Supplemental Medicare plans fill costs and expenses not covered by Original Medicare in Jonesboro, Arkansas. 57,316,561 patients nationally participate in either an FFS (fee-for-service) or a MA (Medicare Advantage) plan. In Jonesboro, AR, this number is 48,342.

Jonesboro, Arkansas Supplemental Medicare Plans

There are 35,221 Jonesboro, Arkansas beneficiaries and 13,121 Medicare Advantage beneficiaries. Supplemental Medicare plans cover extra expenses not covered by Arkansas Original Medicare coverage.

In other words, they’re used to fill in the gaps. The below stats are based on a 70-year-old woman.

Average Medicare Advantage Plans in Jonesboro, AR

Nationwide the Part C participation rate is 42.12%. For Medicare Advantage in Jonesboro, Arkansas, this percentage is 27.14. The average Medicare beneficiary has access to about 39 Medicare Advantage plans. For Arkansas Part C, there are a total of 58 Medicare Advantage plans available.

Wellcare has a zero-dollar monthly premium, a MOOP (maximum-out-of-pocket) rate of $4,900, and a three-star rating. However, Wellcare is also an HMO, meaning you’ll need to see doctors within your network when using the plan.

Humana is a Regional PPO that has a three-star rating. Like Wellcare, Humana also carries a zero-dollar monthly premium. Its MOOP rate is $3,900. Some programs even offer rebates on the Part B premium.

Cigna is also another popular plan used to supplement Original Medicare in Jonesboro, Arkansas. This plan has a four-star rating, zero-dollar premium, and a $6,700 MOOP rate. Many plans cover nursing and medical travel expenses.

PLAN PREMIUM MOOP Plan Type Star Rating
Arkansas Blue $0 $5,500 HMO N/A
Wellcare $0 $4,900 HMO 3
UnitedHealthcare $0 $5,900 LOCAL PPO 4
Humana $0 $3,900 REGIONAL PPO 3
Cigna $0 $6,700 HMO 4

Affordable Medicare Supplement Plans in Jonesboro, AR

Original Medicare in Jonesboro, Arkansas, doesn’t cover some medical expenses. To fix this problem, there are Medicare Supplemental plans in Arkansas available. Utilizing these plans, patients can avoid paying massive out-of-pocket expenditures for medical care.

Although the monthly premiums on these plans can vary state-to-state, the benefits never change because the government standardizes these plans. Let’s explore some popular Medigap plans available.

Many Jonesboro residents choose Plan G for its cost-effectiveness. This plan has a premium range of $131.30 to $427.25. This plan covers Part A hospital deductibles, coinsurance, and copays.

Plan HDG is another popular choice as well as Plan HDF. They both have a similar premium range, with HDG being $39.53 to $63.50 and Plan HDF being $39.53 and $85.05. All costs you pay for your share of Part A and B go toward the high deductible.

Patients can also choose Plan N. This plan has a premium range of $105.67 to $311.83. It covers up to 80% of foreign care travel.

LETTER PLAN LOWEST PREMIUM HIGHEST PREMIUM
PLAN A $107.54 $379.64
PLAN B $160.17 $851.10
PLAN C $164.72 $356.50
PLAN D $139.66 $291.00
PLAN F $158.85 $459.99
PLAN HDF $39.53 $85.05
PLAN G $131.30 $427.25
PLAN HDG $39.53 $63.50
PLAN K $64.83 $151.00
PLAN L $81.67 $216.32
PLAN M $98.83 $264.39
PLAN N $105.67 $311.83

Cheapest Medicare Part D in Jonesboro, AR

Not only does Original Medicare in Jonesboro, Arkansas, not cover some prescriptions, but Medigap plans also can’t pay for any medications in Arkansas, and only some Medicare Advantage plans cover prescriptions. Part D plans can fill in the gaps.

Arkansas Blue is a Part D plan with a $24.60 premium, a $350 deductible, and a three-star rating. It covers dental, vision, and hearing. The plan even includes a fitness program

Humana is a widely popular plan nationwide. This plan has a $22.70 monthly premium, a $480 deductible, and a four-star rating. In addition, generic medications often cost only $1 to $4 with this plan.

Patients can also choose Clear Spring Health. This plan has a $16.80 premium, a deductible of $480, and a two-star rating. It covers over-the-counter costs as well.

PLAN PREMIUM DEDUCTIBLE STAR RATING
Aetna $6.40 $480 3
Wellcare $12.90 $480 3
Clear Spring Health $16.80 $480 2
Humana $22.70 $480 4
Arkansas Blue $24.60 $350 3

Medicare Special Needs Plans in Jonesboro, AR

Original Medicare and Medicare Advantage plans in Jonesboro, Arkansas, don’t cover specific special needs or chronic disabilities. However, Special Needs Plans (SNPs) are available for patients to rectify this issue.

Cigna is an available SNP. Like other plans on this list, Cigna has a zero-dollar monthly premium. However, Cigna is also an HMO, has a MOOP rate of $7,550, and has dual eligibility.

UnitedHealthcare is available for patients who prefer working with a Local PPO. This plan has dual eligibility, a MOOP rate of $7,550, and a zero-dollar premium. It even offers credit for purchasing medical supplies.

Humana is also available and is a popular choice both in Jonesboro and across the country. This HMO plan comes with a MOOP rate of $3,450, a zero-dollar premium, and dual eligibility. It offers a plan for those with chronic conditions like heart disease.

PLAN PREMIUM MOOP Plan Type Eligibility
UnitedHealthcare $0 $7,550 LOCAL PPO Dual
Wellcare $0 $3,450 HMOPOS Dual
Cigna $0 $7,550 HMO Dual
Humana $0 $3,450 HMO Dual
Tribute Health $0 $7,550 HMOPOS Dual

FAQs

Are Medigap plans based on income in Jonesboro?

Income indirectly affects Medigap plans’ monthly premiums because Medicare Part B premiums are income-related. If you have a Medicare Advantage plan that cannot cover Part B payments fully, that can affect your total Medigap premiums.

What is the difference between Medigap and Medicare Advantage plans in Jonesboro, AR?

One significant difference is that with Medicare Advantage in Jonesboro, Arkansas, you have to use a doctor with your network, while Medigap allows you to go outside your network.

Can I switch from Original Medicare to Medicare Advantage plans in Jonesboro, AR?

Yes, it’s possible to switch from Original Medicare to a Medicare Advantage plan in Jonesboro, Arkansas. However, you’ll need to do so during the Medicare Open Enrollment period or the Medicare Advantage Open Enrollment period.

How much is Medicare Part A in Jonesboro, AR?

The average cost of Medicare Part A premiums ranges from $274 to $499. However, it’s also possible to receive premium-free Part A plans.

How do you apply for Medicare in Jonesboro, AR?

To sign up for Medicare in Jonesboro, AR, you’ll need to contact the Social Security Administration. You can also fill out a form via their website.

How to Sign Up for Supplemental Medicare in Jonesboro

With so many supplemental Medicare plans available on the market, it can be difficult to decide which one is right for you. That’s where our team comes in – we are proud to work with all of the top carriers and can find the perfect program for your needs.

The services of our licensed insurance agents are always free. So call us today or fill out our online rate form to get the best rates on your supplement Medicare in Jonesboro, Arkansas!

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by Lindsay Malzone, Lindsay Malzone is the Medicare expert for Medigap.com. She's been contributing to many well-known publications as an industry expert since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.