Across the United States, there are just over 57 million Medicare beneficiaries. However, there are only 90,249 Anchorage, Alaska, Medicare beneficiaries, with only 1,915 people enrolled in supplemental coverage.
Let’s examine options available to Anchorage, Alaska, Medicare beneficiaries.
Medicare plans in Anchorage, Alaska
Original Medicare coverage in Alaska doesn’t pay for all your treatment costs. Supplemental Medicare plans help cover those extra expenses that Part A and B don’t. We based the following quotes for supplemental plans on a 65-year-old female living in Anchorage, Alaska.
Medicare Advantage plans
Medicare Advantage plans are sometimes called MA or Part C plans. Unfortunately, there aren’t any currently available in Anchorage.
Medicare Supplement plans
Medicare supplemental plans help cover costs that Original Medicare doesn’t cover. These plans have national standardized benefits, but the premiums vary by region.
In terms of overall coverage, Plan G is one of the best. It covers everything you need except the Part B deductible. Plan G has monthly premiums ranging between $110.67 and $343.34.
Plan L functions much like Plan G, except it doesn’t cover the Part B excess charges. It also only covers 75% of the costs that Plan G covers. However, it has much lower monthly premiums, from $78 to $185.50.
Plan HDG has the lowest premiums of any plan in the area. It works like Plan G but has a much higher deductible. The deductible for this plan is $2,490, and the premiums range from $29 to $45 per month.
The average cost of Medicare Supplement plans in Anchorage, Alaska
| LETTER PLAN | LOWEST PREMIUM | HIGHEST PREMIUM |
| PLAN A | $80.92 | $234.62 |
| PLAN B | $126.53 | $326.87 |
| PLAN C | $129.17 | $369.25 |
| PLAN D | $110.50 | $194.00 |
| PLAN F | $130.58 | $370.37 |
| PLAN HDF | $29.00 | $73.00 |
| PLAN G | $110.67 | $343.34 |
| PLAN HDG | $29.00 | $45.00 |
| PLAN K | $43.60 | $104.87 |
| PLAN L | $78.00 | $185.50 |
| PLAN M | N/A | N/A |
| PLAN N | $83.92 | $332.44 |
Medicare Part D prescription drug plans
Part D plans offer coverage for prescription drugs. Although Medigap and Original Medicare don’t offer drug coverage, some Medicare Advantage plans do.
UnitedHealthcare offers a plan in the area with a much lower deductible than all the others. It has a $310 deductible, whereas others have deductibles of $480. It has a four-star performance rating and a $23.40 monthly premium.
Wellcare has a plan with a much lower monthly premium of $8.40 and a deductible of $480. It has a three-star performance rating. Wellcare also has some of the most popular Part D plans in the United States.
Aetna offers a plan to the area with the cheapest premium. It costs $7.30 monthly and has a standard deductible of $480. It also has a three out of five-star rating for overall plan effectiveness.
The average cost of Medicare Part D plans in Anchorage, Alaska
| PLAN | PREMIUM | DEDUCTIBLE | STAR RATING |
| Aetna | $7.30 | $480 | 3 |
| Wellcare | $8.40 | $480 | 3 |
| Clear Spring | $15.50 | $480 | 2 |
| Humana | $22.70 | $480 | 4 |
| UnitedHealthcare | $23.40 | $310 | 4 |
Special Needs plans
Medicare SNPs help those with disabilities or chronic conditions afford their needed services. Unfortunately, these plans are unavailable to Anchorage, Alaska, Medicare beneficiaries.
How to sign up for Medicare plans in Anchorage
If you need help signing up for supplemental Medicare coverage in Anchorage, Alaska, we’re here to help. Our agents work with all carriers so that Medicare beneficiaries have many options when adding Medigap to their healthcare portfolio. The best part is our services are free! To get started, give us a quick call. Or complete our convenient online rate form to receive the best rates in your area.
