In Hattiesburg, Mississippi, Medicare fee-for-service beneficiaries make up 45,030 enrollees out of the state’s total 60,814 beneficiaries with Part A and Part B Medicare.

Hattiesburg, Mississippi Supplemental Medicare Plans

Patients in Hattiesburg, MS, don’t have to spend as much on medical expenses with help from supplemental Medicare plans. They cover costs that Mississippi’s Original Medicare doesn’t handle. The following quotes are for a 70-year-old female living in Hattiesburg, MS.

Affordable Medicare Advantage Plans in Hattiesburg, Mississippi

Of all Hattiesburg, Mississippi, Medicare beneficiaries, 15,784 receive Medicare Advantage benefits. The average age for enrollees is 71. In Forrest County, of which Hattiesburg is the county seat, there are 19 available Mississippi Medicare Advantage plans.

Wellcare (HMO) boasts a decent three-star affordability and performance rating. It features a zero-dollar premium and $6,700 MOOP.

Patients like Cigna (HMO) because it has a lower maximum out-of-pocket cost of $6,500. They also receive additional benefits like 24/7 virtual healthcare. This plan has a zero-dollar premium.

Humana (Regional PPO) is another popular option with no monthly premium. Patients can pay up to $7,550maximum out of pocket. The plan’s four-star rating indicates good performance.

PLAN PREMIUM MOOP PLAN TYPE STAR RATING
Wellcare $0 $6,700 HMO 3
Aetna $0 $6,900 LOCAL PPO 4
Humana $0 $7,550 REGIONAL PPO 4
Cigna $0 $6,500 HMO 4
Aetna $0 $7,550 LOCAL PPO 4

Average Medicare Supplement Plans in Hattiesburg, MS

Mississippi Medigap plans are plans that Hattiesburg Medicare beneficiaries can enroll in to cover expenses that Original Medicare parts don’t cover. These plans offer the same benefits across the states, while premiums vary for many reasons.

Hattiesburg patients choose Medigap Plan F for its extensive coverage. Patients pay a low premium of $126.84. The highest possible premium for this plan is $407.68.

The next most popular plan is Medigap Plan G. Patients pay between $103.21 and $361.44. They receive nearly full coverage and only pay for the Part B deductible.

Medigap Plan HDF is a high-deductible plan that allows patients to get Plan F benefits at a lower cost. You’ll pay a higher deductible for premiums between $37 and $74.65.

LETTER PLAN LOWEST PREMIUM HIGHEST PREMIUM
PLAN A $100.44 $332.80
PLAN B $136.78 $345.33
PLAN C $134.75 $386.12
PLAN D $122.24 $336.18
PLAN F $126.84 $407.68
PLAN HDF $37.00 $74.65
PLAN G $103.21 $361.44
PLAN HDG $36.34 $74.51
PLAN K $55.82 $146.87
PLAN L $70.26 $220.37
PLAN M $85.00 N/A
PLAN N $81.06 $303.85

Cheapest Medicare Part D in Hattiesburg, MS

Mississippi Medicare Part D plans in Hattiesburg cover only prescription drug expenses. Some Medicare Advantage plans include Part D coverage, but Medigap plans don’t cover prescriptions. You’ll need to sign up through a private provider and may be eligible for extra help.

The cheapest Part D plan is from Aetna, with a $6.50 premium and a $480 deductible. Patients choose this plan for its zero-dollar copays on generic prescriptions. Its three-star rating signifies good performance.

Humana offers an affordable plan at $22.70 per month with a deductible of $480. It boasts a four-star rating, indicating enrollees’ performance satisfaction.

UnitedHealthcare also offers an affordable option with a $29.30 premium. Patients pay a $310 deductible before the provider begins covering expenses. It covers many medical needs and budgets.

PLAN PREMIUM DEDUCTIBLE STAR RATING
Aetna $6.50 $480 3
Wellcare $13.00 $480 3
Clear Spring Health $18.50 $480 2
Humana $22.70 $480 4
UnitedHealthcare $29.30 $310 4

Medicare Special Needs Plans in Hattiesburg, MS

Hattiesburg, Mississippi, Medicare Special Needs Plans (SNPs) are tailored for chronically disabled patients. They include benefits ideal for institutionalized patients and other special needs individuals. Not all areas have SNPs.

Wellcare (HMO) boasts a plan with a zero-dollar premium and a $3,400 MOOP. Patients must have dual eligibility with a disabling or chronic condition.

Cigna (HMO) requires a $20.80 premium. You can pay up to $6,700 maximum out of pocket. This plan requires patients to have dual chronic conditions or be institutionalized.

American Health (HMO) offers an SNP for $29.20 a month. You can pay up to $7,550 maximum out of pocket. Patients must need long-term care in a facility or institution to be eligible.

PLAN PREMIUM MOOP PLAN TYPE ELIGIBILITY
Wellcare $0 $3,400 HMO Dual
Humana $0 $3,450 HMO Dual
Cigna $20.80 $6,700 HMO Dual
Humana $28.80 $7,550 LOCAL PPO Dual
American Health $29.20 $7,550 HMO Institutional

FAQs

How do I apply for Medicare in Hattiesburg at age 65?

Some people automatically get Medicare, while others must sign up. To apply for Medicare in Hattiesburg, you can apply online or contact your local Department of Human Services or insurance office.

What does Part D pay for in Hattiesburg, MS?

Medicare Part D pays for prescription drugs and related expenses in Hattiesburg. You’ll get coverage for antidepressants, HIV treatments, anticancer medications, and several vaccines; however, coverage does not include over-the-counter drugs.

Do you still have to pay Medicare Part B with a Medicare Advantage plan?

In Hattiesburg, Mississippi, Medicare enrollees with a Medicare Advantage plan must pay Part B premiums. Medicare determines how much you pay according to your income. You’ll pay a different premium for Medicare Part C if one applies to your plan.

Can I have both Medicare and Medicaid in Hattiesburg, Mississippi?

It’s possible to have Medicare and Medicaid in Hattiesburg, MS. Both will significantly reduce your medical expenses, but you may still have to pay extra costs. Patients can sign up for a Medigap plan to bridge these coverage gaps.

How do I change my Medicare plan in Hattiesburg, Mississippi?

You must wait for an enrollment window to change your Medicare plan in Hattiesburg, MS. There is several open enrollment periods for Part B, Medicare Advantage, and Part D throughout the year. Depending on your needs, you may qualify for a Special Enrollment Period.

How To Sign Up for Supplemental Medicare in Hattiesburg

Signing up for Hattiesburg, Mississippi, Medicare can be complicated if you’re unsure what plan to choose. Hattiesburg residents interested in supplemental Medicare or Medigap can sign up online or at their local insurance office.

Before signing up, visit Medigap.com. We compare rates between top carriers in your area and help you find the best plan for your healthcare needs. Call us or complete our online rate form here.

Written By:
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Lindsay Malzone, Lindsay Malzone is the Medicare editor for Medigap.com. She's been contributing to many well-known publications since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.
Reviewed By:
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Rodolfo Marrero, Rodolfo Marrero is one of the co-founders at Medigap.com. He has been helping consumers find the right coverage since the site was founded in 2013. Rodolfo is a licensed insurance agent that works hand-in-hand with the team to ensure the accuracy of the content.