Nampa, Idaho, Medicare beneficiaries can expand their baseline Part A and B coverage with three forms of supplemental coverage: Medicare Advantage plans, Medicare Supplement plans, and Medicare Part D plans.

We’ll look at a few options and providers for each supplemental plan and answer a few common Medicare questions in the sections below.

Medicare plans in Nampa, Idaho

Nampa, Idaho’s three supplemental Medicare options cover inpatient, outpatient, and general healthcare services, similar to Original Medicare in Nampa, Idaho. But unlike Medicare Parts A and B, supplemental Medicare plans have no price standardization, and private insurance companies offer different rates based on several factors.

The charts below reflect average quotes for a 70-year-old male Nampa, Idaho, Medicare enrollee.

Medicare Advantage plans

Nampa, Idaho, has 44 different Medicare Advantage plans available for eligible enrollees, tied for most of any city in Idaho. That selection gives Medicare beneficiaries several affordable, high-quality options with valuable coverage benefits.

MediGold’s Nampa, Idaho, Medicare Advantage plan is one of the most affordable. It has a $0 premium and a $5,500 maximum out-of-pocket (MOOP). This plan, however, has no star rating.

Aetna’s Medicare Advantage option is one of Nampa’s few HMOPOS plans. Like Medigold’s coverage, it has a $0 premium and a $5,500 MOOP. This plan has a three-star rating.

SelectHealth’s HMO Medicare Advantage plan has some of the best coverage in Nampa. It has a perfect five-star coverage effectiveness rating, a $0 premium, and a $6,700 MOOP. The medical deductible is $0.

The average cost of Medicare Advantage plans in Nampa, Idaho

PLAN PREMIUM MOOP Plan Type Star Rating
Regence $0 $5,500 LOCAL PPO 4
SelectHealth $0 $6,700 HMO 5
MediGold $0 $5,500 HMO N/A
Aetna $0 $5,500 HMOPOS 3
Blue Cross of Idaho $0 $6,200 HMO 4

Medicare Supplement plans

Medicare Supplement (or “Medigap) plans help to expand the limited inpatient and outpatient coverage of Original Medicare, saving beneficiaries money on essential out-of-pocket payments. Ten Medicare Supplement plans in Nampa, Idaho, each with a different coverage range.

The federal government standardizes the benefits in Medicare Supplement plans, so you’ll get the same coverage regardless of your provider or location; the only thing that changes is the price.

Plan F is popular in Nampa and is the most enrolled-in Medigap plan nationwide. It has more coverage than any other Medigap policy. However, the premiums are more expensive and range from $190 to $304.42.

Plan G is another go-to choice for Nampa, Idaho, Medicare beneficiaries. It covers everything in Plan F besides Part B deductible payments and has slightly lower premiums, from $154 to $257.47. The high price does come with great coverage.

Plans F and G also have high-deductible versions that substitute the expensive premiums for costlier deductibles and low monthly fees. Enrollees pay anywhere from $46.00 to $92.10 for High-Deductible Plan F (HDF) and $46 to $69 for High-Deductible Plan G (HDG). The coverage is still extensive.

The average cost of Medicare Supplement plans in Nampa, Idaho

PLAN A $103.00 $241.10
PLAN B $148.00 $195.15
PLAN C $189.00 $350.00
PLAN D $162.08 $207.88
PLAN F $190.00 $304.42
PLAN HDF $46.00 $92.10
PLAN G $154.00 $257.47
PLAN HDG $46.00 $69.00
PLAN K $62.75 $182.00
PLAN L $123.50 $152.00
PLAN M $180.21 N/A
PLAN N $111.16 $196.35

Medicare Part D prescription drug coverage

Medicare Part D plans cover prescription drug costs for most types of medication. Part D is popular among Nampa, Idaho, and Medicare enrollees since most Medicare Advantage plans and no Medicare supplement plans offer prescription drug coverage.

Aetna has a cheap Part D plan in Nampa, Idaho, with a low $6.90 premium and $480 deductible. Many drugs cost you only $1 for a 30-day supply under this plan. It also boasts a three-star rating.

UnitedHealthcare’s Part D option has a higher premium than Aetna’s at $29.40. However, it has a more affordable deductible than other “low-premium” Part D plans at $310. It also offers $0 copays on most Tier 1 drugs.

Humana’s Nampa, Idaho, Medicare Part D coverage is highly regarded with a four-star rating. It also has a $22.70 premium and a $480 deductible. It offers access to many common pharmacies around the state of Idaho.

The average cost of Medicare Part D plans in Nampa, Idaho

Aetna $6.90 $480 3
Wellcare $11.30 $480 3
Clear Spring $16.10 $480 2
Humana $22.70 $480 4
UnitedHealthcare $29.40 $310 4

Special Needs plans

Medicare Special Needs Plans (SNPs) are a subgroup of Medicare Advantage with coverage for people with chronic disabilities who need specialized medical care. Though they aren’t available everywhere, Nampa, Idaho, has few options.

Molina Healthcare has two special needs plans, one with a $0 premium and higher $7,550 MOOP, and another with a $42.90 premium and low $2,000 MOOP. Both have dual eligibility. These plans are great for those in nursing homes.

Blue Cross of Idaho also offers a $0 premium SNP. It is an HMO plan with dual eligibility and a $3,000 MOOP. Additionally, this plan is also an HMO.

American Health has the only SNP in Nampa with institutional eligibility. It has a $42.90 premium and a $7,550 MOOP. For those in nursing homes, it offers a great option to enhance the care they receive.

The average cost of Medicare Special Needs plans in Nampa, Idaho

PLAN PREMIUM MOOP Plan Type Eligibility
Molina Healthcare $0 $7,550 HMO Dual
Blue Cross of Idaho $0 $3,000 HMO Dual
American Health $42.90 $7,550 HMO Institutional
Molina Healthcare $42.90 $2,000 HMO Dual

How to sign up for Medicare plans in Nampa

No matter what supplemental Nampa, Idaho, Medicare plan you’re looking for, our team will help you find it.

We work with all Nampa insurance companies and compare their rates and options for free so that you can find the coverage you need within minutes.

Call our team today or complete our online rate form to get the best rates in your area.

Written By:
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Lindsay Malzone, Lindsay Malzone is the Medicare editor for She's been contributing to many well-known publications since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.
Reviewed By:
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Rodolfo Marrero, Rodolfo Marrero is one of the co-founders at He has been helping consumers find the right coverage since the site was founded in 2013. Rodolfo is a licensed insurance agent that works hand-in-hand with the team to ensure the accuracy of the content.