Medicare can be a bit confusing, but Tennessee Medicare Supplement plans help take some of the confusion out of the process. Medigap plans are standardized by the federal government. This means that the coverage is identical no matter where you live or the insurance carrier you choose.

Medigap plans work with Traditional Medicare to help cover your costs. There are 10 levels of coverage to choose from. Essentially these plans pay all or a portion of your costs.

Throughout this article, we’ll show you the amount of Tennessee Medicare beneficiaries enrolled in each plan. Next, we’ll go over the lowest and highest rates for each plan letter. Then, we’ll discuss the top insurance carriers offering Medigap plans and answer some frequently asked questions. Finally, we’ll tell you how to get help with choosing and enrolling in a Medicare Supplement plan.

Tennessee Medigap Enrollment & Coverage Chart Per Letter Plan

Tennessee has quite a bit of rural land. This is a characteristic that makes Medicare Supplements even more desirable. Since there is more distance to travel to get to your healthcare providers, the ability to go to any doctor without the restrictions of a network is priceless. Coupled with the fact the Medigap plans are very affordable in the state.

The state of Tennessee has 308,067 Medicare beneficiaries enrolled in a Medicare Supplement program. That translates to 34.6% of all beneficiaries that are enrolled in Medicare.

PLAN A B C D F G K L M N
2,475 1,986 13,664 5,390 175,561 70,799 1,106 487 55 21,002

What are the Best Medigap Plans in Tennessee

As you can see above, the most popular plans in Tennessee are Plan N, Plan G, and Plan F. They combine for 267,362 of 308,067 Tennessee residents enrolled in a Medicare Supplement plan. That’s a whopping 87% of all Medigap enrollees in the state.

Medigap Plan Coverage Chart for Tennessee

As mentioned above, these plans are standardized and the coverage is the same no matter where you are. The benefits shown below remain the same regardless of the state you live in.

Medicare Supplement Plans Costs in Tennessee

The only difference between company to company and state to state is the monthly premiums. There are several factors that can affect the cost of your plan. Among those factors, your age, location you live, and health history, such as smoking affect the rate the most.

Lowest Premium Per Medigap Letter Plan in Tennessee

Below we will show the lowest cost Medicare supplement plans.

The rates shown below are for a woman that’s 65 years old. Rates are based on the area you live in, so your rates could vary slightly from what’s shown.

PLAN A B C D F G K L M N
Premium $55 $110 $118 $108 $111 $98 $48 $61 $71 $73

Highest Premium Per Medigap Letter Plan in Tennessee

In the illustration below are the highest rates you’ll see for Medigap plans in Tennessee. Like the chart above, prices are based on where you live, so your rates could vary. The rates shown in the illustration below are based on a 70-year-old male.

PLAN A B C D F G K L M N
Premium $271 $339 $415 $304 $418 $384 $149 $243 $302 $355

Top Medicare Supplement Plan Carriers in Tennessee

Next, we’ll show some rates of the top Medicare Supplement companies in Tennessee. The rates shown are based on a 65-year-old female.

CARRIERS PLAN F PLAN G PLAN N
Slbi $111 $99 $73
Cigna $117 $113 $73
New Era $124 $104 $77
U.S. Fire Insurance $123 $102 $78
Medico $122 $101 $78

FAQs

Which Medicare Supplement Plan in Tennessee has the most coverage?

Plan F offers the highest coverage level for Medigap plans. It pays all of your cost-share from Original Medicare. If you are new to Medicare then Plan G is the most comprehensive plan you can enroll in.

What’re the most popular Medigap plans in Tennessee?

Plans F, G, and N make up about 87% of all Medicare Supplement enrollments in Tennessee. Plan F is the most popular plan for beneficiaries that were on Medicare prior to 2021. Plan G is the most popular plan for people that are new to Medicare. Medigap Plan N is a popular option for beneficiaries that are financially savvy, and healthy.

What’s the cheapest plan N in Tennessee?

In Tennessee, you can buy a Plan N for about $73.

This is based on a 65-year-old woman.

What’s the difference between Plan G and Plan F in Tennessee?

The only difference between Plans G and F is that G doesn’t pay the Medicare Part B deductible. In many cases the money you save on the plan G is considerably more than the deductible.

How to Sign Up for a Medicare Supplement Plan in Tennessee

Even though Medicare Supplement plans are fairly straightforward there are a lot of options to look at, WIth 10 plan options and roughly 20+ companies to compare it can be a little much. We’re here to help explain your options and help you understand which companies may be the best fit for you.

Our licensed brokers can assist you with every step of the process. From determining which plan is right for you, to which company will meet your needs, we can help. Once you choose your plan, we can even help guide you through the enrollment process. Give us a call, or fill out our online request form.

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by Lindsay Malzone, Lindsay Malzone is the Medicare expert for Medigap.com. She's been contributing to many well-known publications as an industry expert since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.