In Austin, Texas, there are 258,645 beneficiaries enrolled in Original Medicare Parts A and B. Out of those individuals, 97,167 enroll in an Austin Texas Medicare Advantage program, with their average age being 72 years old. Additionally, 53.78% of individuals enrolled in Medicare in Austin are female, while 46.22% are male.

Medicare plans in Austin, Texas

Supplemental Medicare plans help beneficiaries reduce their Medicare costs by covering the expenses that Autin, Texas Original Medicare Parts A and B don’t.

The following quotes reflect the premiums and advantages of a 70-year-old female beneficiary.

Medicare Advantage plans

Around 37.57% of Medicare beneficiaries participate in a Medicare Advantage plan in Austin, Texas. The number of available MA plans changes every year. However, 2022 has more available plans than ever, with 39 Medicare Advantage plans.

The MA plans listed below have a low monthly premium of $0, making them the cheapest in Austin. Imperial’s MA plan is an HMO with a maximum out-of-pocket (MOOP) cost of $2,999.

Ascension complete has the lowest MOOP at $2,900. However, the UnitedHealthcare MA plan has a four out of five-star rating and a MOOP of $5,500.

The average costs of Medicare Advantage plans in Austin, Texas

PLAN PREMIUM MOOP Plan Type Star Rating
Imperial $0 $2,999 HMO N/A
UnitedHealthcare $0 $5,500 HMO-POS 4
Ascension Complete $0 $2,900 HMO N/A
Wellcare $0 $4,000 HMO 3
Aetna $0 $5,900 HMO 3

Medicare Supplement plans

Medicare Supplements work by covering the costs that Original Medicare does not, such as copays and deductibles. Unlike MA plans, the benefits for Medicare Supplements, or Medigap plans, remain the same in every state and carrier.

One of the top Medicare Supplement plans in Austin, Texas, is Plan G, which has monthly premiums starting at $95.85. Another top plan in the Austin area is Plan F, whose lowest monthly premium is $117.29.

Plan HDG is also a widely used Medigap plan with lower monthly premiums between $44.82 and $75.53. However, it has a higher deductible.

The average costs of Medicare Supplement plans in Austin, Texas

PLAN A $94.89 $603.62
PLAN B $116.95 $311.12
PLAN C $126.09 $385.21
PLAN D $118.33 $268.13
PLAN F $117.29 $442.28
PLAN HDF $37.08 $80.95
PLAN G $95.85 $419.40
PLAN HDG $33.82 $75.53
PLAN K $51.33 $149.00
PLAN L $64.75 $224.87
PLAN M $75.02 $75.02
PLAN N $77.15 $400.41

Medicare Part D prescription drug plans

Austin, Texas, Medicare Part D plans to provide coverage solely for prescription medications. Medigap plans don’t include prescription drug coverage. However, some Medicare Advantage plans include prescription drug coverage (MAPD plans).

Aetna offers the lowest monthly premium at $6.90 with a three-star rating. Wellcare also has a three-star rating with a low monthly premium of $12.90.

Humana has the highest star rating, with four out of five stars and a premium of $22.70 per month. Star ratings indicate the overall effectiveness of the plan.

The average costs of Medicare Part D plans in Austin, Texas

Aetna $6.90 $480.00 3
Wellcare $12.90 $480.00 3
Clear Spring Health $17.70 $480.00 2
Humana $22.70 $480.00 4
Cigna $23.10 $480.00 3

Special Needs plans

Beneficiaries with special needs or requirements, such as chronic disabilities, can enroll in an Austin, Texas, Medicare Advantage subset called Special Needs Plans (SNPs).

Dual-eligible beneficiaries can enroll in Imperial (HMO) with a $2,999 MOOP. Additionally, dual-eligible people can enroll in Wellcare, a local PPO with a MOOP of $3,450.

Those who want to enroll in a regional PPO should consider UnitedHealthcare. The UnitedHealthcare SNP has a MOOP of $7,550 and is available to those with chronic or disabling conditions.

The average costs of Medicare Special Needs plans in Austin, Texas

PLAN PREMIUM MOOP Plan Type Eligibility
Imperial $0 $2,999 HMO Dual
Amerigroup $0 $3,400 HMO Chronic or Disabling
UnitedHealthcare $0 $7,550 REGIONAL PPO Chronic or Disabling
Aetna $0 $7,550 HMO Dual
Wellcare $0 $3,450 LOCAL PPO Dual

How to sign up For Medicare plans in Austin, Texas

Finding the right Supplement for Medicare in Austin, Texas, doesn’t have to be complicated. We can help you compare rates from all top carriers to find the best plan for you. Give us a call or fill out the form to get started.

Written By:
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Lindsay Malzone, Lindsay Malzone is the Medicare editor for She's been contributing to many well-known publications since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.
Reviewed By:
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Rodolfo Marrero, Rodolfo Marrero is one of the co-founders at He has been helping consumers find the right coverage since the site was founded in 2013. Rodolfo is a licensed insurance agent that works hand-in-hand with the team to ensure the accuracy of the content.