Across the United States, there are just over 57 million Medicare beneficiaries. However, there are only 90,249 Anchorage, Alaska, Medicare beneficiaries, with only 1,915 people enrolled in supplemental coverage.

Let’s examine options available to Anchorage, Alaska, Medicare beneficiaries.

Anchorage, Alaska Supplemental Medicare Plans

Original Medicare coverage doesn’t pay for all your treatment costs. Supplemental Medicare plans help cover those extra expenses that Parts A and B don’t. We based the following quotes for supplemental plans on a 65-year-old female living in Anchorage, Alaska.

Average Medicare Advantage Plans in Anchorage, Alaska

Medicare Advantage Plans are sometimes called MA or Part C plans. Unfortunately, there aren’t any currently available in Anchorage.

Cheapest Medicare Supplement Plans in Anchorage, Alaska

Medicare supplemental plans help cover costs that Original Medicare doesn’t cover. These plans have national standardized benefits, but the premiums vary by region.

In terms of overall coverage, Plan G is one of the best. It covers everything you need except the Part B deductible. Plan G has premiums that range between $110.67 and $343.34 per month.

Plan L functions much like Plan G, except it doesn’t cover the Part B excess charges. It also only covers 75% of the costs that Plan G covers. However, it has much lower monthly premiums, from $78 to $185.50.

Plan HDG has the lowest premiums of any plan in the area. It works like Plan G but has a much higher deductible. The deductible for this plan is $2,490, and the premiums range from $29 to $45 per month.

LETTER PLAN LOWEST PREMIUM HIGHEST PREMIUM
PLAN A $80.92 $234.62
PLAN B $126.53 $326.87
PLAN C $129.17 $369.25
PLAN D $110.50 $194.00
PLAN F $130.58 $370.37
PLAN HDF $29.00 $73.00
PLAN G $110.67 $343.34
PLAN HDG $29.00 $45.00
PLAN K $43.60 $104.87
PLAN L $78.00 $185.50
PLAN M N/A N/A
PLAN N $83.92 $332.44

Affordable Medicare Part D in Anchorage, Alaska

Part D plans offer coverage for prescription drugs. Although Medigap plans and Original Medicare do not offer drug coverage, some Medicare Advantage plans do.

UnitedHealthcare offers a plan in the area with a much lower deductible than all the others. It has a $310 deductible, whereas others have deductibles of $480. It has a four-star performance rating and a $23.40 monthly premium.

Wellcare has a plan with a much lower monthly premium of $8.40 and a deductible of $480. It has a three-star performance rating. Wellcare also has some of the most popular Part D plans in the United States.

Aetna offers a plan to the area with the cheapest premium. It costs $7.30 a month and has the standard deductible of $480. It also has a three out of five-star rating for overall plan effectiveness.

PLAN PREMIUM DEDUCTIBLE STAR RATING
Aetna $7.30 $480 3
Wellcare $8.40 $480 3
Clear Spring $15.50 $480 2
Humana $22.70 $480 4
UnitedHealthcare $23.40 $310 4

Medicare Special Needs Plans in Anchorage, Alaska

Medicare SNPs help those with disabilities or chronic conditions afford their needed services. Unfortunately, these plans are unavailable to Anchorage, Alaska, Medicare beneficiaries.

FAQs

Can Medigap premiums be deducted from Social Security in Anchorage, Alaska?

You can request to deduct your Medigap premiums from your monthly Social Security check. You may also deduct Part A premiums if you have to pay them.

If you choose not to deduct Medigap premium from your Social Security benefits, you can pay the insurance carrier directly.

Is Plan G available in Anchorage, Alaska?

Yes, Plan G is available to Anchorage, Alaska, Medicare beneficiaries who want to enroll in a Medigap plan. Plan G is one of the most popular plans in Alaska, along with Plans F and N.

Do Medigap plans cover drugs in Anchorage, Alaska?

Unfortunately, Medigap plans do not include prescription drug coverage. Some Medicare Advantage plans do, but those aren’t available in Anchorage, Alaska.

Instead, you’ll need a stand-alone Part D plan to cover your prescription drugs.

When can I apply for Medigap in Anchorage, Alaska?

The Medigap Open Enrollment Period starts when you turn 65 and continues six months after. Otherwise, you can apply for Medigap any time after turning 65, but your premiums might be higher, and you may be subject to medical underwriting.

Do Medigap plans have a maximum out-of-pocket in Anchorage, Alaska?

Most available Medigap plans do not have a maximum out-of-pocket cost (MOOP) because most of the plans leave you paying very few expenses.

However, Plans K and L have MOOPs of $6,620 and $3,310, respectively.

How to Sign Up for Supplemental Medicare in Anchorage

If you need help signing up for supplemental Medicare coverage in Anchorage, Alaska, we are here to help.

Our agents work with all carriers so that Medicare beneficiaries have many options when adding Medigap to their health care portfolio. The best part is our services are free!

To get started, simply give us a quick call. Or complete our convenient online rate form to receive the best rates in your area.

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by Lindsay Malzone, Lindsay Malzone is the Medicare expert for Medigap.com. She's been contributing to many well-known publications as an industry expert since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.