Regarding Medicare, Manhattan, New York, has 737,748 people receiving Part A and Part B. This figure includes 374,713 FFS beneficiaries and 363,035 Medicare Advantage enrollees. The average age is 74 years.

Medicare Plans in Manhattan, New York

Users of Medicare in Manhattan can significantly benefit from supplemental Medicare plans. You can get coverage for expenses Medicare in New York doesn’t typically cover. The following quotes for coverage come from the average 70-year-old male.

Medicare Advantage plans

Among Manhattan residents, 49.21% participate in a New York Medicare Advantage plan. Manhattan residents enrolled in a Medicare Advantage plan are 57.82% female and 42.18% male, averaging 74 years old. Currently, there are 47 plans available in New York County.

Typical plans include Aetna (LOCAL PPO) with a four-star rating, zero-dollar premium, and a $7,550 out-of-pocket maximum. This plan features affordable copays and doesn’t require referrals to see specialists.

Humana (LOCAL PPO) is another popular option with four stars. You’ll pay only $4,500 MOOP. A zero-dollar premium also helps you save on medical attention.

UnitedHealthcare (LOCAL PPO) is another well-known carrier. With a three-star rating and a $6,900 out-of-pocket limit, you can stay healthy easily in Manhattan. Other benefits, such as a gym membership, are excellent incentives to apply for Medicare Advantage.

The average cost of Medicare Advantage plans in Manhattan, New York

PLAN PREMIUM MOOP Plan Type Star Rating
Aetna $0 $7,550 LOCAL PPO 4
Humana $0 $4,500 LOCAL PPO 4
UnitedHealthcare $0 $6,900 LOCAL PPO 3
EmblemHealth $0 $7,550 HMO 3
Healthfirst $0 $7,550 HMO 4

Medicare Supplement plans

Affordable Medicare in Manhattan, New York, is attainable with a supplement plan. New York Medigap plans handle costs Medicare doesn’t cover, so you don’t have to. While premiums vary between states, the benefits remain the same.

Medigap Plan G’s lowest premium is $278.25, with the highest being $671.84. Alternatively, Medigap Plan HDG gives you a monthly deductible between $69.00 and $90.97 with the same benefits as Plan G. Medigap Plan N features a higher minimum premium of $205.60, with maximum costs of $439.55.

The average cost of Medicare Supplement plans in Manhattan, New York

PLAN A $169.45 $413.54
PLAN B $226.14 $540.65
PLAN C $300.87 $510.82
PLAN D $391.00 $501.89
PLAN F $318.00 $729.96
PLAN HDF $69.00 $91.09
PLAN G $278.25 $671.84
PLAN HDG $69.00 $90.97
PLAN K $86.00 $207.34
PLAN L $180.75 $322.45
PLAN M $446.65 $524.11
PLAN N $205.60 $439.55

Medicare Part D prescription drug plans

Part D plans in New York only cover the costs of prescriptions. No Medigap plans cover medications, although some Medicare Advantage plans may cover them.

Carriers that cover Part D affordably include Aetna, with a $7.20 premium, a $480 deductible, and a three-star rating. Wellcare Part D premiums start at only $12.90 and have the same deductible and rating. UnitedHealthcare features a $34.20 premium, a $480 deductible, and a four-star rating.

Aetna $7.20 $480 3
Wellcare $12.90 $480 3
Humana $25.00 $480 3
UnitedHealthcare $34.20 $310 4
Cigna $40.80 $480 3

Special Needs plans

Special Needs Plans (SNPs) for Medicare in Manhattan, New York, cover medical costs for people with special needs. All SNPs include Part D coverage.

RiverSpring (HMO) features a zero-dollar premium, a $7,550 MOOP, and a dual eligibility requirement. Bright Health (HMO) requires enrollees to have a chronic or disabling condition and features a $6,700 MOOP. Healthfirst is another top SNP requiring dual eligibility and featuring up to $3,450 in MOOP.

The average cost of Medicare Special Needs plans in Manhattan, New York

PLAN PREMIUM MOOP Plan Type Eligibility
RiverSpring $0 $7,550 HMO Dual
Bright Health $0 $6,700 HMO Chronic or Disabling
Wellcare $0 $3,450 HMO Dual
Healthfirst $0 $3,450 HMO Dual
AgeWell $0 $3,450 HMO Dual

How to sign up for Medicare plans in Manhattan

With, our experts make signing up for supplemental Medicare easy. We compare rates and plan details to ensure you get the best plan.

Use to learn more before applying for supplemental Medicare in Manhattan, New York. Give us a call or fill out our rate form to get rates today!

Written By:
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Lindsay Malzone, Lindsay Malzone is the Medicare editor for She's been contributing to many well-known publications since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.
Reviewed By:
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Rodolfo Marrero, Rodolfo Marrero is one of the co-founders at He has been helping consumers find the right coverage since the site was founded in 2013. Rodolfo is a licensed insurance agent that works hand-in-hand with the team to ensure the accuracy of the content.