While Original Medicare in Dallas (Parts A and B) helps cover a significant part of a hospital and medical expenses, there are still gaps in coverage that beneficiaries must pay. To help fill in the gaps, 39.43% of the 692,241 Original Medicare enrollees use Medicare Advantage plans.

Supplemental Medicare Plans in Dallas, Texas

Supplemental Medicare plans help beneficiaries cover various Medicare costs. Each Supplemental plan provides distinct benefits, levels of coverage, and monthly premiums. The quotes below reference a 70-year-old female beneficiary.

Average Medicare Advantage Plans in Dallas, Texas

In Dallas, 272,949 Medicare beneficiaries are enrolled in one of the 39 available Medicare Advantage plans. Of those beneficiaries, 44.75% are male, and 55.25% are female.

All of the MA plans below have a $0 monthly premium. Global Health HMO has a low maximum-out-of-pocket (MOOP) cost of $3,400.

Humana is a highly reputable insurance company. Its Regional PPO MA plan has a $5,700 MOOP and a four-star rating. Cigna also has an impressive four-star rating for its Local PPO Medicare Advantage plan with a MOOP of $6,700.

PLAN PREMIUM MOOP Plan Type Star Rating
Humana $0 $5,700 REGIONAL PPO 4
Care N’ Care $0 $3,900 LOCAL PPO 4
Global Health $0 $3,400 HMO N/A
Wellcare $0 $7,550 HMO 3
Cigna $0 $6,700 LOCAL PPO 4

Cheapest Medicare Supplement Plans in Dallas, Texas

Medicare Supplement plans, or Medigap plans, work alongside Medicare by covering the costs that Original Medicare doesn’t cover, like copays. Each Medigap letter plan provides the same benefits, no matter your state or what carrier you enroll with.

Plan G is one of the most popular Medicare Supplement plans in Dallas. Monthly premiums for Supplements will vary depending on various factors. Plan G premiums range from $121.76 to $493.34 per month.

Plan F is another common Medigap plan in Dallas, with monthly premiums between $147.97 and $520.22. Beneficiaries who prefer lower monthly premiums may consider Plan HDG (high deductible Plan G), with premiums as low as $41.29 and as high as $487.44.

LETTER PLAN LOWEST PREMIUM HIGHEST PREMIUM
PLAN A $117.09 $727.37
PLAN B $147.86 $375.25
PLAN C $153.87 $459.62
PLAN D $146.58 $294.94
PLAN F $147.97 $520.22
PLAN HDF $44.39 $93.73
PLAN G $121.76 $493.34
PLAN HDG $41.29 $87.44
PLAN K $65.50 $154.37
PLAN L $82.58 $271.37
PLAN M $91.56 $91.56
PLAN N $96.64 $471.06

Affordable Medicare Part D in Dallas, Texas

Medicare Part D plans cover prescription medications. Beneficiaries can enroll in standalone Part D plans or Medicare Advantage Prescription Drug (MAPD) plans.

The standalone Medicare Part D plans below all have a $480 deductible. Humana has the highest star rating of four out of five, indicating higher plan effectiveness. Humana’s drug plan has a premium of $22.70 per month.

Aetna has the lowest premium, requiring beneficiaries to pay only $6.90 per month. Aetna’s three-star plan is comparable to Cigna’s, which has a monthly premium of $23.10.

PLAN PREMIUM DEDUCTIBLE STAR RATING
Aetna $6.90 $480.00 3
Wellcare $12.90 $480.00 3
Clear Spring Health $17.70 $480.00 2
Humana $22.70 $480.00 4
Cigna $23.10 $480.00 3

Medicare Special Needs Plans in Dallas, Texas

Special Needs Plans, or SNPs, are a subset of MA plans. Beneficiaries with chronic or disabling conditions can enroll in an SNP for additional coverage. However, these types of plans are only available in select areas.

Wellcare offers an HMO SNP for dual-eligible beneficiaries with a $3,400 MOOP. Amerigroup, Humana, and Aetna also have an HMO SNP plan for dual-eligible beneficiaries. These plans have a $7,550 MOOP.

Consider UnitedHealthcare’s HMO-POS Special Needs Plan for beneficiaries with chronic or disabling conditions if you prefer more flexibility than an HMO offers. The UnitedHealthcare SNP has a low MOOP of $3,700.

PLAN PREMIUM MOOP Plan Type Eligibility
Amerigroup $0 $7,550 HMO Dual
UnitedHealthcare $0 $3,700 HMO-POS Chronic or Disabling
Wellcare $0 $3,400 HMO Dual
Humana $0 $7,550 HMO Dual
Aetna $0 $7,550 HMO Dual

FAQs

How Many People in Dallas Have Medicare?

Around 692,241 people have Original Medicare in Dallas, TX. Out of those individuals, 272,949 have a Medicare Advantage plan to help them offset remaining Medicare costs.

In Dallas, How Old Do You Have to Be to Apply for Medicare?

The federal qualifying age for Medicare is 65. However, you can apply and enroll in Medicare up to three months before your 65th birthday.

You may be eligible for an earlier enrollment if you have a disability, suffer from Lou Gehrig’s disease (ALS), or have end-stage renal disease (ESRD).

How Much Is a Medicare Supplement Per Month in Dallas, TX?

The cost of a Medicare Supplement plan will vary depending on your location, age, gender, and other factors. In Texas, the average cost of a high deductible and low premium plan is between $30 and $45 per month. However, plans with low deductibles will have higher monthly premiums. For example, the average monthly premium for Plan G in Dallas is between $95 and $160.

Are Medigap Premiums Based on Income in Dallas, TX?

Medigap premiums depend on several different factors, including your medical underwriting results, location, age, and carrier of choice. While income is not a determining factor for Medigap plans, beneficiaries who have an income below a certain level may qualify for various federal programs that help reduce Medicare costs.

Does Social Security Count as Income for Medicare in Dallas, TX?

Yes, your monthly social security checks count as income for Medicare in Dallas, TX.

How to Sign Up for Supplemental Medicare in Dallas

Since no two beneficiaries have the same insurance needs, it is essential to take your time finding the right Supplemental Medicare plan. We work with every carrier and can help you narrow down your options by comparing the top plans in Dallas. Give us a call or fill out our quotes form to find out more.

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by Lindsay Malzone, Lindsay Malzone is the Medicare expert for Medigap.com. She's been contributing to many well-known publications as an industry expert since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.