There are 58,104 Medicare beneficiaries in Cedar Rapids, Iowa receiving Part A and B benefits. Fee-for-service coverage enrollees make up 38,969 people, while 19,135 (32.93%) receive Medicare Advantage benefits. Keep reading as we detail plans and costs for supplemental Medicare in Cedar Rapids, Iowa.

Cedar Rapids, Iowa Supplemental Medicare Plans

By enrolling in an Iowa Supplemental Medicare plan in Cedar Rapids, Medicare beneficiaries can save more on necessary in-patient and outpatient healthcare. A Medicare Advantage or Supplemental Medigap plan will cover additional Part A and Part B services.

Of all Cedar Rapids supplemental Medicare enrollees, 55.01% are female, and 44.99% are male. The following quotes are for a 65-year-old male looking for insurance.

Average Medicare Advantage Plans in Cedar Rapids, Iowa

Around 19,135 people enrolled in Medicare Advantage in Cedar Rapids. There are several Iowa Medicare Advantage plans available for purchase. Currently, Linn County residents have 20 plans to cover expenses that Original Medicare doesn’t handle.

HealthPartners (Local PPO) is one of the best options because of its low costs and excellent value. It features a five-star rating and a zero-dollar monthly premium. Enrollees pay up to $3,900 in maximum out-of-pocket expenses.

Aetna (HMO POS) offers Medicare Advantage plans with $6,700 MOOP and no premium. Its four-star rating and included Part C benefits make it a worthwhile choice.

Wellmark (HMO) currently has no star ratings but offers the lowest maximum out-of-pocket costs at $3,600. Its association with Blue Cross Blue Shield gives them a trustworthy name. You’ll pay no monthly premiums.

PLAN PREMIUM MOOP Plan Type Star Rating
Humana $0 $6,700 LOCAL PPO 4
Aetna $0 $6,700 HMO POS 4
Wellmark $0 $3,600 HMO N/A
UnitedHealthcare $0 $3,900 LOCAL PPO 4
HealthPartners $0 $3,900 LOCAL PPO 5

Cheapest Medicare Supplement Plans in Cedar Rapids, IA

Medicare Supplement or Medigap plans are cheap healthcare plans available across the United States and Cedar Rapids. They cover expenses that Original Medicare in Iowa doesn’t handle. Medigap plans feature the same benefits no matter your location, but monthly premiums vary.

Medigap Plan G is the most popular plan, featuring a low premium of $91.50 and a high premium of $341.80. People with this plan don’t pay a Part A deductible or Part B excess charges but do pay the Part B deductible.

Another affordable plan is Medigap Plan HDF. It features the same benefits as Plan F, but you pay a higher deductible. By paying a higher deductible, you’ll significantly lower your monthly premium. This plan’s premium ranges from $28 to $108.50.

People choose Medigap Plan N because it lacks out-of-pocket limits and features minimal copays for Part B services. The lowest premium you’ll pay is $68.28. The highest possible premium is $257.50.

LETTER PLAN LOWEST PREMIUM HIGHEST PREMIUM
PLAN A $84.31 $302.73
PLAN B $101.37 $296.50
PLAN C $116.95 $364.37
PLAN D $91.99 $201.54
PLAN F $106.68 $365.50
PLAN HDF $28.00 $108.50
PLAN G $91.50 $341.80
PLAN HDG $28.00 $75.90
PLAN K $42.07 $106.37
PLAN L $55.92 $223.75
PLAN M $83.16 $218.59
PLAN N $68.28 $257.50

Affordable Medicare Part D in Cedar Rapids, IA

Iowa Medicare Part D is standalone insurance that covers prescription drugs. You can get it through Medicare-approved private insurance providers. Some Medicare Advantage plans offer prescription coverage, while no Medigap plans cover them.

Aetna offers an affordable $6.80 premium and $480 deductible. Its three-star rating shows a relatively good balance between coverage and costs.

Humana is a popular option for prescription coverage. It features a four-star rating, and patients will pay $22.70 each month and have a $480 deductible.

UnitedHealthcare offers a well-rounded Part D plan. You’ll pay a $29.30 monthly premium and have a $310 deductible.

PLAN PREMIUM DEDUCTIBLE STAR RATING
Aetna $6.80 $480 3
Wellcare $10.60 $480 3
Clear Spring $16.60 $480 2
Humana $22.70 $480 4
UnitedHealthcare $29.30 $310 4

Medicare Special Needs Plans in Cedar Rapids, IA

Medicare Special Needs Plans (SNPs) cover medical treatment and services for people with special needs or chronic disabilities. In many cases, you must have a qualifying condition to be eligible.

Humana (Local PPO) requires dual eligibility for special needs coverage. Enrollees pay no premium and up to $3,450 in maximum out-of-pocket costs.

Amerigroup Iowa (HMO) is a local SNP also requiring dual chronic and disabling conditions. Max out-of-pocket costs are up to $7,550. There is no monthly premium.

UnitedHealthcare (Local PPO) features a $38.90 premium for special needs coverage. You’ll cover only $1,800 out-of-pocket. To be eligible, patients must have a condition that requires institutional care.

PLAN PREMIUM MOOP Plan Type Eligibility
Humana $0 $3,450 LOCAL PPO Dual
Amerigroup Iowa $0 $7,550 HMO Dual
Aetna $0 $7,550 HMO Dual
UnitedHealthcare $38.90 $1,800 LOCAL PPO Institutional

FAQs

What is the Medicare monthly premium in Cedar Rapids, IA?

Your monthly premium varies per person. You may pay no premium, while others could pay up to $147 or more.

What Medicare region is Cedar Rapids?

There are 26 Medicare regions. Cedar Rapids, IA, is in Region 19.

Is Medigap better than Medicare Advantage plans in Cedar Rapids, IA?

Medigap may be better than Medicare Advantage, depending on your health needs in Cedar Rapids. Medicare Advantage offers a low premium, while Medigap fills Original Medicare’s coverage gaps.

Is Medicare Part A and Part B free in Cedar Rapids, IA?

Medicare Part A and Part B aren’t free in Cedar Rapids. However, you may have a zero-dollar premium or lower expenses than others.

How do I enroll in Medicare for the first time in Cedar Rapids, IA?

Enrolling in Medicare in Cedar Rapids is easy. Go to your Social Security office to start the process.

How to Sign Up for Supplemental Medicare in Cedar Rapids

If you’re looking for supplemental Medicare in Cedar Rapids, Iowa, contact us for updated information and compare rates from all carriers.

Our licensed insurance agents help you find the best plan for your needs.

So give us a call today. Or easily fill out our online rate form to be connected with the best rates in your area!

Written By:
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Lindsay Malzone, Lindsay Malzone is the Medicare editor for Medigap.com. She's been contributing to many well-known publications since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.
Reviewed By:
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Rodolfo Marrero, Rodolfo Marrero is one of the co-founders at Medigap.com. He has been helping consumers find the right coverage since the site was founded in 2013. Rodolfo is a licensed insurance agent that works hand-in-hand with the team to ensure the accuracy of the content.