Supplemental Medicare plans fill costs and expenses not covered by Original Medicare in Jonesboro, Arkansas. 57,316,561 patients nationally participate in either an FFS (fee-for-service) or a MA (Medicare Advantage) plan. In Jonesboro, AR, this number is 48,342.
Medicare plans in Jonesboro, Arkansas
There are 35,221 Jonesboro, Arkansas beneficiaries and 13,121 Medicare Advantage beneficiaries. Supplemental Medicare plans cover extra expenses not covered by Arkansas Original Medicare coverage.
In other words, they’re used to fill in the gaps. The below stats are based on a 70-year-old woman.
Medicare Advantage
Nationwide the Part C participation rate is 42.12%. For Medicare Advantage in Jonesboro, Arkansas, this percentage is 27.14. The average Medicare beneficiary has access to about 39 Medicare Advantage plans. For Arkansas Part C, there are a total of 58 Medicare Advantage plans available.
Wellcare has a zero-dollar monthly premium, a MOOP (maximum-out-of-pocket) rate of $4,900, and a three-star rating. However, Wellcare is also an HMO, meaning you’ll need to see doctors within your network when using the plan.
Humana is a Regional PPO that has a three-star rating. Like Wellcare, Humana also carries a zero-dollar monthly premium. Its MOOP rate is $3,900. Some programs even offer rebates on the Part B premium.
Cigna is another popular plan to supplement Original Medicare in Jonesboro, Arkansas. This plan has a four-star rating, a zero-dollar premium, and a $6,700 MOOP rate. Many plans cover nursing and medical travel expenses.
The average cost of Medicare Advantage plans in Jonesboro, Arkansas
| PLAN | PREMIUM | MOOP | Plan Type | Star Rating |
| Arkansas Blue | $0 | $5,500 | HMO | N/A |
| Wellcare | $0 | $4,900 | HMO | 3 |
| UnitedHealthcare | $0 | $5,900 | LOCAL PPO | 4 |
| Humana | $0 | $3,900 | REGIONAL PPO | 3 |
| Cigna | $0 | $6,700 | HMO | 4 |
Medicare Supplement plans
Original Medicare in Jonesboro, Arkansas, doesn’t cover some medical expenses. To fix this problem, there are Medicare Supplemental plans in Arkansas available. Utilizing these plans, patients can avoid paying massive out-of-pocket expenditures for medical care.
Although the monthly premiums on these plans can vary state-to-state, the benefits never change because the government standardizes these plans. Let’s explore some popular Medigap plans available.
Many Jonesboro residents choose Plan G for its cost-effectiveness. Plan Gan has a premium range of $131.30 to $427.25, covering Part A hospital deductibles, coinsurance, and copays.
Plan HDG is another popular choice, as well as Plan HDF. They have a similar premium range, with HDG $39.53 to $63.50 and Plan HDF $39.53 and $85.05. All costs you pay for your share of Part A and B go toward the high deductible.
Patients can also choose Plan N. It has a premium range of $105.67 to $311.83 and covers up to 80% of foreign care travel.
The average cost of Medicare Supplement plans in Jonesboro, Arkansas
| LETTER PLAN | LOWEST PREMIUM | HIGHEST PREMIUM |
| PLAN A | $107.54 | $379.64 |
| PLAN B | $160.17 | $851.10 |
| PLAN C | $164.72 | $356.50 |
| PLAN D | $139.66 | $291.00 |
| PLAN F | $158.85 | $459.99 |
| PLAN HDF | $39.53 | $85.05 |
| PLAN G | $131.30 | $427.25 |
| PLAN HDG | $39.53 | $63.50 |
| PLAN K | $64.83 | $151.00 |
| PLAN L | $81.67 | $216.32 |
| PLAN M | $98.83 | $264.39 |
| PLAN N | $105.67 | $311.83 |
Medicare Part D prescription drug plans
Not only does Original Medicare in Jonesboro, Arkansas, not cover some prescriptions, but Medigap plans also can’t pay for any medications in Arkansas, and only some Medicare Advantage plans cover prescriptions. Part D plans can fill in the gaps.
Arkansas Blue is a Part D plan with a $24.60 premium, a $350 deductible, and a three-star rating. It covers dental, vision, and hearing. The plan even includes a fitness program.
Humana is a widely popular plan nationwide. This plan has a $22.70 monthly premium, a $480 deductible, and a four-star rating. In addition, generic medications often cost only $1 to $4 with this plan.
Patients can also choose Clear Spring Health with a $16.80 premium, a deductible of $480, and a two-star rating. It covers over-the-counter costs as well.
The average cost of Medicare Part D in Jonesboro, Arkansas
| PLAN | PREMIUM | DEDUCTIBLE | STAR RATING |
| Aetna | $6.40 | $480 | 3 |
| Wellcare | $12.90 | $480 | 3 |
| Clear Spring Health | $16.80 | $480 | 2 |
| Humana | $22.70 | $480 | 4 |
| Arkansas Blue | $24.60 | $350 | 3 |
Special Needs plans
Original Medicare and Medicare Advantage plans in Jonesboro, Arkansas, don’t cover specific special needs or chronic disabilities. However, Special Needs Plans (SNPs) are available for patients to rectify this issue.
Cigna is an available SNP. Like other plans on this list, Cigna has a zero-dollar monthly premium. However, Cigna is also an HMO, has a MOOP rate of $7,550, and has dual eligibility.
UnitedHealthcare is available for patients who prefer working with a Local PPO. This plan has dual eligibility, a MOOP rate of $7,550, and a zero-dollar premium. It even offers credit for purchasing medical supplies.
Humana is also available and a popular choice in Jonesboro and across the country. This HMO plan comes with a MOOP rate of $3,450, a zero-dollar premium, and dual eligibility. It offers a program for those with chronic conditions like heart disease.
The average cost of Medicare Special Needs plans in Jonesboro, Arkansas
| PLAN | PREMIUM | MOOP | Plan Type | Eligibility |
| UnitedHealthcare | $0 | $7,550 | LOCAL PPO | Dual |
| Wellcare | $0 | $3,450 | HMO-POS | Dual |
| Cigna | $0 | $7,550 | HMO | Dual |
| Humana | $0 | $3,450 | HMO | Dual |
| Tribute Health | $0 | $7,550 | HMO-POS | Dual |
How to sign up for Medicare in Jonesboro
With so many supplemental Medicare plans available on the market, it can be challenging to decide which is correct. That’s where our team comes in – we’re proud to work with all the top carriers and can find the perfect program for your needs.
The services of our licensed insurance agents are always free. So call us today or fill out our online rate form to get the best rates on your supplement Medicare in Jonesboro, Arkansas!
