Around 108,443 beneficiaries have Medicare Parts A and B, or Original Medicare, in Newport News, Virginia. In addition, 24.71% of those beneficiaries have a Medicare Advantage plan to help them offset the costs of Original Medicare.
Medicare plans in Newport News, Virginia
Although Medicare Parts A and B cover a significant amount of healthcare expenses, beneficiaries are still responsible for their share of costs. Supplemental Medicare plans help beneficiaries cover the remaining costs.
Below we will review the different types of supplemental plans for Original Medicare in Newport News, Virginia, with quotes based on a 65-year-old male beneficiary.
Cheapest Medicare Advantage plans in Newport News, Virginia
Currently, there are 39 Medicare Advantage plans available in the US. In Newport News, there are 26,801 MA enrollees with an average age of 73.
All of the following Newport News, Virginia, Medicare Advantage plans have a $0 monthly premium. Humana is a reputable insurance company that offers an MA plan for $0 per month, has a maximum out-of-pocket (MOOP) cost of $3,450, and has an impressive four out of five-star rating.
UnitedHealthcare has a popular regional PPO MA plan with a $6,700 MOOP. Aetna has a higher rating of four stars and a lower MOOP of $5,400.
| PLAN | PREMIUM | MOOP | Plan Type | Star Rating |
| Humana | $0 | $3,450 | HMO | 4 |
| Anthem HealthKeepers | $0 | $4,900 | HMO | 3 |
| UnitedHealthcare | $0 | $6,700 | LOCAL PPO | 3 |
| Anthem BCBS | $0 | $7,550 | LOCAL PPO | 4 |
| Aetna | $0 | $5,400 | HMO-POS | 4 |
Average Medicare Supplement plans in Newport News, Virginia
Medicare Supplement plans help beneficiaries cover the costs that Original Medicare doesn’t cover, like copays. Medicare Supplement plan benefits are consistent throughout every state and with every carrier; however, the monthly premium will vary.
One of the most popular Medicare Supplement plans in Newport News, Virginia, is Plan G. The lowest monthly premium in the area for Plan G is $116, and the highest is $383.94. Similarly, Plan F has monthly premiums ranging between $135.68 and $401.12.
Generally, Supplement plans with a low monthly premium will have a higher deductible, such as plan HDG. Plan HDG has monthly premiums between $24 and $73.84 and a higher deductible.
| LETTER PLAN | LOWEST PREMIUM | HIGHEST PREMIUM |
| PLAN A | $68.00 | $245.69 |
| PLAN B | $126.83 | $322.75 |
| PLAN C | $161.02 | $398.87 |
| PLAN D | $124.27 | $211.00 |
| PLAN F | $135.68 | $401.12 |
| PLAN HDF | $35.00 | $77.17 |
| PLAN G | $116.00 | $383.94 |
| PLAN HDG | $24.00 | $73.84 |
| PLAN K | $53.66 | $134.87 |
| PLAN L | $80.25 | $226.00 |
| PLAN M | $178.00 | $219.53 |
| PLAN N | $82.90 | $327.85 |
Affordable Medicare Part D prescription drug plans
Medicare Part D plans offer coverage for prescription drugs. Beneficiaries must remember that Medigap plans don’t include Part D; however, some Medicare Advantage plans do.
Aetna offers a stand-alone Newport News, Virginia, Medicare Part D plan with a low monthly premium of $7.10 and a $480 deductible.
Humana has a high four-star rating, a $22.70 monthly premium, and a $480 deductible. UnitedHealthcare also has a four-star plan with a slightly higher monthly premium of $28.90 and a lower deductible of $310.
| PLAN | PREMIUM | DEDUCTIBLE | STAR RATING |
| Aetna | $7.10 | $480 | 3 |
| Wellcare | $11.70 | $480 | 3 |
| Humana | $22.70 | $480 | 4 |
| Clear Spring | $23.20 | $480 | 2 |
| UnitedHealthcare | $28.90 | $310 | 4 |
Medicare Special Needs plans
People with special needs or chronic disabilities can enroll in a Medicare subset called the Medicare Special Needs Plan (SNP). Most SNPs have a $0 monthly premium, but they are not available in every state.
The Anthem HealthKeepers’ plan has the lowest MOOP at $5,900 and is available to those with chronic or disabling conditions.
Dual-eligible beneficiaries can enroll in the Magellan HMO plan, which has a $75,00 MOOP. UnitedHealthcare offers the same MOOP and $0 monthly premium for dual-eligible people.
| PLAN | PREMIUM | MOOP | Plan Type | Eligibility |
| Anthem HealthKeepers | $0 | $5,900 | HMO | Chronic or Disabling |
| Aetna | $0 | $7,550 | HMO | Dual |
| Optima | $0 | $6,700 | HMO | Dual |
| Magellan | $0 | $7,550 | HMO | Dual |
| UnitedHealthcare | $0 | $7,550 | HMO | Dual |
FAQs
Can You Have Both Medicare and Medicaid in Newport News, VA?
Beneficiaries who qualify for Medicaid can have it while enrolled in Medicare. If you have both Medicare and Medicaid, Medicare will pay first.
Is Medicare Part A and B Free in Newport News, VA?
Medicare Part A does not have a monthly premium. However, the standard premium for Part B is $170.10 per month.
What Is the Income Limit for Medicare in Newport News, VA?
While there is no income limit for enrolling in Medicare, your income can impact your monthly premium. For example, if your income is below a certain level, you may be eligible for different government programs to help lower your Medicare costs.
Is Medicare Free in Newport News, VA?
Beneficiaries are generally responsible for paying a monthly Part B premium. However, if you have Medicaid or qualify for other programs, you may be eligible for reduced costs for Medicare in Newport News, Virginia.
How to sign up for Medicare plans in Newport News
We know that finding the right Medicare Supplemental plan can be complicated. At Medigap.com, we can help you compare offers from all top carriers; give us a call or complete the rating form to get rates today.
