Around 108,443 beneficiaries have Medicare Parts A and B, or Original Medicare, in Newport News, Virginia. In addition, 24.71% of those beneficiaries have a Medicare Advantage plan to help them offset the costs of Original Medicare.

Supplemental Medicare Plans in Newport News, Virginia

Although Medicare Parts A and B cover a significant amount of healthcare expenses, beneficiaries are still responsible for their share of costs. Supplemental Medicare plans help beneficiaries cover the remaining costs.

Below we will review the different types of supplemental plans for Medicare in Newport News, Virginia, with quotes based on a 65-year-old male beneficiary.

Cheapest Medicare Advantage Plans in Newport News, Virginia

Currently, there are 39 Medicare Advantage plans available in the US. In Newport News, there are 26,801 MA enrollees with an average age of 73.

All of the following Medicare Advantage plans have a $0 monthly premium. Humana is a reputable insurance company that offers an MA plan for $0 per month, has a maximum-out-of-pocket (MOOP) cost of $3,450, and has an impressive four out of five-star rating.

UnitedHealthcare has a popular regional PPO MA plan with a $6,700 MOOP. Aetna has a higher rating of four stars and a lower MOOP of $5,400.

PLAN PREMIUM MOOP Plan Type Star Rating
Humana $0 $3,450 HMO 4
Anthem HealthKeepers $0 $4,900 HMO 3
UnitedHealthcare $0 $6,700 LOCAL PPO 3
Anthem BCBS $0 $7,550 LOCAL PPO 4
Aetna $0 $5,400 HMOPOS 4

Average Medicare Supplement Plans in Newport News, Virginia

Medicare Supplement plans help beneficiaries cover the costs that Original Medicare doesn’t cover, like copays. Medicare Supplement plan benefits are consistent throughout every state and with every carrier; however, the monthly premium will vary.

One of the most popular plans for Supplemental Medicare in Newport News, Virginia, is Plan G. The lowest monthly premium in the area for Plan G is $116, and the highest is $383.94. Similarly, Plan F has premiums ranging between $135.68 and $401.12 per month.

Generally, Supplement plans with a low monthly premium will have a higher deductible, such as plan HDG. Plan HDG has monthly premiums between $24 and $73.84 and a higher deductible.

LETTER PLAN LOWEST PREMIUM HIGHEST PREMIUM
PLAN A $68.00 $245.69
PLAN B $126.83 $322.75
PLAN C $161.02 $398.87
PLAN D $124.27 $211.00
PLAN F $135.68 $401.12
PLAN HDF $35.00 $77.17
PLAN G $116.00 $383.94
PLAN HDG $24.00 $73.84
PLAN K $53.66 $134.87
PLAN L $80.25 $226.00
PLAN M $178.00 $219.53
PLAN N $82.90 $327.85

Affordable Medicare Part D in Newport News, Virginia

Medicare Part D plans offer coverage for prescription drugs. Beneficiaries must remember that Medigap plans do not include Part D; however, some Medicare Advantage plans do.

Aetna offers a stand-alone Medicare Part D plan with a low monthly premium of $7.10 and a $480 deductible.

Humana has a high four-star rating with a $22.70 monthly premium and a $480 deductible. UnitedHealthcare also has a four-star plan with a slightly higher monthly premium of $28.90 and a lower deductible of $310.

PLAN PREMIUM DEDUCTIBLE STAR RATING
Aetna $7.10 $480 3
Wellcare $11.70 $480 3
Humana $22.70 $480 4
Clear Spring $23.20 $480 2
UnitedHealthcare $28.90 $310 4

Medicare Special Needs Plans

People with special needs or chronic disabilities can enroll in a Medicare subset called the Medicare Special Needs Plan (SNP). Most SNPs have a $0 monthly premium, but they are not available in every state.

The Anthem HealthKeepers’ plan has the lowest MOOP at $5,900 and is available to those with chronic or disabling conditions.

Dual-eligible beneficiaries can enroll in the Magellan HMO plan, which has a $75,00 MOOP. UnitedHealthcare offers the same MOOP and $0 monthly premium for those who are dual-eligible.

PLAN PREMIUM MOOP Plan Type Eligibility
Anthem HealthKeepers $0 $5,900 HMO Chronic or Disabling
Aetna $0 $7,550 HMO Dual
Optima $0 $6,700 HMO Dual
Magellan $0 $7,550 HMO Dual
UnitedHealthcare $0 $7,550 HMO Dual

FAQs

Can You Have Both Medicare and Medicaid in Newport News, VA?

Beneficiaries who qualify for Medicaid can have it while enrolled in Medicare. If you have both Medicare and Medicaid, Medicare will pay first.

Is Medicare Part A and B Free in Newport News, VA?

Medicare Part A does not have a monthly premium. However, the standard premium for Part B is $170.10 per month.

What Is the Income Limit for Medicare in Newport News, VA?

While there is no income limit for enrolling in Medicare, your income can impact your monthly premium. For example, if your income is below a certain level, you may be eligible for different government programs to help lower your Medicare costs.

Is Medicare Free in Newport News, VA?

Beneficiaries are generally responsible for paying a monthly Part B premium. However, if you have Medicaid or qualify for other programs, you may be eligible for reduced costs for Medicare in Newport News, Virginia.

How to Sign Up for Supplemental Medicare in Newport News

We know that finding the right Medicare Supplemental plan can be complicated. At Medigap.com, we can help you compare offers from all top carriers; give us a call or complete the rating form to get rates today.

Written By:
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Lindsay Malzone, Lindsay Malzone is the Medicare editor for Medigap.com. She's been contributing to many well-known publications since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.
Reviewed By:
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Rodolfo Marrero, Rodolfo Marrero is one of the co-founders at Medigap.com. He has been helping consumers find the right coverage since the site was founded in 2013. Rodolfo is a licensed insurance agent that works hand-in-hand with the team to ensure the accuracy of the content.