There are nearly 30,000 potential Medicare recipients in North Las Vegas, Nevada who need the financial protection a Medicare supplement provides. But which one works the best?

North Las Vegas, Nevada Supplemental Medicare Plans

Medicare recipients in North Las Vegas are usually around 72 years of age and female. We mention this because that kind of data is used to calculate the quotes you will see below.

Cheapest Medicare Advantage Plans in North Las Vegas, NV

North Las Vegas is located in Clark County and offers local beneficiaries 44 different Medicare Advantage plans to choose from. We know that’s an overwhelming number, but many retirees narrow that down by only looking at plans with a high star rating.

You can narrow it further still by focusing on only the cheapest plans which also have good customer service. Most of the plans below have at least four stars, including UnitedHealthcare, which also has the cheapest MOOP costs.

Humana and Aetna are the most expensive, but they do have good customer service. They also have open PPO networks so that you have more health care options to choose from.

Anthem BCBS doesn’t have the best customer service rating, but they’re still pretty good. And they’re also cheaper than Senior Care Plus, a company that charges almost double in out-of-pocket costs annually.

PLAN PREMIUM MOOP Plan Type Star Rating
Humana $0 $6,700 LOCAL PPO 4
UnitedHealthcare $0 $1,000 HMO 4
Aetna $0 $6,700 LOCAL PPO 4
Senior Care Plus $0 $2,900 HMO 4
Anthem BCBS $0 $1,500 HMO 3

Please don’t hesitate to take a look at our Medicare Advantage FAQ pages for more information.

Affordable Medicare Supplement Plans in North Las Vegas, NV

Applying for Medigap is easier than you might think. But before you can apply, you have to choose a plan and a provider to purchase from. These plans are regulated by the government and they’re also standardized, which makes your choice much easier.

You get the same benefits no matter what state you live in, so it’s important to choose a plan with good coverage for an affordable monthly premium. Plan C cost nearly $200 per month, making it the least affordable plan. But it’s also the most comprehensive plan for retirees who are brand new to Medicare.

If you qualified before 2020, you could choose Plan F or Plan G. You can also choose a more affordable high-deductible option of either plan. Just make sure you budget for that annual deductible because it can get very expensive very quickly.

Plan N is a good compromise for comprehensiveness and affordability. It has everything that Plan G does, but you will have to pay a small Part B coinsurance fee for services. And it costs less than $100 per month.

LETTER PLAN LOWEST PREMIUM HIGHEST PREMIUM
PLAN A $118.00 $537.71
PLAN B $157.02 $393.61
PLAN C $198.83 $447.62
PLAN D $158.17 $298.72
PLAN F $145.79 $481.50
PLAN HDF $43.00 $84.44
PLAN G $121.44 $436.96
PLAN HDG $41.55 $82.36
PLAN K $60.14 $143.00
PLAN L $105.53 $320.20
PLAN M $159.96 $371.81
PLAN N $95.22 $424.30

You probably still have more questions. And our Medigap FAQ pages have answers.

Cheapest Medicare Part D in North Las Vegas, NV

Most Medicare recipients will need prescription drugs at some point. When those prescriptions get numerous and expensive, you will need a prescription drug plan. Medicare Advantage plans usually include drug coverage automatically. But recipients who stay on Original Medicare will need to purchase a Part D drug plan.

The plan with the cheapest monthly premium is Aetna. They come with a 3-star customer service rating, but they also have a high $480 deductible.

The plan with the cheapest annual deductible is UnitedHealthcare. Just because it’s at the bottom of this list doesn’t mean it’s the most expensive. It’s actually cheaper than two other plans and has great customer service ratings.

Clear Spring is one of the plans which is more expensive, and they also have substantially lower star ratings. Humana is the most expensive plan, but also has some of the best customer service. You have to choose whether the cost or the good customer service is more important.

PLAN PREMIUM DEDUCTIBLE STAR RATING
Aetna $7.30 $480 3
Wellcare $12.00 $480 3
Clear Spring $16.00 $480 2
Humana $22.70 $480 4
UnitedHealthcare $29.30 $310 4

Learn how to avoid the Medicare Part D donut hole and other strategies for savings from our Part D FAQ pages.

Medicare Special Needs Plans in North Las Vegas, NV

Special Needs Plans help American citizens of any age manage the overwhelming costs of chronic disease. They are only available through Medicare Advantage. And yes, you can purchase one if you live in North Las Vegas.

Eligibility is based on whether your disease is chronic, disabling, or both. Some plans are more restrictive like Humana or Alignment Health. They both require dual eligibility and are only available to people with a chronic, debilitating disease.

The Other three plans are either/or. They are all HMOs, so prepare yourself for a restricted medical network. But they keep costs low, especially Senior Care Plus.

Imperial is the most expensive plan for people with chronic diseases who don’t have dual eligibility. Anthem BCBS is a little bit more expensive, but only by about $250.

PLAN PREMIUM MOOP Plan Type Eligibility
Humana $0 $3,450 LOCAL PPO Dual
Alignment Health $0 $2,900 HMO Dual
Anthem BCBS $0 $1,500 HMO Chronic/Disabling
Senior Care Plus $0 $1,250 HMO Chronic/Disabling
Imperial $0 $2,999 HMO Chronic/Disabling

FAQs

What is the top 3 most popular Medicare Supplement plans in North Las Vegas, Nevada?

Most Nevada residents gravitate towards Medigap Plan F, Plan G, or Plan N. These plans usually offer the best kind of coverage for the price of the monthly premium.

What is the biggest disadvantage of Medicare Advantage in North Las Vegas, Nevada?

Because Medicare Advantage plans are run by private insurance companies, they can be complicated and come with hidden costs that you didn’t anticipate. That’s why some beneficiaries prefer the simplicity of Original Medicare and Medigap.

What is the downside to Medigap plans in North Las Vegas, Nevada?

Some retirees don’t like the fact that they have to manage an additional health insurance supplement separate from their Medicare. It’s also very unfortunate that Medigap doesn’t cover prescription drugs.

How to Sign Up for Supplemental Medicare in North Las Vegas, Nevada

Fast, free rate quotes? It sounds too good to be true, but that’s what we do. We can shop for Supplemental Medicare plans for North Las Vegas, Nevada in a stress-free manner.

Our experts have been connecting beneficiaries with the best Medicare supplement providers in their zip code for years.

Call or email us today or fill in our online rate form to receive the best rates in North Las Vegas.

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by Lindsay Malzone, Lindsay Malzone is the Medicare expert for Medigap.com. She's been contributing to many well-known publications as an industry expert since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.