There are 7,970 senior citizens living in Fayetteville, Arkansas, but only 21% of seniors use a Medicare Advantage plan, while 29% use a Medicare Supplement (Medigap) plan.
This leaves a vast number of senior citizens uninsured or underinsured. First, we’ll review what supplemental plans are available in Fayetteville, Arkansas.
Medicare Plans in Fayetteville, Arkansas
An Arkansas Supplemental Medicare plan can help cover additional costs not covered under their Medicare plan.
26% of seniors suffer from high blood pressure, while 19% suffer from arthritis. These figures are based on both males and females 65 years and older.
Beneficiaries can enroll in either a Medigap or a Medicare Advantage plan as a supplement to Part A or B.
Medicare Advantage plans
Approximately 21% of seniors in Fayetteville have enrolled in an Arkansas Part C plan, and 29% of seniors have enrolled in a Medigap plan. The average beneficiary can choose from 39 Medicare Advantage plans.
Humana has a zero-dollar monthly premium and a maximum out-of-pocket rate (MOOP) of $4,400. With a four-star rating, many senior citizens are satisfied with this HMO plan. Some programs even offer rebates on the Part B premium.
Another plan that Fayetteville, Arkansas, residents can choose from is UnitedHealthcare. UnitedHealthcare is a LOCAL PPO plan with a zero-dollar monthly premium and a MOOP rate of $5,900. It also has a four-star rating.
Arkansas Blue is another available plan. This LOCAL PPO plan also has a zero-dollar monthly premium. Its MOOP rate is $5,500.
The average cost of Medicare Advantage plans in Fayetteville, Arkansas
| PLAN | PREMIUM | MOOP | Plan Type | Star Rating |
| Humana | $0 | $4,400 | HMO | 4 |
| Aetna | $0 | $6,000 | LOCAL PPO | 4 |
| UnitedHealthcare | $0 | $5,900 | LOCAL PPO | 4 |
| Wellcare | $0 | $4,900 | HMO | 3 |
| Arkansas Blue | $0 | $5,500 | LOCAL PPO | N/A |
Medicare Supplement plans
Supplemental Medicare plans in Fayetteville, Arkansas, cover necessary medical expenses that a patient would have to cover out-of-pocket otherwise. The government standardized these plans, meaning their benefits don’t change from state to state.
Patients’ top plan is Plan G. Plan G’s premium range ranges from $131.30 to $427.25. The insurance company will pay for all medical bills under this plan, including the Part B deductible. It also covers Part A hospital deductibles, coinsurance, and copays.
Plan HDF is another top-rated plan with a premium range of between $39.53 and $85.05. That low premium is possible because of the high deductible. All costs you pay for your share of Part A and B go toward the high deductible.
Patients also opt for Plan F, which has a premium range of $158.85 and $459.99. This is pricy, but it does offer more benefits. The most comprehensive Medigap plan available, Plan F, covers Medicare excess charges, which other programs do not cover.
The average cost of Medicare Supplement plans in Fayetteville, Arkansas
| LETTER PLAN | LOWEST PREMIUM | HIGHEST PREMIUM |
| PLAN A | $107.54 | $379.64 |
| PLAN B | $160.17 | $851.10 |
| PLAN C | $164.72 | $356.50 |
| PLAN D | $139.66 | $291.00 |
| PLAN F | $158.85 | $459.99 |
| PLAN HDF | $39.53 | $85.05 |
| PLAN G | $131.30 | $427.25 |
| PLAN HDG | $39.53 | $63.50 |
| PLAN K | $64.83 | $151.00 |
| PLAN L | $81.67 | $216.32 |
| PLAN M | $98.83 | $264.39 |
| PLAN N | $105.67 | $311.83 |
Medicare Part D prescription drug plans
Not all Medicare Advantage plans in Fayetteville, Arkansas, cover prescriptions. Additionally, no Medigap plans can cover prescriptions. As a result, many patients find luck when they enroll in a stand-alone Part D plan.
A plan with Aetna has a $6.40 premium, a $480 deductible, and a three-star rating. It also covers dental, vision, and hearing.
Humana is another popular option. It has a $22.70 monthly premium, a $480 deductible, and a four-star rating. In addition, generic medications often cost only $1 to $4 with this plan.
Lastly, Arkansas Blue has a $24.60 premium, a $350 deductible, and a three-star rating. Its plan allows you to mail-order your prescriptions. The plan also provides Health and Wellness programs to all its members.
The average cost of Medicare Part D plans in Fayetteville, Arkansas
| PLAN | PREMIUM | DEDUCTIBLE | STAR RATING |
| Aetna | $6.40 | $480 | 3 |
| Wellcare | $12.90 | $480 | 3 |
| Clear Spring Health | $16.80 | $480 | 2 |
| Humana | $22.70 | $480 | 4 |
| Arkansas Blue | $24.60 | $350 | 3 |
Special Needs plans
Special Needs Plans (SNPs), while not available in all areas, can significantly assist patients with needs and chronic disabilities.
First is Tribute Health. This plan has a zero-dollar premium, a $7,550 MOOP rate, an HMO-POS, and dual eligibility. These plans assign each member a personal care manager.
Patients can also choose Humana (HMO). This plan has dual eligibility and a MOOP rate of $3,450. This plan also includes a zero-dollar monthly premium.
Or patients can also opt for Aetna (HMO). This plan has a zero-dollar monthly premium, a $7,550 MOOP rate, and dual eligibility. It offers coverage for eyeglasses and hearing aids.
The average cost of Medicare Special Needs plans in Fayetteville, Arkansas
| PLAN | PREMIUM | MOOP | Plan Type | Eligibility |
| Tribute Health | $0 | $7,550 | HMOPOS | Dual |
| Humana | $0 | $3,450 | HMO | Dual |
| UnitedHealthcare | $0 | $7,550 | LOCAL PPO | Dual |
| Aetna | $0 | $7,550 | HMO | Dual |
| Humana | $0 | $4,400 | HMO | Chronic or Disabling |
How to sign up for Medicare plans in Fayetteville
When you need to enroll in a Plan D, Medigap, Medicare Advantage, or Medicare Special Needs plan, our qualified licensed insurance agents are here to help.
We will start by collecting information about the available Fayetteville, Arkansas, Medicare plans and pair you with the one best for you and your needs.
So call us today or fill out our easy and convenient online rate form to be connected to the best rates in your area!
