While Original Medicare in Dallas (Parts A and B) helps cover a significant part of a hospital and medical expenses, there are still gaps in coverage that beneficiaries must pay. To help fill in the gaps, 39.43% of the 692,241 Original Medicare enrollees use Dallas Texas Medicare Advantage plans.
Medicare plans in Dallas, Texas
Supplemental Medicare plans help beneficiaries cover various Original Medicare costs in Dallas, Texas. Each Supplemental plan provides distinct benefits, levels of coverage, and monthly premiums. The quotes below reference a 70-year-old female beneficiary.
Medicare Advantage plans
272,949 Medicare beneficiaries are enrolled in one of the 39 available Dallas, Texas, Medicare Advantage plans. Of those beneficiaries, 44.75% are male, and 55.25% are female.
All of the MA plans below to have a $0 monthly premium. Global Health HMO has a low maximum out-of-pocket (MOOP) cost of $3,400.
Humana is a highly reputable insurance company. Its Regional PPO MA plan has a $5,700 MOOP and a four-star rating. Cigna also has an impressive four-star Local PPO Medicare Advantage plan rating with a MOOP of $6,700.
The average costs of Medicare Advantage plans in Dallas, Texas
| PLAN | PREMIUM | MOOP | Plan Type | Star Rating |
| Humana | $0 | $5,700 | REGIONAL PPO | 4 |
| Care N’ Care | $0 | $3,900 | LOCAL PPO | 4 |
| Global Health | $0 | $3,400 | HMO | N/A |
| Wellcare | $0 | $7,550 | HMO | 3 |
| Cigna | $0 | $6,700 | LOCAL PPO | 4 |
Medicare Supplement plans
Medicare Supplement or Medigap plans work alongside Medicare by covering the costs that Original Medicare doesn’t cover, like copays. Each Medigap letter plan provides the same benefits, no matter your state or what carrier you enroll with.
Plan G is one of the most popular Medicare Supplement plans in Dallas, Texas. Monthly premiums for Supplements will vary depending on various factors. Plan G premiums range from $121.76 to $493.34 per month.
Plan F is another common Medigap plan in Dallas, with monthly premiums between $147.97 and $520.22. Beneficiaries who prefer lower monthly premiums may consider Plan HDG (high deductible Plan G), with premiums as low as $41.29 and as high as $487.44.
The average costs of Medicare Supplement plans in Dallas, Texas
| LETTER PLAN | LOWEST PREMIUM | HIGHEST PREMIUM |
| PLAN A | $117.09 | $727.37 |
| PLAN B | $147.86 | $375.25 |
| PLAN C | $153.87 | $459.62 |
| PLAN D | $146.58 | $294.94 |
| PLAN F | $147.97 | $520.22 |
| PLAN HDF | $44.39 | $93.73 |
| PLAN G | $121.76 | $493.34 |
| PLAN HDG | $41.29 | $87.44 |
| PLAN K | $65.50 | $154.37 |
| PLAN L | $82.58 | $271.37 |
| PLAN M | $91.56 | $91.56 |
| PLAN N | $96.64 | $471.06 |
Medicare Part D prescription drug plans
Medicare Part D plans in Dallas, Texas, cover prescription medications. Beneficiaries can enroll in standalone Part D plans or Medicare Advantage Prescription Drug (MAPD) plans.
The standalone Medicare Part D plans below all have a $480 deductible. Humana has the highest star rating of four out of five, indicating higher plan effectiveness. Humana’s drug plan has a premium of $22.70 per month.
Aetna has the lowest premium, requiring beneficiaries to pay only $6.90 monthly. Aetna’s three-star plan is comparable to Cigna’s, which has a monthly premium of $23.10.
The average costs of Medicare Part D plans in Dallas, Texas
| PLAN | PREMIUM | DEDUCTIBLE | STAR RATING |
| Aetna | $6.90 | $480.00 | 3 |
| Wellcare | $12.90 | $480.00 | 3 |
| Clear Spring Health | $17.70 | $480.00 | 2 |
| Humana | $22.70 | $480.00 | 4 |
| Cigna | $23.10 | $480.00 | 3 |
Special Needs plans
Special Needs Plans, or SNPs, are a subset of MA plans. Beneficiaries with chronic or disabling conditions can enroll in an SNP for additional coverage. However, these types of Dallas Texas Medicare Advantage plans are only available in select areas.
Wellcare offers an HMO SNP for dual-eligible beneficiaries with a $3,400 MOOP. Amerigroup, Humana, and Aetna also have an HMO SNP plan for dual-eligible beneficiaries. These plans have a $7,550 MOOP.
Consider UnitedHealthcare’s HMO-POS Special Needs Plan for beneficiaries with chronic or disabling conditions if you prefer more flexibility than an HMO offers. The UnitedHealthcare SNP has a low MOOP of $3,700.
The average costs of Medicare Special Needs plans in Dallas, Texas
| PLAN | PREMIUM | MOOP | Plan Type | Eligibility |
| Amerigroup | $0 | $7,550 | HMO | Dual |
| UnitedHealthcare | $0 | $3,700 | HMO-POS | Chronic or Disabling |
| Wellcare | $0 | $3,400 | HMO | Dual |
| Humana | $0 | $7,550 | HMO | Dual |
| Aetna | $0 | $7,550 | HMO | Dual |
How to sign up for Medicare plans in Dallas
Since no two beneficiaries have the same insurance needs, it’s essential to find the right Supplemental Medicare plan. We work with every carrier and can help you narrow down your options by comparing the top plans in Dallas. Give us a call or fill out our quotes form to find out more.
