Regarding Medicare, Manhattan, New York, has 737,748 people receiving Part A and Part B. This figure includes 374,713 FFS beneficiaries and 363,035 Medicare Advantage enrollees. The average age is 74 years.

Supplemental Medicare Plans in Manhattan, New York

Users of Medicare in Manhattan can significantly benefit from supplemental Medicare plans. You can get coverage for expenses Medicare in New York doesn’t typically cover. The following quotes for coverage come from the average 70-year-old male.

Average Medicare Advantage Plans in Manhattan, NY

Among Manhattan residents, 49.21% participate in a New York Medicare Advantage plan. Manhattan residents enrolled in a Medicare Advantage plan are 57.82% female and 42.18% male, averaging 74 years old. Currently, there are 47 plans available in New York County.

Typical plans include Aetna (LOCAL PPO) with a four-star rating, zero-dollar premium, and $7,550 out-of-pocket maximum. This plan features affordable copays and doesn’t require referrals to see specialists.

Humana (LOCAL PPO) is another popular option with four stars. You’ll pay only $4,500 MOOP. A zero-dollar premium also helps you save on medical attention.

UnitedHealthcare (LOCAL PPO) is another well-known carrier. With a three-star rating and $6,900 out-of-pocket limit, you can stay healthy easily in Manhattan. Other benefits such as a gym membership are excellent incentives to apply for Medicare Advantage.

PLAN PREMIUM MOOP Plan Type Star Rating
Aetna $0 $7,550 LOCAL PPO 4
Humana $0 $4,500 LOCAL PPO 4
UnitedHealthcare $0 $6,900 LOCAL PPO 3
EmblemHealth $0 $7,550 HMO 3
Healthfirst $0 $7,550 HMO 4

Cheapest Medicare Supplement Plans in Manhattan, New York

Cheap Medicare in Manhattan, New York, is attainable with a supplement plan. New York Medigap plans handle costs Medicare doesn’t cover, so you don’t have to. While premiums vary between states, the benefits remain the same.

Medigap Plan G’s lowest premium is $278.25, with the highest being $671.84. Alternatively, Medigap Plan HDG gives you a monthly deductible between $69.00 and $90.97 with the same benefits as Plan G. Medigap Plan N features a higher minimum premium of $205.60, with maximum costs of $439.55.

LETTER PLAN LOWEST PREMIUM HIGHEST PREMIUM
PLAN A $169.45 $413.54
PLAN B $226.14 $540.65
PLAN C $300.87 $510.82
PLAN D $391.00 $501.89
PLAN F $318.00 $729.96
PLAN HDF $69.00 $91.09
PLAN G $278.25 $671.84
PLAN HDG $69.00 $90.97
PLAN K $86.00 $207.34
PLAN L $180.75 $322.45
PLAN M $446.65 $524.11
PLAN N $205.60 $439.55

Affordable Medicare Part D in Manhattan, NY

Part D plans in New York only cover the costs of prescriptions. No Medigap plans cover medications, although some Medicare Advantage plans may cover them.

Carriers that cover Part D affordably include Aetna, with a $7.20 premium, $480 deductible, and a reasonable three-star rating. Wellcare Part D premiums start at only $12.90 and have the same deductible and rating. UnitedHealthcare features a $34.20 premium, $480 deductible, and four-star rating.

PLAN PREMIUM DEDUCTIBLE STAR RATING
Aetna $7.20 $480 3
Wellcare $12.90 $480 3
Humana $25.00 $480 3
UnitedHealthcare $34.20 $310 4
Cigna $40.80 $480 3

Medicare Special Needs Plans in Manhattan, New York

Special Needs Plans (SNPs) for Medicare in Manhattan, New York, cover medical costs for people with special needs. All SNPs include Part D coverage.

RiverSpring (HMO) features a zero-dollar premium, a $7,550 MOOP, and a dual eligibility requirement. Bright Health (HMO) requires enrollees to have a chronic or disabling condition and features a $6,700 MOOP. Healthfirst is another top SNP requiring dual eligibility and featuring up to $3,450 in MOOP.

PLAN PREMIUM MOOP Plan Type Eligibility
RiverSpring $0 $7,550 HMO Dual
Bright Health $0 $6,700 HMO Chronic or Disabling
Wellcare $0 $3,450 HMO Dual
Healthfirst $0 $3,450 HMO Dual
AgeWell $0 $3,450 HMO Dual

FAQs

Where in Manhattan can I pay my Medicare bill in person?

There is no physical location to pay your bill. Medicare in Manhattan, New York, requires an online payment via check, money order, bank, or card.

What is the best advantage plan for Medicare in Manhattan, NY?

The best advantage plan for Medicare in Manhattan, New York, depends on your needs. If you use prescriptions, you’ll need a plan that covers them.

Can I change Medigap plans anytime in Manhattan, NY?

Yes. New York allows you to enroll in Medigap plans year-round.

Can you have two Medicare Supplement plans in Manhattan, NY?

It’s illegal to have multiple supplement plans at the same time. Be wary of people stating otherwise.

What is the six-month Medigap open enrollment period in Manhattan, NY?

When you turn 65, your six-month open enrollment period for Medigap begins. During this period, you can apply for a Medigap plan.

How to Sign Up for Supplemental Medicare in Manhattan

With Medigap.com, our experts make it easy to sign up for supplemental Medicare. We compare rates and plan details to ensure you get the best plan.

Use Medigap.com to learn more before applying for supplemental Medicare in Manhattan, New York. Give us a call or fill out our rate form to get rates today!

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by Lindsay Malzone, Lindsay Malzone is the Medicare expert for Medigap.com. She's been contributing to many well-known publications as an industry expert since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.