There are 39,475 total beneficiaries with a Gulfport, Mississippi Supplemental Medicare plan. Of these beneficiaries, 28,090 are fee-for-service Medicare enrollees. The Medicare Advantage participation is much lower, with 11,385 enrollees, over half of whom are female.
Gulfport Mississippi Medicare plans
Medicare Advantage or Medigap plans will help cover costs that Original Medicare in Mississippi won’t pay. Residents can save significantly on healthcare costs by enrolling in supplemental Medicare plans in Gulfport, Mississippi. The following quotes are for a 65-year-old male in the Gulfport area.
Cheapest Medicare Advantage plans in Gulfport, Mississippi
The 11,385 Gulfport, Mississippi Medicare Advantage beneficiaries comprise 28.84% of Gulfport enrollees with Part A and Part B Medicare. The average enrollee age is 71. In Harrison County, Gulfport residents can choose from 29 Medicare Advantage plans.
The following Medicare Advantage plans feature a zero-dollar premium. For this reason, Gulfport patients choose a Cigna (HMO) plan, plus its $6,500 maximum out-of-pocket costs. It features a respectable four-star rating.
Aetna (Local PPO) also boasts a four-star rating. People enjoy this plan for its additional benefits and prescription drug coverage, and you’ll pay $7,550 MOOP.
UnitedHealthcare (HMO) also features a zero-dollar premium. Patients can pay up to $6,700 maximum out of pocket. This plan has no star rating, but its trustworthy reputation makes it a popular option.
| PLAN | PREMIUM | MOOP | PLAN TYPE | STAR RATING |
| Cigna | $0 | $6,500 | HMO | 4 |
| Wellcare | $0 | $7,550 | HMO | 3 |
| Humana | $0 | $7,550 | REGIONAL PPO | 4 |
| Aetna | $0 | $7,550 | LOCAL PPO | 4 |
| UnitedHealthcare | $0 | $6,700 | HMO | N/A |
Affordable Medicare Supplement plans in Gulfport, Mississippi
Medigap plans in Mississippi are standard plans covering expenses that Part A and Part B Medicare don’t cover. Gulfport, MS, patients get the same benefits as patients in another state but pay a different premium.
Medigap Plan G offers full coverage other than the Part B deductible, making it a top option among Gulfport residents. Premiums range from $118.40 to $408.08.
Medigap Plan HDG is the high-deductible version of Plan G. Patients pays a higher deductible to receive lower monthly premiums. You’ll pay between $32 and $85.60.
Medigap Plan N is another top option. Premiums range between $87.42 and $342.86.
| LETTER PLAN | LOWEST PREMIUM | HIGHEST PREMIUM |
| PLAN A | $99.93 | $382.72 |
| PLAN B | $142.71 | $397.02 |
| PLAN C | $145.98 | $443.73 |
| PLAN D | $123.02 | $386.56 |
| PLAN F | $131.63 | $468.84 |
| PLAN HDF | $32.00 | $85.75 |
| PLAN G | $118.40 | $408.08 |
| PLAN HDG | $32.00 | $85.60 |
| PLAN K | $60.45 | $165.62 |
| PLAN L | $76.15 | $248.87 |
| PLAN M | $88.40 | N/A |
| PLAN N | $87.42 | $342.86 |
Average Medicare Part D prescription drug plans
Gulfport, Mississippi, Medicare Part D plans are standalone plans that pay for prescription drugs. While some Medicare Advantage plans include this coverage automatically, Medigap plans don’t.
Aetna offers a $6.50 premium for prescription coverage. It also includes a $480 deductible. It has a decent three-star rating, indicating satisfactory performance.
Clear Spring Health features an $18.50 plan with a $480 deductible. It covers a wide selection of generic and brand-name drugs.
A plan from Humana costs $22.70 monthly. Patients must pay $480 before coverage kicks in. The program has a satisfactory four-star rating.
| PLAN | PREMIUM | DEDUCTIBLE | STAR RATING |
| Aetna | $6.50 | $480 | 3 |
| Wellcare | $13.00 | $480 | 3 |
| Clear Spring Health | $18.50 | $480 | 2 |
| Humana | $22.70 | $480 | 4 |
| UnitedHealthcare | $29.30 | $310 | 4 |
Medicare Special Needs plans
Medicare Special Needs Plans (SNPs) are suitable for disabled or special needs patients. You’ll find them in select areas only.
UnitedHealthcare (HMO) offers a zero-dollar premium and $7,550 MOOP. It requires patients to have dual chronic and disabling conditions. It may also require proof of Medicare and Medicaid eligibility.
Humana (HMO) requires dual eligibility and also offers a zero-dollar premium. Patients can pay up to $3,450maximum out of pocket. Eligibility also extends to patients in long-term care facilities.
Cigna (HMO) asks for $20.80 monthly. Patients pay up to $6,700 MOOP. Dual eligibility is a requirement for this plan as well.
| PLAN | PREMIUM | MOOP | PLAN TYPE | ELIGIBILITY |
| UnitedHealthcare | $0 | $7,550 | HMO | Dual |
| Wellcare | $0 | $3,450 | HMO | Dual |
| Aetna | $0 | $7,550 | HMO | Dual |
| Humana | $0 | $3,450 | HMO | Dual |
| Cigna | $20.80 | $6,700 | HMO | Dual |
FAQs
When do I sign up for Medicare in Gulfport, Mississippi?
In Gulfport, Mississippi, Medicare sign-up eligibility starts three months before you turn 65. If you miss this window, you can sign up during the General Enrollment Period.
What does Medicare Part A cover in Gulfport, Mississippi?
Medicare Part A covers expenses incurred during a hospital stay or temporary nursing home visit. You’ll also get home health, hospital inpatient, and hospice coverage.
What is Medicare Supplement in Gulfport?
Medicare Supplement, or Medigap, is insurance that fills gaps in your Original Medicare coverage. Gulfport, Mississippi, Medicare beneficiaries can get coverage for copays, deductibles, and more by enrolling in a Medicare Advantage or Medigap plan.
Who is eligible for a Part D plan in Gulfport, Mississippi?
People in Gulfport, MS, already eligible for Medicare coverage, are automatically eligible for Medicare Part D. Before getting Part D benefits, you must first enroll in Original Medicare. Once you have Part A and Part B coverage, you can sign up for a standalone Part D plan.
How much is Medicare Part D in Gulfport, Mississippi?
Medicare Part D costs vary in Gulfport, MS. The average cost is around $31.50. Many plans feature affordable monthly premiums, such as those from Aetna or Humana. You’ll get an additional charge if your monthly income passes a certain threshold.
How to sign up for Medicare plans in Gulfport Mississippi
Signing up for a Medicare plan in Gulfport, Mississippi is easy. Simply give us a call, or fill out our online form to compare rates in your area. Then we’ll help connect you with a licensed agent that specializes in Medicare.
