Original Medicare Parts A and B have around 990,426 enrollees in Atlanta, Georgia. In addition, there are 454,702 beneficiaries enrolled in a Medicare Advantage plan.
Medicare plans in Atlanta, Georgia
Georgia Medicare Supplemental plans help beneficiaries reduce Medicare costs in Atlanta. Below, we will discuss the various types of Supplemental Medicare Plans with quotes based on a 65-year-old female beneficiary.
Medicare Advantage plans
About 45.91% of Atlanta Medicare beneficiaries have one of 39 Georgia Medicare Advantage (MA) plans. Of these enrollees, 54.89% are female, while 45.11% are male.
All the plans below have a $0 monthly premium. Kaiser Permanente has the highest five-star rating, with a maximum out-of-pocket cost (MOOP) of $5,900.
The UnitedHealthcare HMO plan has a four-star rating with a MOOP of $6,700. On the other hand, Humana’s Regional PPO also has a four-star rating but a higher MOOP of $7,550.
The average cost of Medicare Advantage plans in Atlanta, Georgia
| PLAN | PREMIUM | MOOP | Plan Type | Star Rating |
| UnitedHealthcare | $0 | $6,700 | HMO | 4 |
| Humana | $0 | $7,550 | REGIONAL PPO | 4 |
| Wellcare | $0 | $7,550 | HMO | 3 |
| Kaiser Permanente | $0 | $5,900 | HMO | 5 |
| Aetna | $0 | $7,550 | LOCAL PPO | 4 |
Medicare Supplement plans
To help cover the costs of Original Medicare in Georgia, Atlanta beneficiaries can enroll in Medicare Supplement (Medigap) plans. Although Medigap Plan premiums will vary in different areas, the benefits remain the same, even with various carriers.
Plan F is one of Georgia’s most popular Medicare Supplement plans, with monthly premiums between $140.87 and $445.70. In addition, beneficiaries can enroll in a high deductible Plan F (HDF) with lower monthly premiums between $42 and $61.85.
Another popular Medigap plan is Plan G. The lowest premium for Plan G in the area is $116.36 monthly, while the highest is $298.76 monthly.
The average cost of Medicare Supplement plans in Atlanta, Georgia
| LETTER PLAN | LOWEST PREMIUM | HIGHEST PREMIUM |
| PLAN A | $107.62 | $330.29 |
| PLAN B | $131.88 | $291.92 |
| PLAN C | $147.16 | $355.93 |
| PLAN D | $122.87 | $285.16 |
| PLAN F | $140.87 | $445.70 |
| PLAN HDF | $42.00 | $61.85 |
| PLAN G | $116.36 | $298.76 |
| PLAN HDG | $40.15 | $55.00 |
| PLAN K | $59.00 | $112.00 |
| PLAN L | $75.92 | $233.32 |
| PLAN M | $88.95 | $270.62 |
| PLAN N | $90.37 | $222.05 |
Medicare Part D prescription drug plans
Prescription drug plans are the fourth part of Medicare that covers prescription drugs. Although some MA plans offer Part D coverage in Georgia, Medigap plans don’t.
Aetna has one of the most affordable Part D plans, with a premium of $6.90 per month and a deductible of $480.
Humana’s Part D plan has a four out of five-star rating, a $480 deductible, and a $22.70 monthly premium. The UnitedHealthcare four-star plan has a lower deductible of $310 and a slightly higher monthly premium of $29.30.
The average cost of Medicare Part D plans in Atlanta, Georgia
| PLAN | PREMIUM | DEDUCTIBLE | STAR RATING |
| Aetna | $6.90 | $480 | 3 |
| Wellcare | $12.90 | $480 | 3 |
| Clear Spring | $18.20 | $480 | 2 |
| Humana | $22.70 | $480 | 4 |
| UnitedHealthcare | $29.30 | $310 | 4 |
Special Needs plans
Special Needs Plans (SNPs) are a subset of traditional Medicare Advantage plans. SNPs are available to beneficiaries with chronic disabilities or special needs and have $0 monthly premiums.
Cigna’s HMO SNP plan is available to dual-eligible beneficiaries with a MOOP of $3,450. Humana’s Local PPO plan is also open to dual-eligible beneficiaries with the same MOOP.
Wellcare’s HMO plan also has a $3,450 MOOP but is only available to those with chronic or disabling conditions.
The average cost of Medicare Special Needs plans in Atlanta, Georgia
| PLAN | PREMIUM | MOOP | Plan Type | Eligibility |
| Cigna | $0 | $3,450 | HMO | Dual |
| Wellcare | $0 | $3,450 | HMO | Chronic or Disabling |
| UnitedHealthcare | $0 | $7,550 | LOCAL PPO | Dual |
| Humana | $ | $3,450 | LOCAL PPO | Dual |
| Anthem BCBS | $ | $7,550 | HMO | Dual |
How to sign up for Medicare plans in Atlanta
Enrolling in a Supplemental plan for Medicare in Atlanta, Georgia, is an excellent way to reduce healthcare costs. We can help you compare the top programs in the area by providing quotes from multiple services.
Our licensed insurance agents will listen to what you need and assist in aligning you with the optimal Medigap plan for your unique situation.
So call us today. Or get connected with the best rates in Atlanta after filling out our online rate form!
