Among residents in Casper, Wyoming, 38,562 currently receive either Part A or Part B Casper Wyoming Medicare. Currently, 36,293 receive FFS (fee-for-service) Medicare while 2,269 receive MA (Medicare Advantage).
Medicare plans in Casper, Wyoming
This guide discusses different supplemental Medicare plans to enhance Original Medicare in Casper, Wyoming. The data we’re using revolves around males 70 years or older.
Medicare Advantage plans
In Casper, WY, the Medicare Advantage participation rate is 5.88%. Casper is in Natrona County, where residents can access four Medicare Advantage plans.
The first plan we’re exploring is UnitedHealthcare. This PFFS (private fee-for-service) plan has a MOOP (maximum out-of-pocket) rate of $6,700. This plan also has a three-star rating.
Casper residents can also access another UnitedHealthcare plan. Like the first plan, this plan has a three-star rating and a MOOP rate of $6,700. This second plan has a higher premium of $74.
The average cost of Medicare Advantage plans in Casper, Wyoming
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Medicare Supplement plans
Medigap and Medicare Supplement plans to supplement a patient’s existing Medicare plan. Since the federal government standardizes these plans, their benefits don’t change from state to state. However, their monthly premiums do change.
Plan G is a top-rated Casper, Wyoming, Medicare Supplement plan with comprehensive coverage. Its premiums range between $101.17 and $390.84. While patients pay higher monthly premiums, they pay less when they need medical care.
Plan HDG is another plan many residents choose. This plan carries all the same benefits as Plan G but with a lower premium range of $30.00 and $66.29. However, patients pay a higher deductible, making this plan ideal if you don’t receive regular medical care.
Plan F is another excellent choice that also carries a high deductible version. Like Plan G, Plan F provides comprehensive benefits. Plan F’s premium range is $118.65 and $410.50, while its high deductible version is $30.00 and $70.89.
Plan K covers services like other supplemental Medicare plans, and it’s premium range is between $54.42 and $143.12. While this plan has higher coinsurance payments, its low premium range makes it an affordable choice for many Casper residents.
Plan L offers many of the same benefits as Plan K. However. It offers higher coverage on many of its services. As a result, residents need to pay higher premiums for this plan, ranging from $67.17 to $232.37.
The average cost of Medicare Supplement plans in Casper, Wyoming
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Medicare Part D prescription drug plans
Standalone Part D plans cover prescriptions not covered by Original Medicare in Casper, Wyoming. For example, Medigap plans don’t cover drugs, and only some Medicare Advantage plans do.
Humana is a popular four-star plan for many residents. This plan has a monthly premium of $22.70 and a deductible of $480. With this plan, most generic medications cost four dollars or less.
Wellcare’s Casper, Wyoming Part D plan has a monthly premium of $10.60 and a $480 deductible. Many residents choose this plan because most generic medications cost between zero to four dollars. This plan has a three-star rating.
For a smaller deductible, residents can also choose UnitedHealthcare. This plan has a far smaller deductible than other plans. Its deductible is $310. However, its monthly premium is higher, sitting at $29.30.
Residents can also choose Clear Spring. With this plan, residents pay a monthly premium of $16.60. Like most plans on this list, this plan carries a $480 deductible.
The average cost of Medicare Part D plans in Casper, Wyoming
How to sign up for Medicare plans in Casper
Residents should sign up for additional Medicare plans to supplement their Medicare. However, determining the best plan for your medical needs and budget becomes challenging with so many available plans.
Our team helps resolve this challenge by pairing you with the right plan to fit your needs. We work with all major carriers, and our free services include comparing different plans to find the one right for you. When comparing plans, we take into account your budget and medical needs.
Call us today or complete our online rate form to receive the best rates and supplement your Medicare in Casper, Wyoming!