In Fort Worth, Texas, there are 339,374 Medicare beneficiaries enrolled in an Original Medicare plan or a Medicare Advantage plan. About 173,647 of these enrollees have Original Medicare, while 165,727 or 48.83% have Medicare Advantage. Let’s learn more about the supplemental plans available for Medicare in Fort Worth, Texas.

Supplemental Medicare Plans in Fort Worth, Texas

Supplemental Medicare plans, also known as Medigap, can assist with costs not covered by Medicare. Medigap and Medicare Advantage plans are viable options to supplement Medicare Part A and Part B. In Fort Worth, there are 45.61% male and 54.39% female enrollees, with an average age of 72.

Affordable Medicare Advantage Plans in Fort Worth, Texas

Medicare Advantage plans are a popular alternative to Original Medicare. People living in Tarrant County can select from over 58 plans. In Fort Worth, 165,727 beneficiaries are enrolled in Medicare Advantage plans.

Aetna PPO plans have zero monthly premiums, a maximum out-of-pocket (MOOP) rate of $5,000, and a three-star rating. These plans do not require a referral from your primary care physician to see a specialist or hospital visit.

Another option is Cigna’s HMO plans with zero monthly premiums, a MOOP rate of $3,900, and a four-star rating. Cigna is a popular choice because it allows you to choose from a local network of doctors and hospitals.

Humana PPO plans let you visit any Medicare-approved doctor. Besides the zero monthly premium, this plan has a MOOP rate of $5,400 and a four-star rating.

Lastly, the Wellcare PPO plan has zero monthly premiums with a MOOP rate of $6,000. Wellcare plans offer beneficial services such as dental, vision, hearing, and more.

PLAN PREMIUM MOOP Plan Type Star Rating
Aetna $0 $5,000 LOCAL PPO 3
Cigna $0 $3,900 HMO 4
Humana $0 $5,400 LOCAL PPO 4
Wellcare $0 $6,000 LOCAL PPO N/A
UnitedHealthcare $0 $6,700 LOCAL PPO 4

Average Medicare Supplement Plans in Fort Worth, Texas

Medicare supplement plans help cover out-of-pocket costs or gaps in Medicare coverage. Costs typically include copayments, coinsurance, and deductibles. Additionally, plan benefits for Medicare in Fort Worth, Texas, do not change or vary by state.

Plan G is a popular Medicare supplement plan that ranges from $119.40 to $493.34 per month. Patients who select this plan only have to pay the Part B deductible.

Another choice is Plan HDG. This plan is available for $34.99 to $74.92. Premiums for this plan are lower, but the deductibles are higher.

Lastly, you can select Plan F. This plan ranges from $134.46 to $520.22. Plan F covers 20% of Medicare hospital expenses not covered by Part A.

LETTER PLAN LOWEST PREMIUM HIGHEST PREMIUM
PLAN A $113.43 $727.37
PLAN B $139.44 $375.25
PLAN C $146.06 $459.62
PLAN D $134.17 $265.48
PLAN F $134.46 $520.22
PLAN HDF $37.00 $80.32
PLAN G $119.40 $493.34
PLAN HDG $34.99 $74.92
PLAN K $61.59 $154.37
PLAN L $77.75 $271.37
PLAN M $86.90 $86.90
PLAN N $88.91 $471.06

Cheapest Medicare Part D in Fort Worth, Texas

Medicare Part D is a standalone plan that covers prescription drugs. Once you enroll in Medicare, we recommend signing up for an affordable drug plan. Some Medicare Advantage plans include prescription drug coverage.

Aetna’s plan costs $6.90 per month with a deductible of $480. The Wellcare plan has a monthly premium of $12.90 and a deductible of $480. For Humana, the monthly premium is $22.70, with a $480 deductible.

PLAN PREMIUM DEDUCTIBLE STAR RATING
Aetna $6.90 $480.00 3
Wellcare $12.90 $480.00 3
Clear Spring Health $17.70 $480.00 2
Humana $22.70 $480.00 4
Cigna $23.10 $480.00 3

Read the Top 10 Part D Prescription Drug Plans for 2022.

Medicare Special Needs Plans in Fort Worth, Texas

Patients with special needs can enroll in the Special Needs Plans (SNPs) under Medicare Advantage. Medicare SNPs limit enrollment for specific diseases or characteristics. Patients with chronic health conditions can significantly benefit from these plans.

Amerigroup HMO has zero monthly premiums with a MOOP rate of $7,550 and dual eligibility. Another option is UnitedHealthcare, which has zero monthly premiums with a MOOP rate of $3,700 and includes chronic or disabling conditions.

Lastly, Molina Healthcare HMO charges zero monthly premiums with a MOOP rate of $7,550 and dual eligibility.

PLAN PREMIUM MOOP Plan Type Eligibility
Amerigroup $0 $7,550 HMO Dual
UnitedHealthcare $0 $3,700 HMO-POS Chronic or Disabling
Humana $0 $7,550 HMO Dual
Molina Healthcare $0 $7,550 HMO Dual
Wellcare $0 $3,400 HMO Dual

FAQs

Where is the closest Medicare office in Fort Worth, TX?

The Social Security Administration (SSA) office in Fort Worth handles Medicare. SSA can only enroll you in Original Medicare Part A and B. You can apply online, by telephone, or at the local office. HealthMarkets in Fort Worth can help with Medicare Advantage plans.

What are the requirements when applying for Medicare in Fort Worth, TX?

Medicare in Fort Worth is for people 65 and older. Enrollment eligibility begins three months before you turn 65. Those with disabilities and other conditions such as end-stage renal disease (ESRD) or Lou Gehrig’s disease (ALS) may qualify for Medicare earlier.

How are Medigap premiums determined in Fort Worth, TX?

Each insurance company independently sets the prices for Medigap policy premiums. How the company sets the price affects what you pay now and in the future. Medigap policy pricing uses different methods:

  1. Community-rated: where everyone pays the same price
  2. Issue age-rated: where prices depend on the age you buy
  3. Attained age-rated: where the premium increases as you age

What is the least expensive Medigap plan in Fort Worth, TX?

Plan K is the most affordable Medigap plan with the lowest premium, from $58 to $135. Take a look at the average cost of Medigap insurance plans.

What does Plan G pay for in Fort Worth, TX?

In Fort Worth, Texas, you can buy the Medigap Plan G for comprehensive care. The plan pays for hospital costs, nursing care, or hospice care. Furthermore, the plan covers outpatient services such as doctor’s visits, lab work, medical supplies, and surgeries.

How to Sign Up for Supplemental Medicare in Fort Worth, TX

Our mission is to give every individual access to high-quality and affordable Medicare. We compare plans from all major carriers to help you find essential health coverage that matches your needs. Give us a call or complete our rate form to get rates for Medicare in Fort Worth, Texas.

Written By:
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Lindsay Malzone, Lindsay Malzone is the Medicare editor for Medigap.com. She's been contributing to many well-known publications since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.
Reviewed By:
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Rodolfo Marrero, Rodolfo Marrero is one of the co-founders at Medigap.com. He has been helping consumers find the right coverage since the site was founded in 2013. Rodolfo is a licensed insurance agent that works hand-in-hand with the team to ensure the accuracy of the content.