There are 44,125 North Dakota residents currently enrolled in Original Medicare in Bismarck alone. Of the 44,125 beneficiaries, 9,644 also purchased a Bismarck, North Dakota Medigap plan.

We’ll evaluate multiple Bismarck, North Dakota Supplemental Medicare plans, their advantages, and how they can save you money on your healthcare expenses.

Medicare plans in Bismarck, North Dakota

Original Medicare enrollees can benefit immensely from a Bismarck, North Dakota Supplemental Medicare plan. They make certain medical services more affordable by covering payments not included in Bismark, North Dakota Original Medicare.

We based the following on 65-year-old female beneficiaries.

Medicare Advantage plans

Around 21.86% of Bismarck beneficiaries have an all-in-one Medicare Advantage plan. Bismarck currently has 32 different Medicare Advantage plans to choose from, each with its unique benefits.

Aetna is one of the most popular Medicare Advantage plan carriers in Bismarck, North Dakota. It provides 3-star local PPO (Preferred Provider Organization) Medicare Advantage plans. These plans carry zero-dollar premiums and a $6,700 MOOP (Maximum Out of Pocket).

Another renowned Bismarck, North Dakota, Medicare Advantage plan provider is NextBlue. It also provides local PPO plan types with zero-dollar premiums and a $6,000 MOOP. Although NextBlue’s Medicare Advantage plans don’t currently have a star rating, many citizens praise them for their extensive coverage and affordability.

Medica offers a 4-star Medicare Advantage plans. They carry zero-dollar premiums and a $4,500 MOOP. Medica is the only carrier offering 1876 cost plan types.

The average cost of Medicare Advantage plans in Bismarck, North Dakota

PLAN PREMIUM MOOP Plan Type Star Rating
Aetna $0 $6,700 LOCAL PPO 3
NextBlue $0 $6,000 LOCAL PPO N/A
Medica $0 $4,500 1876 COST 4
UnitedHealthcare $0 $6,700 LOCAL PPO 4
Humana $0 $4,900 LOCAL PPO 4

Medicare Supplement plans

Medicare Supplement/Medigap plans are government-standardized policies that fill holes and gaps within Original Medicare, giving you more comprehensive coverage.

Since the government standardizes Medicare Supplement plans nationwide, coverage doesn’t change between states, regions, or private insurance carriers. However, premiums typically fluctuate among zip codes, insurance providers, and states.

Medigap Plan G is an incredibly popular Medicare Supplement among Bismarck, North Dakota residents. Premiums range from $103.02 to $215.52. Medigap Plan G also doesn’t require enrollees to pay a Part B deductible.

Medigap Plan F is another favorite among Bismarck beneficiaries. It’s the most comprehensive Medigap plan in Bismarck. Premiums cost between $124.22 and $261.00.

Patients looking for a comprehensive plan with a monthly deductible might enjoy Medigap Plan HDG (High-Deductible Plan G). It provides the same coverage as Medigap Plan G but with a monthly deductible. Monthly premiums fluctuate between $29 and $52.46.

The average cost of Medicare Supplement plans in Bismarck, North Dakota

PLAN A $86.30 $176.75
PLAN B $124.42 $228.95
PLAN C $144.08 $253.35
PLAN D $119.94 $222.89
PLAN F $124.22 $261.00
PLAN HDF $29.00 $63.47
PLAN G $103.02 $215.52
PLAN HDG $29.00 $52.46
PLAN K $54.00 $95.00
PLAN L $66.58 $135.39
PLAN M $104.06 $164.39
PLAN N $75.30 $181.04

Medicare Part D prescription drug plans

Unfortunately, Medigap plans don’t provide medication coverage, and only a few Bismarck, North Dakota Medicare Advantage plans cover prescriptions. However, an independent Medicare Part D plan can reduce prescription drug costs. Aetna carries 3-star Medicare Part D plans. These plans have a $6.80 premium and a $480 annual deductible. Aetna’s Medicare Part D plans currently have the lowest monthly premium.

Humana is another trusted Medicare Part D provider. It provides 4-star plans with a $22.70 premium. Humana’s plans also carry a $480 annual deductible. UnitedHealthcare also offers 4-star Medicare Part D plans. They have $29.30 premiums and a $480 annual deductible. UnitedHealthcare’s Bismark, North Dakota Medicare Part D plans have the lowest deductible.

The average cost of Medicare Part D plans in Bismarck, North Dakota

Aetna $6.80 $480 3
Wellcare $10.60 $480 3
Clear Spring $16.60 $480 2
Humana $22.70 $480 4
UnitedHealthcare $29.30 $310 4

Special Needs plans

Medicare Special Needs Plans, commonly called SNPs, are a subgroup of Medicare Advantage plans tailored for beneficiaries with disabling conditions and learning disabilities. However, SNPs are only available in specific zip codes.

Great Plains offers HMO (Health Maintenance Organization) Medicare Special Needs Plans. Its plans carry $38.90 premiums and a $5,900 MOOP. They also require institutional eligibility. Great Plains also offers another HMO Special Needs Plan with higher premiums and a lower MOOP. These plans have a $50 premium and a $3,000 MOOP. They also have institutional eligibility restrictions.

The average cost of Medicare Special Needs plans in Bismarck, North Dakota

PLAN PREMIUM MOOP Plan Type Eligibility
Great Plains $38.90 $5,900 HMO Institutional
Great Plains $50.00 $3,000 HMO Institutional

How to sign up for Medicare plans in Bismarck

Signing up for a Bismarck, North Dakota, Supplemental Medicare plan has never been more straightforward, thanks to

Our team works with all of Bismarck’s leading private insurance providers and can help you find the perfect plan for you and your loved ones completely free of charge.

Call us or fill out our online rate form to get current rates in Bismarck, North Dakota, today!

Written By:
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Lindsay Malzone, Lindsay Malzone is the Medicare editor for She's been contributing to many well-known publications since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.
Reviewed By:
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Rodolfo Marrero, Rodolfo Marrero is one of the co-founders at He has been helping consumers find the right coverage since the site was founded in 2013. Rodolfo is a licensed insurance agent that works hand-in-hand with the team to ensure the accuracy of the content.