Over 240,000 Medicare beneficiaries live in Little Rock, Arkansas. More than 26% of Medicare enrollees in the area choose to participate in Medicare Advantage plans. The following sections’ll examine the pros and cons of Little Rock, Arkansas, Supplemental Medicare plans.

Medicare plans in Little Rock, Arkansas

By purchasing an Arkansas Medicare Supplement plan in Little Rock, you can get coverage for services that would typically require you to bear the costs. Medicare beneficiaries can select either a Medicare Advantage plan or a Medigap plan. The quotes below are based on a 70-year-old male.

Medicare Advantage plans

A total of 26 Arkansas Medicare Advantage plans are available in Little Rock. Benefits and costs vary from plan to plan, but they are all valuable to beneficiaries.

An Arkansas Blue (HMO) plan is one of the best options available. With a three-star rating with a relatively low MOOP (maximum out-of-pocket) of $5,000, Arkansas Blue has an excellent reputation in price and coverage. It also covers dental, vision, and hearing.

A second excellent choice for clients who prioritize premium service is Wellcare (HMO). Although this option has a three-star rating and zero-dollar monthly premiums, it does have a higher MOOP than alternatives. However, with a cost of $6,700, this MOOP may be too expensive for some beneficiaries.

UnitedHealthcare (Local PPO) offers excellent functionality at a reasonable price for beneficiaries interested in PPO plans. In addition, UnitedHealthcare offers no monthly premium and a maximum out-of-pocket expenditure of $5,900 per month, making it an attractive alternative to HMOs. It also covers prescription drug costs.

The average cost of Medicare Advantage plans in Little Rock, Arkansas

PLAN PREMIUM MOOP Plan Type Star Rating
Wellcare $0 $6,700 HMO 3
Arkansas Blue $0 $5,500 HMO N/A
Humana $0 $4,500 LOCAL PPO 4
UnitedHealthcare $0 $5,900 LOCAL PPO 4
Aetna $0 $5,800 LOCAL PPO 4

Medicare Supplement plans

Medicare Supplement plans provide comprehensive coverage for your healthcare needs. In addition, beneficiaries of these plans receive protection from the extended coverage they deliver and Arkansas Original Medicare from costs they would otherwise have to pay out of pocket.

Regardless of your location, these plans offer the same benefits, but the price may be affected by where you live.

Many beneficiaries searching for Little Rock, Arkansas, Supplemental Medicare plans favor Plan G because of its comprehensive coverage. This Medigap policy costs between $134.81 and $495.22. The insurance company will pay for all medical bills under this plan, including the Part B deductible.

Another choice for Medigap coverage is Plan F. The premium range for this plan is from $176.35 to $533.18, making it a bit more expensive than other Medigap options, but it offers some appealing benefits.

The most comprehensive Medigap plan available, Plan F, provides complete coverage for Medicare excess charges, which other programs don’t cover.

Plan N’s premium ranges between $108.29 and $356.93, making it an affordable option for beneficiaries in Arkansas. However, Plan N beneficiaries will generally be responsible for paying a copayment for medical services. It also includes up to 80% of care while abroad.

The average cost of Medicare Supplement plans in Little Rock, Arkansas

PLAN A $119.37 $431.20
PLAN B $183.25 $851.10
PLAN C $179.54 $356.50
PLAN D $139.66 $291.00
PLAN F $176.35 $533.18
PLAN HDF $43.92 $95.01
PLAN G $134.81 $495.22
PLAN HDG $43.92 $72.32
PLAN K $72.50 $151.00
PLAN L $93.42 $216.32
PLAN M $108.71 $264.89
PLAN N $108.29 $356.93

Medicare Part D prescription drug plans

If you have Medicare, a prescription drug plan will cover any medication your doctor prescribes. Unfortunately, neither Medicare Advantage plans nor some Medigap plans cover these expenses. Therefore, enrolling in Part D in Arkansas is crucial in establishing adequate Medicare coverage.

Locally, Aetna offers the least expensive plan with a monthly premium of $6.40 and a deductible of $480. It also covers dental, vision, and hearing. Through the Silver Script program, Aetna offers Part D coverage.

The Wellcare plan has a higher monthly premium of $12.90, with the deductible set at $480. It offers telehealth visits as well as in-person ones and coverage for prescription medications as well.

Arkansas Blue offers a deductible of $350 but charges a significantly higher premium of $24.60. Its plan allows you to mail-order your prescriptions. The plan also provides Health and Wellness programs to all its members.

The average cost of Medicare Part D in Little Rock, Arkansas

Aetna $6.40 $480 3
Wellcare $12.90 $480 3
Clear Spring Health $16.80 $480 2
Humana $22.70 $480 4
Arkansas Blue $24.60 $350 3

Special Needs plans

Special Needs Plans (SNP) are Medicare Advantage plans in Little Rock, Arkansas, that provide specific coverage to beneficiaries with special health needs. These plans can benefit beneficiaries with severe conditions, so check if you qualify.

Humana’s plan for Little Rock beneficiaries offers dual enrollment and a MOOP of $3,450. It has a plan for those with chronic conditions such as diabetes. This plan covers dental, vision, hearing, and nonemergency transport.

Tribute Health also has a plan that provides a $7,550 monthly out-of-pocket limit and dual eligibility. These plans assign each member a personal care manager. They offer low costs, and even free, prescription drugs.

Finally, Aetna’s program offers a MOOP of $7,550, another compelling option for beneficiaries looking for dual eligibility. It provides coverage for eyeglasses and hearing aids. As well, each member is assigned a personal care team.

The average cost of Medicare Special Needs plans in Little Rock, Arkansas

PLAN PREMIUM MOOP Plan Type Eligibility
Wellcare $0 $3,450 LOCAL PPO Dual
Aetna $0 $7,550 HMO Dual
Humana $0 $3,450 HMO Dual
UnitedHealthcare $0 $7,550 LOCAL PPO Dual
Tribute Health $0 $7,550 HMO-POS Dual

How to sign up for Medicare plans in Little Rock

The Medicare enrollment process in Little Rock, Arkansas, can be confusing and frustrating, and it’s common to feel overwhelmed.

Fortunately, our knowledgeable staff can help you find the right plan for your needs if you struggle to choose the right supplemental Medicare coverage.

Our team of agents is always ready to assist Little Rock residents in finding superior health coverage. So contact us today or complete our online rate form to get rates for Little Rock, Arkansas, Supplemental Medicare plans!

Written By:
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Lindsay Malzone, Lindsay Malzone is the Medicare editor for Medigap.com. She's been contributing to many well-known publications since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.
Reviewed By:
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Rodolfo Marrero, Rodolfo Marrero is one of the co-founders at Medigap.com. He has been helping consumers find the right coverage since the site was founded in 2013. Rodolfo is a licensed insurance agent that works hand-in-hand with the team to ensure the accuracy of the content.