There are 7,970 senior citizens living in Fayetteville, Arkansas, but only 21% of seniors use a Medicare Advantage plan, while 29% use a Medicare Supplement (Medigap) plan.

This leaves a vast number of senior citizens uninsured or underinsured. First, we’ll go over what supplemental plans are available in Fayetteville, Arkansas.

Supplemental Medicare Plans in Fayetteville, Arkansas

An Arkansas Supplemental Medicare plan can help cover additional costs not covered under their Medicare plan.

26% of seniors suffer from high blood pressure, while 19% suffer from arthritis. These figures are based on both males and females 65 years and older.

Beneficiaries can enroll in either a Medigap plan or a Medicare Advantage plan as a supplement to Part A or Part B.

Average Medicare Advantage Plans in Fayetteville, AR

Approximately 21% of seniors in Fayetteville have enrolled in an Arkansas Part C plan, and 29% of seniors have enrolled in a Medigap plan. The average beneficiary can choose from 39 Medicare Advantage plans.

Humana has a zero-dollar monthly premium and a maximum out-of-pocket rate (MOOP) of $4,400. With a four-star rating, many senior citizens are satisfied with this HMO plan. Some programs even offer rebates on the Part B premium.

Another plan that Fayetteville, Arkansas, residents can choose from is UnitedHealthcare. UnitedHealthcare is a LOCAL PPO plan with a zero-dollar monthly premium and a MOOP rate of $5,900. It also has a four-star rating.

Arkansas Blue is another available plan. This LOCAL PPO plan also has a zero-dollar monthly premium. Its MOOP rate is $5,500.

PLAN PREMIUM MOOP Plan Type Star Rating
Humana $0 $4,400 HMO 4
Aetna $0 $6,000 LOCAL PPO 4
UnitedHealthcare $0 $5,900 LOCAL PPO 4
Wellcare $0 $4,900 HMO 3
Arkansas Blue $0 $5,500 LOCAL PPO N/A

Cheapest Medicare Supplement Plans in Fayetteville, AR

Supplemental Medicare plans in Fayetteville, Arkansas, cover necessary medical expenses that a patient would have to cover out-of-pocket otherwise. The government standardized these plans, meaning their benefits don’t change from state to state.

Patients’ top plan is Plan G. Plan G’s premium range ranges from $131.30 to $427.25. The insurance company will pay for all medical bills under this plan, including the Part B deductible. It also covers Part A hospital deductibles, coinsurance, and copays.

Plan HDF is another top-rated plan with a premium range of between $39.53 and $85.05. That low premium is possible because of the high deductible. All costs you pay for your share of Part A and B go toward the high deductible.

Patients also opt for Plan F, which has a premium range of $158.85 and $459.99. This is pricy, but it does offer more benefits. The most comprehensive Medigap plan available, Plan F, provides complete coverage for Medicare excess charges, which other programs do not cover.

LETTER PLAN LOWEST PREMIUM HIGHEST PREMIUM
PLAN A $107.54 $379.64
PLAN B $160.17 $851.10
PLAN C $164.72 $356.50
PLAN D $139.66 $291.00
PLAN F $158.85 $459.99
PLAN HDF $39.53 $85.05
PLAN G $131.30 $427.25
PLAN HDG $39.53 $63.50
PLAN K $64.83 $151.00
PLAN L $81.67 $216.32
PLAN M $98.83 $264.39
PLAN N $105.67 $311.83

Cheapest Medicare Part D in Fayetteville, AR

Not all Medicare Advantage plans in Fayetteville, Arkansas cover prescriptions. Additionally, no Medigap plans can cover prescriptions. As a result, many patients find luck when they enroll in a stand-alone Part D plan.

A plan with Aetna has a $6.40 premium, a $480 deductible, and a three-star rating. It also covers dental, vision, and hearing.

Humana is another popular option. It has a $22.70 monthly premium, a $480 deductible, and a four-star rating. In addition, generic medications often cost only $1 to $4 with this plan.

Lastly, Arkansas Blue has a $24.60 premium, a $350 deductible, and a three-star rating. Its plan allows you to mail-order your prescriptions. The plan also provides Health and Wellness programs to all its members.

PLAN PREMIUM DEDUCTIBLE STAR RATING
Aetna $6.40 $480 3
Wellcare $12.90 $480 3
Clear Spring Health $16.80 $480 2
Humana $22.70 $480 4
Arkansas Blue $24.60 $350 3

Medicare Special Needs Plans in Fayetteville, AR

Special Needs Plans (SNPs), while not available in all areas, can significantly assist patients with needs and chronic disabilities.

First is Tribute Health. This plan has a zero-dollar premium, a $7,550 MOOP rate, an HMO-POS, and dual eligibility. These plans assign each member a personal care manager.

Patients can also choose Humana (HMO). This plan has dual eligibility and a MOOP rate of $3,450. This plan also includes a zero-dollar monthly premium.

Or, patients can also opt for Aetna (HMO). This plan has a zero-dollar monthly premium, a $7,550 MOOP rate, and dual eligibility. It offers coverage for eyeglasses and hearing aids.

PLAN PREMIUM MOOP Plan Type Eligibility
Tribute Health $0 $7,550 HMOPOS Dual
Humana $0 $3,450 HMO Dual
UnitedHealthcare $0 $7,550 LOCAL PPO Dual
Aetna $0 $7,550 HMO Dual
Humana $0 $4,400 HMO Chronic or Disabling

FAQs

How do I apply for Medicare in Fayetteville, AR?

To apply for Medicare in Fayetteville, Arkansas, you can call Social Security Administration. You can also apply for Medicare through their website.

How much is the average cost for Medicare Advantage plans in Fayetteville, AR?

The average costs of Plan A plans are $0 to $499 per month. For Plan B, it’s $170.10. So, the average annual spending for each beneficiary is $10,510.

Is Medigap the same as Medicare Part C in Fayetteville, AR?

Medigap is not the same as Medicare Part C in Fayetteville, Arkansas. Part C is sometimes called Medicare Advantage and is an entirely separate program from Medigap Plan C.

What are the four types of Medicare Advantage plans in Fayetteville?

There are four most common Medicare Advantage plans in Fayetteville, Arkansas. They are:

  • Health Maintenance Organization (HMO) Plans
  • Special Needs Plans (SNPs)
  • Private Fee-for-Service (PFFS) Plans
  • Preferred Provider Organization (PPO) Plans

Can I switch from a Medicare Advantage plan to Original Medicare in Fayetteville, AR?

You can switch from a Medicare Advantage plan back to Original Medicare in Arkansas.

You’ll need to do so during the Medicare Open Enrollment period (October 15 to December 7) or during the Medicare Advantage Open Enrollment period (January 1 to March 31).

How to Sign Up for Supplemental Medicare in Fayetteville

When you need to enroll in a Plan D, Medigap, Medicare Advantage, or Medicare Special Needs plan, our qualified licensed insurance agents are here to help.

We will start by collecting information about what Fayetteville, Arkansas supplemental Medicare plans are available and pair you with the one best for you and your needs.

So call us today or fill out our easy and convenient online rate form to be connected to the best rates in your area!

Picture of the author
by Lindsay Malzone, Lindsay Malzone is the Medicare expert for Medigap.com. She's been contributing to many well-known publications as an industry expert since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.