Original Southaven, Mississippi Medicare Part A and B cover most inpatient and outpatient services for hospital stays and essential medical procedures. However, Southaven also has several Medicare plans, which are optional packages with benefits not included in baseline Medicare. The four most common types of Southaven Mississippi Medicare Plans are Medicare Advantage, Medicare Supplement plans, Part D Medicare, and Medicare Special Needs Plans (SNP).

Medicare plans in Southaven, Mississippi

Unlike Original Medicare Part A and B in Mississippi, private insurance companies control Medicare plans and can fluctuate their prices based on several factors, including age, gender, and location.

The charts below will examine the most popular Southaven, Mississippi, Medicare plans and providers and what the average 65-year-old female pays for them.

Medicare Advantage plans

In rare cases, in Southaven, Mississippi, Medicare Advantage plans give enrollees coverage for basic health services like vision, dental, hearing, and prescription medication. Lucky for Southaven residents, DeSoto County, Southaven’s home country, has 25 different plans available across several providers.

Humana’s Regional PPO Medicare Advantage plan is one of Southaven’s most popular and affordable plans. It has a $0 premium and a $7,550 maximum out-of-pocket rate (MOOP).

Cigna offers another low-cost Medicare Advantage option with a $0 premium and a slightly lower $6,700 MOOP. This HMO plan also has a four out of five-star rating that judges Medicare Advantage plans’ effectiveness.

Wellcare’s Local PPO Medicare Advantage plan also comes with a $0 premium and the lowest MOOP in Southaven at $6,000.

The average cost of Medicare Advantage plans in Southaven, Mississippi

PLAN PREMIUM MOOP Plan Type Star Rating
Humana $0 $7,550 REGIONAL PPO 4
Wellcare $0 $6,000 LOCAL PPO N/A
Cigna $0 $6,700 HMO 4
Aetna $0 $6,900 LOCAL PPO 4
UnitedHealthcare $0 $6,700 LOCAL PPO 4

Medicare Supplement plans

Mississippi Medicare Supplement plans, or Medigap plans, are federally standardized optional Medicare packages that cover services like blood transfusions and Part A and B deductibles. Southaven, MS, offers 12 different Medicare Supplement plans, each with varying coverage ranges and price points. Since the federal government standardizes each plan, their benefits won’t change regardless of your provider or state.

Medigap Plan G is one of Southaven’s most enrolled-in Medicare Supplement plans. It covers almost every Medigap benefit, but the average premiums are higher than you’ll pay for most plans, ranging from $95.33 to $361.44.

Another popular Medigap option in Southaven, MS, and the most popular plan nationwide, is Plan F. This Medigap policy has the most coverage but also has much higher premiums that range from $108.30 to $387.62

Plan N is another go-to for Southaven, MS, beneficiaries. Its average premiums are considerably lower than Plans G and F, ranging from $71.93 to $303.85, but it doesn’t cover as much as those other plans.

The average cost of Medicare Supplement plans in Southaven, Mississippi

PLAN A $85.25 $311.78
PLAN B $106.12 $313.75
PLAN C $125.03 $386.12
PLAN D $103.30 $268.99
PLAN F $108.30 $387.62
PLAN HDF $28.00 $59.95
PLAN G $95.33 $361.44
PLAN HDG $28.00 $59.85
PLAN K $49.25 $146.87
PLAN L $62.00 $220.37
PLAN M $78.23 N/A
PLAN N $71.93 $303.85

Medicare Part D prescription drug plans

Southaven, Mississippi, Medicare Part D plans cover prescription medication costs. Part D is unique compared to other Medicare Supplement forms since no Medigap plans and only a handful of Medicare Advantage plans help with medication costs.

Aetna’s Part D plan is one of the most affordable in Southaven, with a $6.60 monthly premium and a $480 annual deductible.

UnitedHealthcare offers a Part D plan in Southaven with a slightly higher $29.30 premium but a lower-than-average $310 deductible.

Humana’s Southaven Part D coverage is one of the most well-regarded. It has a four-star rating, a $480 deductible, and a $22.70 premium.

The average cost of Medicare Part D plans in Southaven, Mississippi

Aetna $6.50 $480 3
Wellcare $13.00 $480 3
Clear Spring Health $18.50 $480 2
Humana $22.70 $480 4
UnitedHealthcare $29.30 $310 4

Special Needs plans

SNPs are a subset of Medicare Advantage available for enrollees with chronic disabilities or specialized medical requirements. Not every Medicare Advantage provider offers Special Need Plans, and those that do offer them in limited locations.

Wellcare’s $0 premium, $3,400 MOOP HMO, Special Needs Plan, is one of the most affordable in Southaven, MS.

Humana has a nearly identically priced SNP to Wellcare’s with no monthly premium and a $3,450 MOOP.

Aetna’s $0 premium, $7,550 MOOP dual eligibility SNP, is another popular option for Southaven Medicare Advantage users.

The average cost of Medicare Special Needs plans in Southaven, Mississippi

PLAN PREMIUM MOOP Plan Type Eligibility
UnitedHealthcare $0 $7,550 HMO Dual
Shared Health $0 $7,550 HMO Dual
Wellcare $0 $3,400 HMO Dual
Humana $0 $3,450 HMO Dual
Aetna $0 $7,550 HMO Dual

How to sign up for Medicare plans in Southaven, Mississippi

Our team makes signing up for Southaven, Mississippi, Medicare plans easy. We’ll compare prices and policies from all of Southaven’s Medicare providers and organize them for you at no cost so that you can easily find a plan that works for you. Give us a call today, or complete our online rate form now.

Written By:
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Lindsay Malzone, Lindsay Malzone is the Medicare editor for Medigap.com. She's been contributing to many well-known publications since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.
Reviewed By:
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Rodolfo Marrero, Rodolfo Marrero is one of the co-founders at Medigap.com. He has been helping consumers find the right coverage since the site was founded in 2013. Rodolfo is a licensed insurance agent that works hand-in-hand with the team to ensure the accuracy of the content.