Although Medicare covers a significant portion of their healthcare costs, there are still some coverage gaps. Let’s review some supplemental Medicare plans available to Juneau, Alaska, Medicare beneficiaries to help close these gaps.

Juneau, Alaska Supplemental Medicare Plans

Original Medicare coverage doesn’t always cover healthcare costs. Supplemental coverage helps pay for the expenses that Original Medicare doesn’t cover.

We based the following coverage quotes on a 70-year-old female living in Juneau, Alaska.

Affordable Medicare Advantage Plans in Juneau, Alaska

Since Medicare doesn’t cover all healthcare costs, Medicare Advantage pays for those extra costs plus additional benefits. Unfortunately, these plans are unavailable to Juneau, Alaska, Medicare beneficiaries.

Average Medicare Supplement Plans in Juneau, Alaska

Medicare only covers some forms of healthcare, so Medigap plans provide extra coverage. Each plan has particular benefits that are the same across the U.S., but the rates vary by region.

Plan D offers coverage for Part B co-pay, nursing home care, and the Part A deductible, among other things. The Plan D rates are between $135.42 and $246 per month.

Like Plan D, Plan N covers part B co-pay, nursing home care, and Part A deductibles. However, it does require office co-pays and hospital co-pays of up to $50. This plan has monthly premiums between $102.50 and $332.44 and is one of the most popular plans in the nation.

Plan L has slightly lower rates, with monthly premiums between $96.75 and $185.50. These premiums are so low because Plan L is a cost-sharing plan that pays for 75% of most covered costs. The maximum out-of-pocket limit for this plan is $3,310.

LETTER PLAN LOWEST PREMIUM HIGHEST PREMIUM
PLAN A $100.93 $234.62
PLAN B $149.57 $326.87
PLAN C $162.75 $369.25
PLAN D $135.42 $246.00
PLAN F $164.25 $370.37
PLAN HDF $38.00 $90.00
PLAN G $133.28 $343.34
PLAN HDG $38.00 $65.00
PLAN K $54.28 $115.00
PLAN L $96.75 $185.50
PLAN M N/A N/A
PLAN N $102.50 $332.44

Cheapest Medicare Part D in Juneau, Alaska

Medicare Parts A and B and Medicare Advantage plans don’t always cover prescription drugs. Part D plans help cover those prescriptions that the other plans don’t. Part D plans are separate from Original Medicare and Medicare Advantage plans, although some Medicare Advantage plans can come with drug coverage.

UnitedHealthcare offers a plan with a lower deductible than the others. This plan has a four-star performance rating and a monthly premium of $23.40. The deductible is $310.

Wellcare is one of the most popular carriers in the nation. This plan has a $480 deductible and a low monthly premium of $8.40. This Part D plan earned three out of five stars for overall plan effectiveness.

Aetna’s plan has the same $480 deductible as most Part D plans and a monthly premium of $7.30. This plan is the cheapest in the area and has a three-star rating for plan performance.

PLAN PREMIUM DEDUCTIBLE STAR RATING
Aetna $7.30 $480 3
Wellcare $8.40 $480 3
Clear Spring $15.50 $480 2
Humana $22.70 $480 4
UnitedHealthcare $23.40 $310 4

Medicare Special Needs Plans in Juneau, Alaska

Medicare Special Needs Plans (SNPs) help people with disabilities or chronic conditions receive additional treatment at lower costs. Unfortunately, these plans are unavailable to Juneau, Alaska, Medicare beneficiaries.

FAQs

Can I have more than one Medigap plan in Juneau, Alaska?

No, you can only have one Medigap plan at a time. Federal law prevents you from having more than one Medigap policy.

Which Medigap plan offers the most coverage in Juneau, Alaska?

Plan F offers full coverage but is only available to people who qualified before 2020. Plan G has similar coverage but does not cover the Part B deductible. However, this plan has the most coverage for people who do not qualify for Plan F.

What is the most popular Medigap plan in Juneau, Alaska?

For new enrollees, Plan G is the most popular plan. It has relatively low premiums and offers nearly comprehensive coverage.

For older enrollees, Plan F is still the most popular. The most popular cost-sharing Medigap plan is Plan K.

Do Medigap plans have a maximum out-of-pocket cost in Juneau, Alaska?

Most plans offer 100% payment for covered expenses. However, Plans K and L are cost-sharing plans with a MOOP. Plan K’s MOOP is $6,620, and Plan L’s MOOP is $3,310.

How do I apply for Medicare in Juneau, Alaska?

Social Security beneficiaries automatically receive Medicare when they turn 65. If you are under 65 and receive Social Security benefits because of a disability, you get Medicare after two years of Social Security payments.

Otherwise, you may apply for Medicare benefits through the Social Security office.

How to Sign Up for Supplemental Medicare in Juneau

If you’re living in Juneau, Alaska, and on Medicare, you might wonder how you will pay for any out-of-pocket expenses. A Medicare Supplement plan can help do that, as long as you can sort through all the options.

Our insurance experts are always available to help Juneau, Alaska, Medicare beneficiaries apply for supplemental plans. The ideal part is that our agents’ time is free of financial obligation!

Call us today or fill out our quick online rate form to be connected with the best rates in your area.

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by Lindsay Malzone, Lindsay Malzone is the Medicare expert for Medigap.com. She's been contributing to many well-known publications as an industry expert since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.