Loyal American Insurance Plans
The company known as Loyal American Life Insurance has been operating out of Austin, Texas since 1955. In their more than 50 years of experience providing insurance products to customers, the company grew large enough to catch the eye of Cigna within the last 5 years. Loyal American now operates as a subsidiary of the major health & life insurance conglomerate.
Affiliated Brand Names
- Loyal American
- Loyal American Life
- Loyal American Life Insurance Company
Company Highlights
- Founded in 1955
- Became a subsidiary of Cigna in recent years
- Based out of Austin, TX
- A+ rating from the BBB (Better Business Bureau)
Medicare Plans Offered
Do you already know which type of supplement plan you’re looking for? If so, then that will narrow down your short list of companies by quite a lot. Here’s what you can expect from Loyal American:
| Medicare Supplement Plans | YES |
| Medicare Advantage Plans | NO |
| Medicare Part D Drug Plans | NO |
Loyal American Premium Comparison
You’ll have to get in touch with Loyal American in order to get an exact quote (See below), but in the meantime you can take a look at the graph below. It should give you an idea about how Loyal American compares to average rates across the country.
This Table Represents National Average Costs of Medicare Supplement Plans
| Plan Type | Starting From | Part A Deductible | Part B Deductible | Excess | Nursing | Travel | |
|---|---|---|---|---|---|---|---|
| Plan C | $118* | $0 | $0 | Not Covered | 100% Covered | 100% Covered | Request Info |
| Plan F Most popular |
$116* | $0 | $0 | 100% Covered | 100% Covered | 100% Covered | Request Info |
| Plan G | $105* | $0 | $147 | 100% Covered | 100% Covered | 100% Covered | Request Info |
| Plan B | $104* | $0 | $147 | Not Covered | Not Covered | Not Covered | Request Info |
| Plan N | $70* | $0 | $147 | Not Covered | 100% Covered | 100% Covered | Request Info |
| Plan D | $97* | $0 | $147 | Not Covered | 100% Covered | 100% Covered | Request Info |
| Plan A | $69* | $1 | $147 | Not Covered | Not Covered | Not Covered | Request Info |
| Plan L | $76* | $304 | $147 | Not Covered | 75% Covered | Not Covered | Request Info |
| Plan K | $45* | $608 | $147 | Not Covered | 50% Covered | Not Covered | Request Info |
| Plan M | $97* | $608 | $147 | Not Covered | 100% Covered | 100% Covered | Request Info |
Financial Strength Ratings
Financial strength ratings are much more important than most people realize. If a company isn’t financially sound, then there’s a high likelihood you will have difficulty getting them to pay out claims.
| A.M. Best Rating | A- |
| Standard & Poor’s Rating | No Rating |
| Moody’s Rating | No Rating |
*Ratings as of 2/17/15
Loyal American Video
Loyal American Review
Loyal American Life Insurance enjoyed just a little over fifty years of success as an independent entity before their acquisition by Cigna in recent years. The business address is still listed as residing in Austin, TX. While the parent company may offer a greater variety of Medicare supplement services, Loyal American primarily focuses on Medigap supplement policies.
- Market Experience
- Fast Claims Processing
- Strong Financial Reserves
- Competitive Rates
- Customer Satisfaction
How To File A Claim With Loyal American
Telephone Number: 1.866.459.4272
To speak with a person:
- Press 2 for claims
- Press 2 for policy holders
- You will then be transferred to a live customer service representative (but make sure you have proof of identification, such as your name, birthdate, and policy ID# ready)
Company Contact Information
Customer Service:
1.866.459.4272
Mailing Address:
Cigna Supplemental Benefits
P.O. Box 26580
Austin, TX 78755-0580
How To Get A Rate Quote
Customers looking to get a rate quote, or learn more about plans have 2 options:
- Call a licensed insurance representative at: (877) 910-7579
- Complete an online quote request at: http://www.medigap.com/form/