There are 7,103 senior citizens in Grand Island, Nebraska, but over half are underinsured or uninsured regarding Grand Island, Nebraska Medicare.
For example, 12% have a Medicare Advantage plan, while 47% have a supplemental Medigap plan.
Medicare plans in Grand Island, Nebraska
We aim to explore different Medicare Advantage and Medigap supplemental available to Grand Island, Nebraska residents entitled to Original Medicare. The data we’ll be using revolve around males 65 years or older.
Medicare Advantage plans
26% of senior citizens suffer from high blood pressure, and 9% have diabetes. Currently, there are 18 Medicare Advantage plans in Grand Island, Nebraska.
The first plan we’ll investigate is UnitedHealthcare. As a Local PPO, this plan is different from an HMO. UnitedHealthcare has a zero-dollar monthly premium, a four-star rating, and a MOOP (maximum out-of-pocket) rate of $4,500.
Aetna is another viable plan. Like the other plans on the chart below, this plan has a zero-dollar premium. It’s also another Local PPO with a four-star rating. Its MOOP rate is higher at $5,500.
Lastly, we’ll explore BCBS of Nebraska. BCBS of Nebraska is an HMO, meaning you’ll need to seek healthcare within your network. This plan has a MOOP rate of $6,250 and a four-star rating.
The average cost of Medicare Advantage plans in Grand Island, Nebraska
| PLAN | PREMIUM | MOOP | PLAN TYPE | STAR RATING |
| UnitedHealthcare | $0 | $4,500 | LOCAL PPO | 4 |
| Wellcare | $0 | $4,900 | LOCAL PPO | N/A |
| Aetna | $0 | $5,500 | LOCAL PPO | 4 |
| BCBS of Nebraska | $0 | $6,250 | HMO | 4 |
| Medica | $0 | $4,500 | 1876 COST | 4 |
Medicare Supplement plans
Medigap plans are standard nationwide, meaning their benefits don’t change. However, their monthly premiums may vary by region.
For comprehensive coverage, many Grand Island, Nebraska residents choose Medicare Supplement Plan F, which has a premium range of $115.47 to $598.24. While its premiums are the highest on this list, Plan F also has the most coverage.
Plan HDF is another choice if you want to avoid paying high premiums while enjoying the same benefits as Plan F; the only difference between these plans is that Plan HDF has a much lower premium range between $37.00 and $66.54. However, it also has a much higher deductible.
Plan G is another popular choice with many of the same perks as Plan F. However, its premium range is slightly lower, ranging from $103.60 to $568.00. Like Plan F, this plan has a high deductible version.
The average cost of Medicare Supplement plans in Grand Island, Nebraska
| LETTER PLAN | LOWEST PREMIUM | HIGHEST PREMIUM |
| PLAN A | $95.78 | $406.02 |
| PLAN B | $121.52 | $472.88 |
| PLAN C | $133.25 | $528.70 |
| PLAN D | $103.51 | $275.75 |
| PLAN F | $115.47 | $598.24 |
| PLAN HDF | $37.00 | $66.54 |
| PLAN G | $103.60 | $568.00 |
| PLAN HDG | $35.65 | $64.90 |
| PLAN K | $52.25 | $176.87 |
| PLAN L | $65.83 | $257.87 |
| PLAN M | $77.48 | $267.15 |
| PLAN N | $77.25 | $483.48 |
Medicare Part D prescription drug plans
Now, we’ll explore Grand Island, Nebraska, Part D standalone plans for supplementing your Medicare. Unfortunately, no Medigap plans cover prescriptions, and only some Medicare Advantage plans cover prescriptions.
Let’s look at Wellcare first. Like most of the plans on our list, Wellcare has a deductible of $480. This three-star rated plan also has a monthly premium of $10.60.
Humana is a four-star plan with a $480 deductible. However, its monthly premium is higher than Wellcare’s at $22.70. This plan offers excellent coverage; many generic prescriptions cost only four dollars or less.
The final plan we’ll look at is UnitedHealthcare. UnitedHealthcare has a cheaper deductible of $310. However, this four-star rated plan has a more expensive premium than others at $29.30.
The average cost of Medicare Part D plans in Grand Island, Nebraska
| PLAN | PREMIUM | DEDUCTIBLE | STAR RATING |
| Aetna | $6.80 | $480 | 3 |
| Wellcare | $10.60 | $480 | 3 |
| Clear Spring | $16.60 | $480 | 2 |
| Humana | $22.70 | $480 | 4 |
| UnitedHealthcare | $29.30 | $310 | 4 |
Special Needs plans
Special Needs Plans (SNPs) exist as a subset of Medicare Advantage plans. Although these plans aren’t available in all regions, they can provide additional medical care for patients with special needs or chronic disabilities.
UnitedHealthcare is the first plan we’ll explore. Like most SNPs on this chart, UnitedHealthcare has a zero-dollar premium. This HMO requires dual eligibility and has a MOOP rate of $7,550.
Aetna is another dual-eligible HMO plan with a MOOP rate of $7,550. Using an SNP may qualify you for additional benefits like vision, hearing, dental care, and more.
Finally, we have Great Plains, which requires institutional eligibility. This plan is for individuals needing medical care at a facility like a nursing home for 90 days or longer. Again, this plan has a premium of $38.90 and a MOOP rate of $6,000.
The average cost of Medicare Special Needs plans in Grand Island, Nebraska
| PLAN | PREMIUM | MOOP | PLAN TYPE | ELIGIBILITY |
| UnitedHealthcare | $0 | $7,550 | HMO | Dual |
| Aetna | $0 | $7,550 | HMO | Dual |
| Wellcare | $0 | $3,450 | LOCAL PPO | Dual |
| UnitedHealthcare | $0 | $7,550 | HMO | Dual |
| Great Plains | $38.90 | $6,000 | HMO | Institutional |
How to sign up for Medicare plans in Grand Island, Nebraska
Signing up for supplemental Medicare in Grand Island, Nebraska, becomes easier when you work with our team. Our free service will pair you with the right supplemental Medicare plan that makes the most sense for your needs and budget.
Call today or fill out our rate form to get rates and discover how to supplement your Medicare in Grand Island, Nebraska!
