Medicare provides crucial medical coverage to many residents in Ketchikan and the rest of Alaska. While Original Medicare is effective for some people, many find that they need supplemental plans to enhance their coverage.

In this article, we’ll explore the different Ketchikan, Alaska, Medicare plans available to beneficiaries in the area.

Ketchikan, Alaska Supplemental Medicare Plans

The Medicare Advantage and Medigap programs can provide extended healthcare coverage to Medicare beneficiaries. In this article, we’ll discuss which plans are available to Alaska beneficiaries and provide quotes based on a 70year-old male.

Cheapest Medicare Advantage Plans in Ketchikan, Alaska

Medicare Advantage plans are not currently available in Ketchikan. While this presents challenges for beneficiaries in the state, they can still use alternatives to supplement their coverage.

Average Medicare Supplement Plans in Ketchikan, Alaska

Although the government regulates the benefits of Medigap plans, your state and city of residence may impact the costs. Medicare Supplement plans cover expenses that are normally the responsibility of patients. This additional coverage ensures Medicare beneficiaries can protect themselves from burdensome medical expenses.

Plan F is perfect for beneficiaries seeking maximum protection. Ketchikan’s Plan F premiums range from $164.90 to $417.62 per month. Beneficiaries should know that Plan F is more expensive but provides superior coverage and security.

Consider a high-deductible plan to save money on premiums while maintaining adequate coverage. With Medigap Plan HDF, beneficiaries receive a nearly identical level of coverage but pay higher deductibles for treatment. The monthly cost of this plan ranges from $43 to $99.

For many beneficiaries, Plan N provides lower deductibles and affordable rates than HDF plans. Ketchikan residents enjoy the balance of affordability and protection offered by Medigap Plan N, which costs $114.75 to $375.07 a month.

LETTER PLAN LOWEST PREMIUM HIGHEST PREMIUM
PLAN A $105.57 $264.62
PLAN B $154.33 $368.87
PLAN C $176.33 $416.50
PLAN D $149.17 $283.00
PLAN F $164.90 $417.62
PLAN HDF $43.00 $99.00
PLAN G $133.28 $387.02
PLAN HDG $43.00 $65.00
PLAN K $61.39 $132.00
PLAN L $109.39 $209.50
PLAN M N/A N/A
PLAN N $114.75 $375.07

Affordable Medicare Part D in Ketchikan, AK

Part D plans are critical for Ketchikan, Alaska, Medicare coverage since some Medicare Advantage and Medigap plans do not cover medication. Medication is an integral part of treatment, and these plans cover the costs of those medications. To avoid penalties, beneficiaries should enroll in Part D immediately after registering for Original Medicare.

Aetna’s Part D plan in Ketchikan costs Medicare beneficiaries $7.30 per month with a $480 deductible.

The monthly premium for Wellcare is $8.40, but the deductible is the same.

UnitedHealthcare’s plan has a lower deductible of $310 but a higher monthly premium of $23.40.

PLAN PREMIUM DEDUCTIBLE STAR RATING
Aetna $7.30 $480 3
Wellcare $8.40 $480 3
Clear Spring $15.50 $480 2
Humana $22.70 $480 4
UnitedHealthcare $23.40 $310 4

Medicare Special Needs Plans in Ketchikan, AK

Special Needs Plans are unavailable in Ketchikan. Fortunately, the experts at Medigap.com can help you tailor your coverage to your specific needs.

FAQs

How do I apply for Medicare in Ketchikan, Alaska?

In most cases, Social Security automatically enrolls Ketchikan, Alaska residents in Medicare when they turn 65. However, you can contact the Social Security Administration if you want to apply.

What is Medicare Part D in Ketchikan, Alaska?

Medicare Part D is a part of Medicare that provides coverage for prescription medications. These medications are essential for treating many common ailments, but this coverage is lacking in Original Medicare and Medigap plans.

Does Social Security automatically enroll you in Medicare in Ketchikan, Alaska?

In most cases, Social Security automatically enrolls Ketchikan, Alaska residents when they turn 65. However, specific disabilities may also qualify you for coverage, so check with the Social Security Administration if you want to apply.

Is Medigap premium based on income in Ketchikan, Alaska?

Medigap premiums are not based on your income in Ketchikan. However, they depend on several other factors, such as age, tobacco use, location, etc.

What does Medicare Part A cover in Ketchikan, Alaska?

Original Medicare consists of Part A and Part B. Part A covers hospital visits and urgent treatment, while Part B covers standard medical care and check-ups. Both aspects of coverage are essential to protecting beneficiaries’ overall health.

How to Sign Up for Supplemental Medicare in Ketchikan

To simplify the Medicare process, the Medigap.com team provides free support services to beneficiaries. Our goal is to provide knowledge about affordable coverage plans that meet every individual needs.

The knowledge and assistance we provide are absolutely free, so there’s no reason to delay.

We’ll help you find the best Medicare coverage option in Ketchikan, so fill out our online rate form or call us today.

Picture of the author
by Lindsay Malzone, Lindsay Malzone is the Medicare expert for Medigap.com. She's been contributing to many well-known publications as an industry expert since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.