Nearly 30,000 potential Medicare recipients in North Las Vegas, Nevada, need the financial protection a Medicare Supplement provides. But which one works the best?

Medicare plans in North Las Vegas, Nevada

Medicare recipients in North Las Vegas, Nevada, are usually around 72 years of age and female. We mention this because that kind of data is used to calculate the quotes you will see below.

Medicare Advantage plans

North Las Vegas is located in Clark County. Local beneficiaries have 44 different Medicare Advantage plans in North Las Vegas, Nevada, to choose from. We know that’s an overwhelming number, but many retirees narrow that down by only looking at plans with a high star rating.

You can narrow it down further by focusing on only the cheapest plans with good customer service. Most programs below have at least four stars, including UnitedHealthcare, which also has the most affordable MOOP costs.

Humana and Aetna are the most expensive but have good customer service. They also have open PPO networks, so you can choose from more healthcare options.

Anthem BCBS doesn’t have the best customer service rating, but they’re still pretty good. And they’re also cheaper than Senior Care Plus, a company that charges almost double in out-of-pocket costs annually.

The average cost of Medicare Advantage plans in North Las Vegas, Nevada

PLAN PREMIUM MOOP Plan Type Star Rating
Humana $0 $6,700 LOCAL PPO 4
UnitedHealthcare $0 $1,000 HMO 4
Aetna $0 $6,700 LOCAL PPO 4
Senior Care Plus $0 $2,900 HMO 4
Anthem BCBS $0 $1,500 HMO 3

Please don’t hesitate to look at our Medicare Advantage FAQ pages for more information.

Medicare Supplement plans

Applying for Medigap is easier than you might think. But before applying, you must choose a plan and a provider to purchase from. The government regulates these plans, which are also standardized, making your choice much more straightforward.

You get the same benefits no matter what state you live in, so choosing a plan with good coverage with an affordable monthly premium is essential. Plan C costs nearly $200 per month, making it the least affordable plan. But it’s also the most comprehensive plan for retirees who are brand new to Medicare.

If you qualified before 2020, you could choose a North Las Vegas, Nevada Medicare Supplement Plan F or Plan G. You can also choose a more affordable high-deductible option of either plan. Make sure you budget for that annual deductible because it can quickly get costly.

Plan N is a good compromise for comprehensiveness and affordability. It has everything that Plan G does, but you must pay a small Part B coinsurance fee for services. And it costs less than $100 per month.

The average cost of Medicare Supplement plans in North Las Vegas, Nevada

PLAN A $118.00 $537.71
PLAN B $157.02 $393.61
PLAN C $198.83 $447.62
PLAN D $158.17 $298.72
PLAN F $145.79 $481.50
PLAN HDF $43.00 $84.44
PLAN G $121.44 $436.96
PLAN HDG $41.55 $82.36
PLAN K $60.14 $143.00
PLAN L $105.53 $320.20
PLAN M $159.96 $371.81
PLAN N $95.22 $424.30

You probably still have more questions. And our Medigap FAQ pages have answers.

Medicare Part D prescription drug plans

Most Medicare recipients will need prescription drugs at some point. You will need a prescription drug plan when those prescriptions get numerous and expensive. Medicare Advantage plans usually include drug coverage automatically. But recipients who stay on Original Medicare must purchase a North Las Vegas, Nevada, Part D drug plan.

The plan with the cheapest monthly premium is Aetna. They come with a 3-star customer service rating, but they also have a high $480 deductible.

The plan with the cheapest annual deductible is UnitedHealthcare. Just because it’s at the bottom of this list doesn’t mean it’s the most expensive. It’s more affordable than the other plans and has excellent customer service ratings.

Clear Spring is one of the plans that’s more expensive and has substantially lower star ratings. Humana is the most expensive plan but has some of the best customer service. You have to choose whether the cost or the excellent customer service is more important.

The average cost of Medicare Part D plans in North Las Vegas, Nevada

Aetna $7.30 $480 3
Wellcare $12.00 $480 3
Clear Spring $16.00 $480 2
Humana $22.70 $480 4
UnitedHealthcare $29.30 $310 4

Learn how to avoid the Medicare Part D donut hole and other strategies for savings from our Part D FAQ pages.

Special Needs plans.

Special Needs Plans help American citizens of any age manage the overwhelming costs of chronic disease. They are only available through Medicare Advantage. And yes, you can purchase one if you live in North Las Vegas.

Eligibility is based on whether your disease is chronic, disabling, or both. Some plans are more restrictive, like Humana or Alignment Health. Both require dual eligibility and are only available to people with chronic, debilitating diseases.

The Other three plans are either/or. They are all HMOs, so prepare yourself for a restricted medical network. But they keep costs low, especially Senior Care Plus.

Imperial is the most expensive plan for people with chronic diseases who don’t have dual eligibility. Anthem BCBS is slightly more costly but only about $250.

The average cost of Medicare Special Needs plans in North Las Vegas, Nevada

PLAN PREMIUM MOOP Plan Type Eligibility
Humana $0 $3,450 LOCAL PPO Dual
Alignment Health $0 $2,900 HMO Dual
Anthem BCBS $0 $1,500 HMO Chronic/Disabling
Senior Care Plus $0 $1,250 HMO Chronic/Disabling
Imperial $0 $2,999 HMO Chronic/Disabling

How to sign up for Medicare plans in North Las Vegas, Nevada

Fast, free rate quotes? It sounds too good to be true, but that’s what we do. We can shop for Supplemental Medicare plans for North Las Vegas, Nevada, in a stress-free manner.

Our experts have connected beneficiaries with their zip code’s best Medicare Supplement providers for years.

Call or email us today or fill in our online rate form to receive the best rates in North Las Vegas.

Written By:
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Lindsay Malzone, Lindsay Malzone is the Medicare editor for She's been contributing to many well-known publications since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.
Reviewed By:
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Rodolfo Marrero, Rodolfo Marrero is one of the co-founders at He has been helping consumers find the right coverage since the site was founded in 2013. Rodolfo is a licensed insurance agent that works hand-in-hand with the team to ensure the accuracy of the content.