There are 39,475 total beneficiaries with a Gulfport, Mississippi, Medicare plan. Of these beneficiaries, 28,090 are fee-for-service Medicare enrollees. The Medicare Advantage participation is much lower, with 11,385 enrollees, over half of whom are female.

Gulfport Mississippi Supplemental Medicare Plans

Medicare Advantage or Medigap plans will help cover costs that Original Medicare in Mississippi won’t pay. Residents can save significantly on healthcare costs by enrolling in supplemental Medicare plans in Gulfport, MS. The following quotes are for a 65-year-old male in the Gulfport area.

Cheapest Medicare Advantage Plans in Gulfport, Mississippi

The 11,385 Gulfport, Mississippi Medicare Advantage beneficiaries comprise 28.84% of Gulfport enrollees with Part A and Part B Medicare. The average enrollee age is 71. In Harrison County, Gulfport residents can choose from 29 Medicare Advantage plans.

The following Medicare Advantage plans feature a zero-dollar premium. For this reason, Gulfport patients choose a Cigna (HMO) plan, plus its $6,500 maximum out-of-pocket costs. It features a respectable four-star rating.

Aetna (Local PPO) also boasts a four-star rating. People enjoy this plan for its additional benefits and prescription drug coverage, and you’ll pay $7,550 MOOP.

UnitedHealthcare (HMO) also features a zero-dollar premium. Patients can pay up to $6,700 maximum out of pocket. This plan has no star rating, but its trustworthy reputation makes it a popular option.

PLAN PREMIUM MOOP PLAN TYPE STAR RATING
Cigna $0 $6,500 HMO 4
Wellcare $0 $7,550 HMO 3
Humana $0 $7,550 REGIONAL PPO 4
Aetna $0 $7,550 LOCAL PPO 4
UnitedHealthcare $0 $6,700 HMO N/A

Affordable Medicare Supplement Plans in Gulfport, Mississippi

Medigap plans in Mississippi are standard plans covering expenses that Part A and Part B Medicare don’t cover. Gulfport, MS, patients get the same benefits as patients in another state but pay a different premium.

Medigap Plan G offers full coverage other than the Part B deductible, making it a top option among Gulfport residents. Premiums range from $118.40 to $408.08.

Medigap Plan HDG is the high-deductible version of Plan G. Patients pays a higher deductible to receive lower monthly premiums. You’ll pay between $32 and $85.60.

Medigap Plan N is another top option. Premiums range between $87.42 and $342.86.

LETTER PLAN LOWEST PREMIUM HIGHEST PREMIUM
PLAN A $99.93 $382.72
PLAN B $142.71 $397.02
PLAN C $145.98 $443.73
PLAN D $123.02 $386.56
PLAN F $131.63 $468.84
PLAN HDF $32.00 $85.75
PLAN G $118.40 $408.08
PLAN HDG $32.00 $85.60
PLAN K $60.45 $165.62
PLAN L $76.15 $248.87
PLAN M $88.40 N/A
PLAN N $87.42 $342.86

Average Medicare Part D in Gulfport, Mississippi

Gulfport, Mississippi, Medicare Part D plans are standalone plans that pay for prescription drugs. While some Medicare Advantage plans include this coverage automatically, Medigap plans don’t.

Aetna offers a $6.50 premium for prescription coverage. It also includes a $480 deductible. It has a decent three-star rating, indicating satisfactory performance.

Clear Spring Health features an $18.50 plan with a $480 deductible. It covers a wide selection of generic and brand-name drugs.

A plan from Humana costs $22.70 monthly. Patients must pay $480 before coverage kicks in. The program has a satisfactory four-star rating.

PLAN PREMIUM DEDUCTIBLE STAR RATING
Aetna $6.50 $480 3
Wellcare $13.00 $480 3
Clear Spring Health $18.50 $480 2
Humana $22.70 $480 4
UnitedHealthcare $29.30 $310 4

Medicare Special Needs Plans

Medicare Special Needs Plans (SNPs) are suitable for disabled or special needs patients. You’ll find them in select areas only.

UnitedHealthcare (HMO) offers a zero-dollar premium and $7,550 MOOP. It requires patients to have dual chronic and disabling conditions. It may also require proof of Medicare and Medicaid eligibility.

Humana (HMO) requires dual eligibility and also offers a zero-dollar premium. Patients can pay up to $3,450maximum out of pocket. Eligibility also extends to patients in long-term care facilities.

Cigna (HMO) asks for $20.80 monthly. Patients pay up to $6,700 MOOP. Dual eligibility is a requirement for this plan as well.

PLAN PREMIUM MOOP PLAN TYPE ELIGIBILITY
UnitedHealthcare $0 $7,550 HMO Dual
Wellcare $0 $3,450 HMO Dual
Aetna $0 $7,550 HMO Dual
Humana $0 $3,450 HMO Dual
Cigna $20.80 $6,700 HMO Dual

FAQs

When do I sign up for Medicare in Gulfport, Mississippi?

In Gulfport, Mississippi, Medicare sign-up eligibility starts three months before you turn 65. If you miss this window, you can sign up during the General Enrollment Period.

What does Medicare Part A cover in Gulfport, Mississippi?

Medicare Part A covers expenses incurred during a hospital stay or temporary nursing home visit. You’ll also get home health, hospital inpatient, and hospice coverage.

What is Medicare Supplement in Gulfport?

Medicare Supplement, or Medigap, is insurance that fills gaps in your Original Medicare coverage. Gulfport, Mississippi, Medicare beneficiaries can get coverage for copays, deductibles, and more by enrolling in a Medicare Advantage or Medigap plan.

Who is eligible for a Part D plan in Gulfport, Mississippi?

People in Gulfport, MS, already eligible for Medicare coverage, are automatically eligible for Medicare Part D. Before getting Part D benefits, you must first enroll in Original Medicare. Once you have Part A and Part B coverage, you can sign up for a standalone Part D plan.

How much is Medicare Part D in Gulfport, Mississippi?

Medicare Part D costs vary in Gulfport, MS. The average cost is around $33. Many plans feature affordable monthly premiums, such as those from Aetna or Humana. You’ll get an additional charge if your monthly income passes a certain threshold.

How To Sign Up for Supplemental Medicare in Gulfport

Residents interested in Gulfport, Mississippi, Medicare plans can sign up online with private providers or call their local health insurance office. Before enrolling in a Medigap plan, visit Medigap.com to learn about the available programs.

At Medigap.com, our experts compare the top plans so you can get coverage that meets your medical needs and budget. We work with all carriers to help you find a suitable option. We provide information on each plan’s details to ensure your ideal selection.

Our experts can walk you through the sign-up process. Give us a call, or fill out our online form to see rates in your area now.

Written By:
Picture of the author
Lindsay Malzone, Lindsay Malzone is the Medicare editor for Medigap.com. She's been contributing to many well-known publications since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.
Reviewed By:
Picture of the expert
Rodolfo Marrero, Rodolfo Marrero is one of the co-founders at Medigap.com. He has been helping consumers find the right coverage since the site was founded in 2013. Rodolfo is a licensed insurance agent that works hand-in-hand with the team to ensure the accuracy of the content.