Just over 1,535,000 Virginians are currently enrolled in Original Medicare. Of those residents of the state, some take part in all aspects of Medicare. On the flip side, the others just have some aspect of Medicare. On top of that, there are many different companies offering Supplemental Medicare plans to citizens of Virginia. We’ll go over that, plus the other Medicare parts that boomers are enrolled in.

Virginia Medicare by the Numbers

  • Among Medicare users, Part A is popular in Virginia — about 1,172,000 residents enjoy this part.
  • A shade over 1,030,000 Virginians aged into Part A; the rest — roughly 140,000 citizens — joined Part A through disability.
  • Roughly 366,000 people in the state of Virginia opted for a Medicare Advantage plan.

Diving into Medicare Costs in Virginia

In order to decipher the costs associated with Original Medicare, let’s first delve into what each part of it covers.

Part A is the piece of Original Medicare that takes care of all hospital visits. This is considered inpatient service and is premium-free for those 65 and older, who have a 10-year minimum work history (or a spouse who does) and is a U.S. citizen.

The part of Original Medicare that covers all outpatient health services is Part B. Medically, anything that isn’t a hospital stay falls under Part B. Some examples are yearly checkups, visits to specialists, flu shots, and even medical supplies.

Medicare Part A Costs in 2022 Medicare Part B Costs in 2022
  • Part A is premium-free for most
  • Part A deductible is $1,556 per benefit period
  • Inpatient hospital stay days 61-90 is $389
  • The standard Part B premium is $170.10
  • The annual deductible for Part B is $233
  • Medicare pays 80%, you pay 20% out-of-pocket

Original Medicare Coverage for Virginians

A further look at some of the numbers shows where residents of Virginia align in their enrollment in Medicare.

Residents of Virginia who have both Part A and B of Medicare number nearly 1,023,000. About 903,000 of those aged in, while 120,000 entered both parts through disability.

Medicare Part A (Hospital Coverage)

  • Inpatient care in hospitals
  • Skilled nursing facility care
  • Hospice care
  • Home health care
Medicare Part B (Medical Insurance)

  • Services from doctors and health providers
  • Outpatient care
  • Home health care
  • Durable medical equipment
  • Some preventive services

Going Through Supplemental Medicare Plans in Virginia

If you’re a Virginian searching for coverage to help cover the gaps that both Part A and B have, you’ve come to the right place. With the rise of healthcare costs each year and no end to that trend on the horizon, it’s on you to make sure you get yourself fully covered at a reasonable price. With Medicare, however, that’s not always the easiest task.

Choices do exist, starting by perusing Medicare Supplemental plans in Virginia. The reason to look at such plans is that they can enhance your coverage while being easy to use and understand. These supplemental plans also extend benefits to you that Original Medicare might not, for a low monthly cost.

Private insurance companies offer these Medigap plans by working with the U.S. government to offer approved coverage that isn’t astronomically priced. Medigap can pay for anything not covered under Original Medicare — examples include dental and vision — and are often paired with a Part D prescription drug plan to really totally insure you.

Part C is known as Medicare Advantage. Some people who are on fixed incomes find these to be preferable because they better fit their needs. MA plans also sometimes include prescription drug coverage, so that’s another reason Virginians might gravitate toward them.

Virginia Medicare Resources

If you’re looking for resources to help you make sense of Medicare and assess your options, there are a few different places to explore.

Medicare has a few places on the internet where valuable information can be easily accessed. On this site, navigate to the link titled “Medicare Beneficiaries” to see information for Virginians. Also, the Virginia Insurance Counseling and Assistance Program (VICAP) can help with any Medicare-related queries.

For Medicaid, Virginia has its constituents covered through its Department of Medical Assistance Services. This is for low-income families, individuals, children, pregnant women, or those who are disabled.

If you’re searching for a Medicare Supplemental plan, though, we are here to help you with enrollment!


What is the age for Medicare in Virginia?

The age for Medicare in Virginia is 65 years for the primary person receiving Medicare. The primary person’s spouse could be younger than 65. Also under extremely specific circumstances, some people suffering from a disability or certain diseases can start drawing Medicare benefits as early as 62.

Is Medicare free in Virginia?

Medicare is a federal program ultimately, so all U.S. citizens — including Virginia residents — who reach age 65 and have a 10-year qualifying work history get Part A premium-free. They are also entitled to Part B but that doesn’t come entirely free; there is a small monthly premium attached.

What is the difference between Medicaid and Medicare in Virginia?

The difference between these two healthcare programs is the same in Virginia as it is in the rest of America. Medicare is predominantly a program that is meant to act like a Virginian’s primary or supplementary healthcare plan after they’ve met age, work history, and citizenship requirements.

Medicaid is more comprehensive than Medicare in what’s covered since it can often include dental and vision. But Medicaid is reserved for those families or individuals that are low-income or in great need such as children and pregnant women.

How to Sign Up for Supplemental Medicare in Virginia

With a decision as important as your healthcare coverage, you don’t want to leave it to chance. All of the rules and options surrounding Medicare means can be difficult to understand, almost necessitating the help of a licensed agent. The great thing about using a licensed agent is that there’s no cost to you.

So to see all the Supplemental Medicare plans in Virginia available to you, give us a call today. Or simply take a few minutes to fill out our rate form to get the most up-to-date rates in your area.

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by Lindsay Malzone, Lindsay Malzone is the Medicare expert for Medigap.com. She's been contributing to many well-known publications as an industry expert since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.