Mississippi Medicare Supplement plans, also known as Medigap plans, provide essential coverage to Medicare beneficiaries. These supplemental plans extend Medicare coverage to cover costs otherwise paid by the beneficiary. The government standardizes the benefits and ensures they remain consistent in every state and carrier.

Mississippi Medicare Supplement Enrollment Per Letter Plan

There are approximately 163,000 Medicare beneficiaries with Medigap or Mississippi Supplemental plans. The number represents around 32% of overall beneficiaries in Mississippi. Compared with the rest of the country, this rate is slightly lower than the national average, demonstrating the importance and popularity of these plans.

PLAN A B C D F G K L M N
1329 815 2506 577 100109 41,479 599 348 3 9946

What Are the Most Common Medigap Plans in Mississippi?

Over 100,000 Mississippi Medicare enrollees make Plan F the most popular plan in the state. This plan offers comprehensive coverage that earns it an enthusiastic response from enrollees. Although Plan F is an expensive option, its premium coverage can save beneficiaries from massive bills and offer valuable peace of mind.

Although Plan F is the most favored plan, Plan G remains popular. Plan G has over 41,000 enrollees in Mississippi, making it the second most popular plan in the area. Plan G provides similar coverage to Plan F at a more affordable price but with a few more limitations.

Currently, Plan N is the third most popular choice in Mississippi. It serves almost 10,000 beneficiaries and offers enough benefits to attract residents. Although Plan N does not cover beneficiaries in as many situations as other options, it provides adequate protection at a price many residents can afford.

Medigap Plan Coverage Chart for Mississippi

Each Medigap plan in the country offers the same benefits because of federal standards. The government wants to enable beneficiaries to select their coverage confidently, so they standardize the coverage of these plans across the country. Regardless of your state or insurance provider, you will receive the same benefits, so you can pick your plan confidently even if you plan to move.

Medicare Supplement Plans Costs in Mississippi

Even though Medicare Supplement plans offer the same benefits no matter what state a beneficiary lives in, their premiums vary depending on location and other factors. In addition, medical history and lifestyle factors like tobacco and alcohol use can also play a role in determining a Medigap premium.

Lowest Premium Per Medigap Letter Plan in Mississippi

Below is a chart that provides information about Medicare Supplement prices in Mississippi. We based these figures on a 65-year-old female beneficiary. . However, this information can give you a good idea of what to expect when shopping for Medigap coverage.

PLAN A B C D F G K L M N
Premium $85 $106 $125 $103 $108 $95 $49 $62 $78 $71

Highest Premium Per Medigap Letter Plan in Mississippi

The figures in the chart below refer to the average 70-year-old male Medicare beneficiary. These Medigap premiums are the most expensive; however, different factors such as medical history and location will affect these numbers.

PLAN A B C D F G K L M N
Premium $358 $397 $442 $386 $445 $408 $165 $248 $88 $342

Top Medicare Supplement/Medigap Plan Carriers in Mississippi

The chart below reflects the monthly premiums for an average 65-year-old female beneficiary in Mississippi. USA Life offers the lowest monthly premiums overall, with the popular Plan F only $108 per month. Manhattan life also offers competitive pricing, with Plan N having a monthly premium of $75.

CARRIERS PLAN F PLAN G PLAN N
S.USA Life $108 $97 $71
Physicians Life $110 $96 N/A
Manhattan Life $115 $95 $75
Nassau Life $117 $113 $81
Medico $121 $100 $77

Mississippi Cities with Estimated Premiums for Medicare Supplement Coverage

There are charts with estimated premiums for Medicare Supplement coverage for the below cities:

FAQs

What Is the Best Medicare Supplement Plan in Mississippi?

Choosing the best plan depends on your insurance and financial needs; however, the best overall Medigap plan for Mississippi beneficiaries is Plan F.

Medicare Plan F covers virtually every aspect of a Medicare beneficiary’s care, including common operations and hospital stays. They even cover Part B deductibles, so they are an excellent option for Mississippi beneficiaries, despite the higher cost of premiums.

How Old Do You Have to be to Qualify for the Medicare Supplement Plan in Mississippi?

Anyone who qualifies for Medicare coverage can sign up for a Medicare Supplement in Mississippi. Most residents become eligible for Medicare at age 65, although certain circumstances qualify younger residents for these benefits. Since state law protects disabled beneficiaries, they have access to Medigap coverage regardless of age.

Which Medicare Supplement Plan Has the Lowest Rate Increases in Mississippi?

Medicare Supplement plan rate increases depend on various factors, but the most important is how the insurance provider rates the plan. For example, attained-age plans will come with a lower up-front cost but also bring more rate increases. Conversely, providers using issue-age pricing offer enhanced stability but a higher initial premium.

What Is the Medigap Enrollment Period for Mississippi?

Medicare beneficiaries can enroll in a Medigap plan during their Initial Enrollment Period, starting three months before they turn 65 and ending three months later. In addition, as long as you have Medicare Part B, you can enroll in a Medigap plan at any point in the year.

In Mississippi, What Disabilities Qualify for a Medicare Supplement Plan Before the Age of 65?

Only certain disabilities and medical conditions qualify individuals for Medicare coverage before turning 65. These include End-Stage Renal Disease (ESRD), Lou Gehrig’s Disease (ALS), and those with certain disabling or chronic conditions.

How to Sign Up for Medicare Supplements in Mississippi

There are many factors and options to consider when researching the Medicare system. Medicare Supplement plans are crucial since differences in coverage affect how much money you’ll be responsible for paying when you face medical challenges.

Our team works with all providers to find the best options for every beneficiary we serve. In addition to helping you navigate the Medicare enrollment process, our website can help you find answers to specific problems.

Whether you know what you want or need help starting your search, we can help. Contact us or complete the web form to get rates for Mississippi Medicare Supplement plans today.

Written By:
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Lindsay Malzone, Lindsay Malzone is the Medicare editor for Medigap.com. She's been contributing to many well-known publications since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.
Reviewed By:
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Rodolfo Marrero, Rodolfo Marrero is one of the co-founders at Medigap.com. He has been helping consumers find the right coverage since the site was founded in 2013. Rodolfo is a licensed insurance agent that works hand-in-hand with the team to ensure the accuracy of the content.