Among residents in Casper, Wyoming, 38,562 currently receive either Part A or Part B Casper Wyoming Medicare. Currently, 36,293 receive FFS (fee-for-service) Medicare while 2,269 receive MA (Medicare Advantage).
Casper, Wyoming Supplemental Medicare Plans
This guide discusses different supplemental Medicare plans to enhance Original Medicare in Casper, Wyoming. The data we’re using revolves around males 70 years or older.
Average Medicare Advantage Plans in Casper, Wyoming
In Casper, WY, the Medicare Advantage participation rate is 5.88%. Casper is in Natrona County, where residents can access four Medicare Advantage plans.
The first plan we’re exploring is UnitedHealthcare. This PFFS (private fee-for-service) plan has a MOOP (maximum out-of-pocket) rate of $6,700. This plan also has a three-star rating.
Casper residents can also access another UnitedHealthcare plan. Like the first plan, this plan has a three-star rating and a MOOP rate of $6,700. This second plan has a higher premium of $74.
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Cheapest Medicare Supplement Plans in Casper, Wyoming
Medigap and Medicare Supplement plans to supplement a patient’s existing Medicare plan. Since the federal government standardizes these plans, their benefits don’t change from state to state. However, their monthly premiums do change.
Plan G is a top-rated Casper, Wyoming, Medicare Supplement plan with comprehensive coverage. Its premiums range between $101.17 and $390.84. While patients pay higher monthly premiums, they pay less when they need medical care.
Plan HDG is another plan many residents choose. This plan carries all the same benefits as Plan G but with a lower premium range of $30.00 and $66.29. However, patients pay a higher deductible, making this plan ideal if you don’t receive regular medical care.
Plan F is another excellent choice that also carries a high deductible version. Like Plan G, Plan F provides comprehensive benefits. Plan F’s premium range is $118.65 and $410.50, while its high deductible version is $30.00 and $70.89.
Residents may also choose Plan A, which has a premium range of $96.82 and $311.69. In addition, Plan A covers coinsurance and copayments.
Plan K covers services like other supplemental Medicare plans. Plan K’s premium range is between $54.42 and $143.12. While this plan has higher coinsurance payments, its low premium range makes it an affordable choice for many Casper residents.
Plan L offers many of the same benefits as Plan K. However, it offers higher coverage on many of its services. As a result, residents need to pay higher premiums for this plan, ranging from $67.17 to $232.37.
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Affordable Medicare Part D in Casper, Wyoming
Standalone Part D plans cover prescriptions not covered by Original Medicare in Casper, Wyoming. For example, Medigap plans don’t cover drugs, and only some Medicare Advantage plans do.
Humana is a popular four-star plan for many residents. This plan has a monthly premium of $22.70 and a deductible of $480. With this plan, most generic medications cost four dollars or less.
Wellcare’s Casper, Wyoming Part D plan has a monthly premium of $10.60 and a $480 deductible. Many residents choose this plan because most generic medications cost between zero to four dollars. This plan has a three-star rating.
For a smaller deductible, residents can also choose UnitedHealthcare. This plan has a far smaller deductible than other plans. Its deductible is $310. However, its monthly premium is higher, sitting at $29.30.
Residents can also choose Clear Spring. With this plan, residents pay a monthly premium of $16.60. Like most plans on this list, this plan carries a $480 deductible.
How much does a Medigap policy cost in Casper, Wyoming?
Casper, Wyoming, residents pay no set amount for their Medigap policies. However, Medigap plans A, G, or N typically carry a monthly premium range of $78 to $369. Premiums depend on your insurance and premiums rating.
What Medicare Supplement plans are available in Casper, Wyoming?
Currently, Wyoming offers 11 Medicare Advantage plans. However, most residents only have access to three plans at a given time. Popular plans include those offered by UnitedHealthcare.
Who pays for Medigap in Casper, Wyoming?
Since private companies sell Medigap plans, Casper, WY residents must pay for these plans themselves. These plans cover gaps from Original Medicare, such as deductibles, coinsurance, and copayments.
Does Medigap cover drugs in Casper, Wyoming?
No, Medigap plans don’t cover drugs in Casper, Wyoming. Additionally, only some Medicare Advantage plans cover prescriptions. To resolve this problem, many residents enroll in a standalone Part D plan to fill these gaps.
What is the difference between Plan N and Plan G in Casper, Wyoming?
Plan N and Plan G offer similar benefits in Casper, Wyoming. However, many residents consider Plan N a step down from Plan G as it requires you to pay the Part B deductible and a part of copays to your doctor and emergency room visits.
Both plans offer Part A deductibles, coinsurance, and copays.
How To Sign Up for Supplemental Medicare in Casper
Residents need to sign up for additional supplemental Medicare plans to supplement their Medicare. However, with so many plans available, determining the best plan for your medical needs and your budget becomes challenging.
Our team helps resolve this challenge by pairing you with the right plan to fit your needs. We work with all major carriers, and our free services include comparing different plans to find the one right for you. When comparing plans, we take into account your budget and medical needs.
Call us today or complete our online rate form to receive the best rates and supplement your Medicare in Casper, Wyoming!