Medicare is the federal government’s health insurance program for anyone 65 or older. Also covered are certain younger individuals with disabilities and those suffering from End-Stage Renal Disease or ESRD (permanent kidney failure that requires dialysis or a transplant). Each of Medicare’s four parts help cover specific health-related services.
Under Part A, inpatient hospital stays, care in a skilled nursing home facility or hospice, and some home health care are covered.
Check if your hospital accepts medicare.
Part B covers certain physicians’ and preventive services, outpatient care, and medical supplies.
Check if your Doctor accepts Medicare.
This health plan is offered by private insurance companies that contract with Medicare to provide all the Part A and Part B benefits. A Medicare Advantage Plan includes:
If you are enrolled in a Medicare Advantage Plan, Medicare services are covered rather than being paid for under Original Medicare. Medicare Advantage Plans typically offer prescription drug coverage.
Part D includes prescription drug coverage to Original Medicare and some Medicare Cost, Medicare Private Fee-for-Service, and Medicare Medical Savings Account Plans. These plans are offered by insurance and other Medicare-approved private companies. The Medicare Advantage Plans may provide prescription drug coverage similar to what is offered through the Medicare Prescription Drug Plans.
|Medicare Part A (Hospital Coverage)
||Medicare Part B (Medical Insurance)
|Medicare Part C (Medicare Advantage)
||Medicare Part D (Drug Coverage)
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