone is the Medicare expert for Medigap.com. She's been contributing to many well-known publications as an industry expert since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.