Just over 1,535,000 Virginians are currently enrolled in Original Medicare. Of those residents of the state, some take part in all aspects of Medicare. On the flip side, the others just have some element of Medicare. On top of that, many companies are offering Supplemental Medicare plans to citizens of Virginia. We’ll review that, plus the other Medicare parts in which boomers choose to enroll.
Virginia Medicare by the Numbers
- Part A is popular among Medicare users in Virginia — about 1,172,000 residents enjoy this part.
- A shade over 1,030,000 Virginians aged into Part A; the rest — roughly 140,000 citizens — joined Part A through disability.
- Roughly 366,000 people in Virginia opted for a Medicare Advantage plan.
Diving into Medicare Costs in Virginia
To decipher the costs associated with Original Medicare, let’s first delve into what each part of it covers.
Part A is the piece of Original Medicare that takes care of all hospital visits. Medicare Part A covers inpatient hospital services and is premium-free for those 65 and older with a 10-year minimum work history (or a spouse who does) and a US citizen.
The part of Original Medicare that covers all outpatient health services is Part B. Medically, anything that’s not a hospital stay falls under Part B. Some examples are yearly checkups, specialist visits, flu shots, and medical supplies.
|Medicare Part A Costs in 2023||Medicare Part B Costs in 2023|
Original Medicare Coverage for Virginians
A further look at some of the numbers shows where residents of Virginia align in their enrollment in Medicare.
Residents of Virginia who have both Part A and B of Medicare number nearly 1,023,000. About 903,000 of those aged in, while 120,000 entered both parts through disability.
|Medicare Part A (Hospital Coverage)
||Medicare Part B (Medical Insurance)
Going Through Supplemental Medicare Plans in Virginia
If you’re a Virginian searching for coverage to help cover the gaps that both Part A and B have, you’ve come to the right place. With the rise of healthcare costs each year and no end to that trend on the horizon, it’s on you to ensure you get yourself fully covered at a reasonable price. With Medicare, however, that’s not always the easiest task.
Choices do exist, starting by perusing supplemental Medicare plans in Virginia. Look at such plans because they can enhance your coverage while being easy to use and understand. These supplemental Medicare plans also extend benefits to you that Original Medicare might not, for a low monthly cost.
Private insurance companies offer these Medicare Supplement plans by working with the US government to offer approved coverage that’s not astronomically priced. Medigap can pay for anything not covered under Original Medicare, such as dental and vision. These plans also include a Part D prescription drug plan to insure you.
Part C is known as Medicare Advantage. Some people who are on fixed incomes find these to be preferable because they better fit their needs. MA plans can include prescription drug coverage, so that’s another reason Virginians might gravitate toward them.
Virginia Medicare Resources
If you’re looking for resources to help you make sense of Medicare and assess your options, there are a few different places to explore.
Medicare has a few places on the internet where beneficiaries can easily access valuable information. On this site, navigate to the link titled “Medicare Beneficiaries” to see information for Virginians. Also, the Virginia Insurance Counseling and Assistance Program (VICAP) can help with any Medicare-related queries.
For Medicaid, Virginia has its constituents covered through its Department of Medical Assistance Services. Medicaid insurance healps low-income families, individuals, children, pregnant women, or those who are disabled.
If you’re searching for a Medicare Supplemental plan, we’re here to help you with enrollment!
What is the age for Medicare in Virginia?
The age for Medicare in Virginia is 65 years for the primary person receiving Medicare. The primary person’s spouse could be younger than 65. Also, under particular circumstances, some people who have a disability or certain diseases can start drawing Medicare benefits as early as 62.
Is Medicare free in Virginia?
Medicare is a federal program ultimately, so all US citizens — including Virginia residents — who reach age 65 and have a 10-year qualifying work history get Part A premium-free. They are also entitled to Part B, but that doesn’t come entirely free; a small monthly premium is attached.
What is the difference between Medicaid and Medicare in Virginia?
The difference between these two healthcare programs is the same in Virginia as in the rest of America. Medicare is predominantly a program meant to act like a Virginian’s primary healthcare plan.
Medicaid is more comprehensive than Medicare in what’s covered since it can often include dental and vision. But Medicaid is reserved for those families or individuals that are low-income or in great need, such as children and pregnant women.
How to Sign Up for Supplemental Medicare in Virginia
With a decision as important as your healthcare coverage, you don’t want to leave it to chance. All of the rules and options surrounding Medicare means can be difficult to understand, almost necessitating the help of a licensed agent. The great thing about using a licensed agent is that you have no cost.
So to see all the Supplemental Medicare plans in Virginia available, give us a call today. Or simply take a few minutes to fill out our rate form to get the most up-to-date rates in your area.