In Newark, New Jersey, 202,059 Medicare beneficiaries have either an Original Medicare plan or a Medicare Advantage plan. Of those enrollees, 45.68 %, or 92,297, are enrolled in a Medicare Advantage plan, leaving 109,762 enrolled in the Original Medicare plan. We will discuss the open supplemental insurance plans for Newark, New Jersey residents.

Supplemental Medicare Plans in Newark, New Jersey

With a supplemental insurance plan, beneficiaries can enjoy the benefits not otherwise provided by their Original Medicare in New Jersey. They can enroll in either a Medigap plan or a Medicare Advantage plan to supplement their Medicare. In Newark, the beneficiaries are 42.97 % male, with an average age of 73.

Affordable Medicare Advantage Plans in Newark, New Jersey

There are 92,297 enrollees of a Medicare Advantage plan in Newark, New Jersey. Newark, located in Essex County, has 36 New Jersey Medicare Advantage plans available to residents. The vast array of plans lets residents choose from diverse programs to best suit their needs.

It’s key to pay attention to each plan’s monthly premium (how much you’ll have to pay per month) and star rating (a 1-5 scale, with 1 being lowest and 5 being highest). These can give you some idea of what to expect from each plan so you can choose the one that’s best for you.

Aetna (HMO) is a Medicare Advantage plan with a 4-star rating. A plan with Aetna has a zero-dollar monthly premium and a maximum out-of-pocket (MOOP) of $7,550.

A supplemental plan with Humana (HMO) has a 4-star rating and a zero-dollar monthly premium. This Medicare Advantage plan has a (MOOP) of $6,500. Humana is a popular plan due to its accessibility across the United States.

Braven Health (HMO) has no monthly premium and an unknown star rating. It has a MOOP of $6,500.

Aetna (HMO) has a MOOP of $7,550 and a zero-dollar monthly premium. Additionally, it is a 4-star rated plan. Local PPOs usually have a higher copay than an HMO plan.

Below is a chart of available Medicare Advantage plans available in Newark, New Jersey:

PLAN PREMIUM MOOP Plan Type Star Rating
Aetna $0 $7,550 HMO 4
Wellcare $0 $7,550 HMOPOS 3
Braven Health $0 $6,500 HMO N/A
Humana $0 $6,500 HMO 4
Amerigroup $0 $7,550 LOCAL PPO N/A

Cheapest Medicare Supplement Plans in Newark, New Jersey

Medigap plans are advantageous for members because they provide extra coverage for gaps in their Medicare coverage. The main distinction between the plans offered is the monthly premium, which can range considerably.

Plan G is a popular New Jersey Medigap plan with a monthly premium ranging from $143.69 to $394.92. This plan has high premiums but no monthly deductible.

Medigap High-Deductible Plan G (HDG) is another popular plan due to its low monthly premiums, ranging from $51.56 to $70.26. This plan also comes with a monthly deductible.

Another monthly deductible plan is High-Deductible Plan F (HDF). This plan ranges from $52.23 to $70.56 in monthly premiums.

LETTER PLAN LOWEST PREMIUM HIGHEST PREMIUM
PLAN A $125.40 $272.56
PLAN B $156.44 $340.37
PLAN C $180.93 $493.31
PLAN D $143.68 $335.01
PLAN F $173.43 $405.62
PLAN HDF $52.23 $70.56
PLAN G $143.69 $394.92
PLAN HDG $51.56 $70.26
PLAN K $62.16 $130.37
PLAN L $90.33 $194.14
PLAN M $109.69 $229.16
PLAN N $113.62 $303.19

Average Medicare Part D in Newark, New Jersey

Medigap plans don’t cover the cost of prescriptions. A Medicare Part D plan covers the cost of medications in New Jersey for Medicare beneficiaries.

A plan with Aetna has the lowest premium for Medicare enrollees in Newark, New Jersey, at $7. Aetna has a 3-star rating and a deductible of $480.

Horizon BCBS has the highest premium of $28.50. It has the lowest deductible of $400 and a 3-star rating.

Humana has a 4-star rating and a deductible of $480. The monthly premium for a plan with Humana is $22.70.

PLAN PREMIUM DEDUCTIBLE STAR RATING
Aetna $7.00 $480 3
Wellcare $12.90 $480 3
Clear Spring $18.70 $480 2
Humana $22.70 $480 4
Horizon BCBS $28.50 $400 3

Medicare Special Needs Plans in Newark, New Jersey

Medicare Special Needs Plans (SNPs) are available for those who require further coverage due to a chronic disability or other special needs. This program isn’t available in all locations.

Beneficiaries looking for an SNP can choose Amerigroup (HMO), featuring dual-eligibility, zero-dollar premium, and a MOOP rate of $6,700.

Another SNP is Horizon BCBS (HMO), which has dual-eligibility, zero-dollar premium, and a MOOP rate of $6,700.

Lastly, Wellcare has a zero-dollar premium, dual eligibility, and a MOOP rate of $3,450.

Below is a table featuring Medicare SNPs in Newark, New Jersey:

PLAN PREMIUM MOOP Plan Type Eligibility
Aetna $0 $7,550 HMO Dual
Amerigroup $0 $6,700 HMO Dual
Wellcare $0 $3,450 HMO Dual
Horizon BCBS $0 $6,700 HMO Dual
Unitedhealthcare $0 $7,550 HMO Dual

FAQs

How do I enroll in Medicare for the first time in Newark, NJ?

You can enroll in Medicare for the first time by contacting your local Social Security Administration office by phone or stopping by.

If you already receive Social Security Disability Insurance (SSDI), Medicare will automatically enroll you when you reach your 25th consecutive month of receiving SSDI.

How much is Medicare in Newark, NJ?

The average cost for Medicare in Newark, NJ, depends on which plan you choose. The average monthly premium for Medicare Advantage members in 2022 is $17.41.

What are the four types of Medicare in Newark, NJ?

The four types of Medicare in Newark are Parts A, B, C, and D. These provide coverage for inpatient, outpatient, and prescription drug costs.

Can I get Medicare Part B for free in Newark, NJ?

No. The average cost to seniors is $170 per month and will come straight fr0m their Social Security check to cover the monthly premium.

Are you automatically enrolled in Medicare if you are on Social Security in Newark, NJ?

Yes, you will automatically be enrolled in Medicare if you are currently on Social Security in Newark, NJ. You will receive enrollment instructions shortly before your 65th birthday.

How to Sign Up for Supplemental Medicare in Newark

If you are ready to get additional coverage for your Medicare plan in Newark, New Jersey, we can help you choose the best plan for your needs. Signing up for a Supplemental Medicare plan is simple.

Our knowledgeable insurance agents will assist you in selecting a Medicare plan in Newark, New Jersey, with your health needs and budget in mind.

Contact us via the phone number on our website or through our online rate form today to get hooked up with the best rates in your area.

Picture of the author
by Lindsay Malzone, Lindsay Malzone is the Medicare expert for Medigap.com. She's been contributing to many well-known publications as an industry expert since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.