Parkersburg, West Virginia, is home to 6,125 retirement-age residents currently enrolled in Medicare.

But how many of those people have a protective Medicare Supplement insurance plan? Unfortunately, not as many as you think.

Medicare plans in Parkersburg, West Virginia

A 70-year-old female on Original Medicare in Parkersburg, West Virginia, will receive a different rate quote than a 75-year-old male. But age and gender aren’t the only factors determining your final premium.

Medicare Advantage plans

Wood County, where Parkesburg is located, has 26 plans. More than one-third of residents have already switched to Medicare Advantage. If you’re curious about switching or have Medicare Advantage but are looking for a new plan, we can help you find the best rates.

The top Medicare Advantage plans in Parkersburg, West Virginia, are shown in the chart below. Your average Advantage plan starts with a $0 monthly premium and costs at most around $6,800 each year in out-of-pocket expenses. Such plans like Humana and The Health Plan are in the middle of the road.

UnitedHealthcare is below average in cost. The annual maximum is $5,400. They also have an expansive PPO network and excellent customer service.

Aetna and Highmark are above average in cost. And they have the highest annual out-of-pocket maximums. But their networks and customer service ratings are on par with most other plans.

The average cost of Medicare Advantage plans in Parkersburg, West Virginia

PLAN PREMIUM MOOP Plan Type Star Rating
UnitedHealthcare $0 $5,400 LOCAL PPO 4
Humana $0 $6,700 LOCAL PPO 4
Aetna $0 $7,550 LOCAL PPO 4
Highmark Inc. $0 $7,550 LOCAL PPO 4
The Health Plan $0 $6,700 HMO 4

Our Medicare Advantage FAQ pages can be found here and will easily answer any other questions you may have.

Medicare Supplement plans

Medigap plans are designed to cover the gaps in Original Medicare coverage, which could cost you your life savings in out-of-pocket costs. The federal government has standardized them so that all ten plants offer the same benefits from state to state.

The chart below shows rates for the top Medicare Supplement plans in Parkersburg, West Virginia. In the middle column are the cheapest rates for plans like the high-deductible Plan F. This plan offers the same benefits as the regular Plan F. Still, it forces you to pay a high annual deductible in exchange for a substantially lower monthly premium.

The next cheapest plan is Plan L. But this is because you still have to pay 25% of the costs of your covered benefits and 100% of your Part B deductible and excess charges. It also has a low annual out-of-pocket limit of $3,110.

If you’re willing to pay about $11 more, the next cheapest and most comprehensive plan is Plan N. Like Plan L, you don’t get coverage for your Part B deductible or excess charges. But your benefits (minus a small Part B copay) cover 100% of your Medicare costs.

The average cost of Medicare Supplement plans in Parkersburg, West Virginia

PLAN A $107.04 $1,344.60
PLAN B $143.61 $350.87
PLAN C $189.78 $427.37
PLAN D $130.08 $295.00
PLAN F $140.15 $1,744.80
PLAN HDF $44.00 $534.84
PLAN G $117.20 $1,401.36
PLAN HDG $41.46 $88.65
PLAN K $62.08 $157.00
PLAN L $77.42 $264.37
PLAN M $162.68 $310.49
PLAN N $88.03 $1,052.52

Please don’t hesitate to look at our Medigap FAQ pages to answer any remaining questions.

Medicare Part D prescription drug plans

Medicare Part D is one of the only ways to get affordable prescription drugs with Original Medicare. Medicare Advantage beneficiaries usually don’t need this because their Part C plan already covers prescription drugs.

Star ratings are a system that lets you know how happy customers are with their specific plan. The plan from Humana below may have the least affordable monthly premium but also the highest star rating.

The most affordable Parkersburg, West Virginia, Part D plan comes from Aetna. It’s easy to determine the most affordable plans from the list below since they all have the same $480 deductible.

Clear Spring is right in the middle as far as affordability goes. But it also has the lowest star rating. If that star rating is based on a limited formulary, this plan might be even less affordable for beneficiaries who need many prescriptions.

The average cost of Medicare Part D plans in Parkersburg, West Virginia

Aetna $7.20 $480 3
Wellcare $12.90 $480 3
Clear Spring $18.20 $480 2
Elixir $20.30 $480 3
Humana $22.70 $480 4

Our Part D FAQ pages are a free resource for everyone who needs more information on Medicare and prescription drugs.

Special Needs plans

Getting a Special Needs Plan via Medicare Advantage in Parkersburg, West Virginia, is difficult but not impossible. These are exclusively for people with a severe medical disability that’s either chronic and disabling or requires them to be institutionalized.

Few insurance providers require your disability to be severe enough to merit institutionalization to qualify for an SNP. But the WV Senior Advantage plan is one of them. On top of these restrictive requirements, you must also pay a monthly premium (which is unusual for Medicare Advantage plans) and over $7,000 in out-of-pocket costs each year.

The Health Plan also requires high annual out-of-pocket costs and a monthly premium. But you only have to have a chronic and disabling disease.

The other three plans won’t charge you a monthly premium. That will help alleviate the financial burden of the medical impairment you had no control over. And Humana is the best because they charge the least out-of-pocket costs.

The average cost of Medicare Special Needs plans in Parkersburg, West Virginia

PLAN PREMIUM MOOP Plan Type Eligibility
Humana $0 $3,450 LOCAL PPO Dual
UnitedHealthcare $0 $7,550 LOCAL PPO Dual
Aetna $0 $7,550 HMO Dual
The Health Plan $40.40 $7,550 HMO Dual
WV Senior Advantage $40.60 $7,550 HMO Institutional

How to sign up for Medicare plans in Parkersburg

If you are looking for supplemental Medicare in Parkersburg, we can help. We want to ensure that you find the best plan for your needs and budget.

Our team will work with you to find the most reputable providers near you so that you can make an informed decision about your health care.

Contact us today via phone. Or take no time at all to fill out our online rate form to receive the best rates in Parkersburg.

Written By:
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Lindsay Malzone, Lindsay Malzone is the Medicare editor for She's been contributing to many well-known publications since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.
Reviewed By:
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Rodolfo Marrero, Rodolfo Marrero is one of the co-founders at He has been helping consumers find the right coverage since the site was founded in 2013. Rodolfo is a licensed insurance agent that works hand-in-hand with the team to ensure the accuracy of the content.