There are 201,828 people in Jackson, Mississippi, with Original Medicare Part A and Part B. Among them, 149,011 are standard fee-for-service beneficiaries, while 52,817 have a Jackson, Mississippi Medicare Advantage plan on top of their original coverage, good for a 26.2% participation rate.
Jackson, Mississippi Medicare plans
Jackson has four primary options for Original Medicare users in Mississippi looking to bolster their coverage: Medicare Advantage plans, Medicare Supplement plans, Medicare Part D plans, and Medicare SNPs.
Below, we’ll examine the different benefits of each type of plan with quotes based on a 70-year-old male beneficiary.
Average Medicare Advantage plans in Jackson, Mississippi
Hinds County — Jackson’s home county — has 29 different Mississippi Medicare Advantage plans from several local and national insurance companies. That collection of Medicare Advantage policies is one of the largest in Mississippi and includes several well-regarded, low-cost options.
Vantage Health’s Jackson, Mississippi, Medicare Advantage plan is one of the most affordable in the city. It has a $0 premium and a $5,900 maximum out-of-pocket (MOOP) rate.
Cigna has another popular Medicare Advantage plan. It’s a Local PPO option with a $0 premium and a slightly higher $6,900 MOOP.
Humana’s Jackson, Mississippi, Medicare Advantage plan stands out as one of the most comprehensive options in the city. It also has a $0 premium and a similarly priced MOOP of $6,700, but it has a four-star rating on a five-tier scale that grades Medicare Advantage plans’ effectiveness.
| PLAN | PREMIUM | MOOP | Plan Type | Star Rating |
| Cigna | $0 | $6,900 | LOCAL PPO | 3 |
| Clover Health | $0 | $7,550 | LOCAL PPO | 3 |
| Wellcare | $0 | $6,000 | LOCAL PPO | N/A |
| Vantage Health | $0 | $5,900 | HMO-POS | N/A |
| Humana | $0 | $6,700 | HMO | 4 |
Cheapest Medicare Supplement plans in Jackson, Mississippi
Medicare Supplement plans, commonly called Medigap plans, work with Original Medicare to give users even more benefits. There are 12 Medicare Supplement plans in Mississippi available in Jackson, each with a unique coverage range.
Even though private insurance companies control Medicare Supplement plans, the federal government standardizes them so that all their benefits are the same from provider to provider and state to state.
Plan G is one of Jackson, Mississippi’s most popular Medigap plans. It has some of the best coverage, and enrollees can expect to pay anywhere from $112.31 to $408.08 for a Plan G package.
Plan F is similar to Plan G, with more popularity, coverage, and premium costs. Plan F offers everything a Medigap plan can provide, but the average premium rates range from $131.56 to $445.56.
Medicare Plan N is a popular option that doesn’t have as much coverage as Plan G or Plan F but costs anywhere between $87.15 and $342.86.
| LETTER PLAN | LOWEST PREMIUM | HIGHEST PREMIUM |
| PLAN A | $104.04 | $358.54 |
| PLAN B | $139.19 | $397.09 |
| PLAN C | $140.99 | $442.33 |
| PLAN D | $124.16 | $386.63 |
| PLAN F | $131.56 | $445.56 |
| PLAN HDF | $41.92 | $73.83 |
| PLAN G | $112.31 | $408.08 |
| PLAN HDG | $37.64 | $73.70 |
| PLAN K | $59.92 | $165.62 |
| PLAN L | $75.50 | $248.87 |
| PLAN M | $88.12 | N/A |
| PLAN N | $87.15 | $342.86 |
Affordable Medicare Part D prescription drug plans
Mississippi Medicare Part D plans cover costs for prescription medication in Jackson. Since most Medicare Advantage plans don’t include prescription coverage, many Original Medicare beneficiaries sign up for a stand-alone Part D plan.
Aetna’s Part D plan is one of Jackson’s most affordable, with a $6.50 monthly premium and a $480 deductible.
Humana’s Jackson, Mississippi Medicare Part D option is one of the city’s most well-regarded, with a four-star rating on the top of a $22.70 premium and $480 deductible.
United Health Care’s Part D policy has the lowest deductible cost of any low-premium plan at $310. Average premium payments for this four-star plan are $29.30 per month.
| PLAN | PREMIUM | DEDUCTIBLE | STAR RATING |
| Aetna | $6.50 | $480 | 3 |
| Wellcare | $13.00 | $480 | 3 |
| Clear Spring Health | $18.50 | $480 | 2 |
| Humana | $22.70 | $480 | 4 |
| UnitedHealthcare | $29.30 | $310 | 4 |
Medicare Special Needs plans
Special Needs Plans (SNPs) are a subset of Medicare Advantage for those who need specialized medical care. SNPs aren’t available in every location or provider.
Cigna’s HMO Special Needs Plan has a $20.80 monthly premium and a $6,700 MOOP.
Wellcare’s Special Needs Plan is one of Jackson’s most affordable, with a $0 monthly premium and a $3,450 MOOP.
Humana also has an HMO Special Needs Plan with a $0 monthly premium, $3,450 MOOP, and dual eligibility.
| PLAN | PREMIUM | MOOP | Plan Type | Eligibility |
| Wellcare | $0 | $3,450 | HMO | Dual |
| Shared Health | $0 | $7,550 | HMO | Dual |
| UnitedHealthcare | $0 | $7,550 | HMO | Dual |
| Humana | $0 | $3,450 | HMO | Dual |
| Cigna | $20.80 | $6,700 | HMO | Dual |
FAQs
How much is Medicare Part A in Jackson, Mississippi?
Anyone in Jackson, Mississippi, over 65 years old who receives Social Security or Railroad Retirement Board benefits can get premium-free Medicare Part A. You can also receive Part A with a $0 premium if you or your spouse worked a government job with Medicare coverage.
If you don’t meet those requirements, your Jackson, Mississippi, Medicare Part A premiums will likely cost anywhere between $250 and $500.
What are the four types of Medicare Advantage plans in Jackson, Mississippi?
The four types of Medicare Advantage plans are HMO, PPO, PFFS, and SNP. Jackson, Mississippi, has providers that offer all four plan types.
Can I switch from a Medicare Advantage plan to Original Medicare in Jackson, MS?
You can switch from Medicare Advantage to Original Medicare by contacting your plan provider or visiting the official Medicare website.
Who is eligible for Part D plans in Jackson, MS?
Anyone in Jackson, Mississippi, 65 or older with Medicare Part A and Part B can enroll in Medicare Part D. You can sign up for Part D with those qualifications even if you don’t currently take a prescription medication.
Do Medigap plans cover drugs in Jackson?
Jackson, Mississippi, Medicare Supplement plans don’t cover prescription drugs. If you want your Medicare to include prescription drug coverage, you’ll need a Part D or a specialized Medicare Advantage plan.
How to sign up for Medicare plans in Jackson, Mississippi
Our team helps Jackson, Mississippi, residents find the Medicare plan coverage they need to live comfortably. We work with providers across Jackson and compare all their rates and specific plans for free to get the coverage you deserve as hassle-free as possible.
Call our team or complete our online form to get rates today.
