There are 333,540 Medicare beneficiaries enrolled in either an Original Medicare plan in Jacksonville, Florida or a Medicare Advantage plan. Of these enrollees, 203,403 are enrolled in the Original Medicare plan versus 130,137 in the Medicare Advantage plan. We’ll explore what supplemental plans are available for Medicare in Jacksonville, Florida.

Jacksonville, Florida Supplemental Medicare Plans

Many Medicare beneficiaries benefit when they enroll in a Florida Supplemental Medicare plan. Doing so can help with additional costs not covered under their plan.

They can enroll in either a Medigap or Medicare Advantage plan to supplement Part A & B. In Jacksonville, the enrollees who choose to participate are 54.61% males and 45.39% 70 years or older.

Affordable Medicare Advantage Plans in Jacksonville, Florida

About 130,137 beneficiaries in Jacksonville decided to enroll in a Florida Medicare Advantage plan. Luckily, there are plenty of Medicare Advantage plans available in the area. Jacksonville is part of Duval County, which has 40 supplemental plans for Medicare in Jacksonville, Florida.

Humana (Local PPO) is a popular plan with a zero-dollar monthly premium, a four-star rating, and a maxim-out-of-pocket (MOOP) rate of $5,550. Many people choose Humana because it’s widely available throughout the country.

Another plan people can choose is Wellcare (HMO). This plan also has a zero-dollar monthly premium, a MOOP rate of $2,500, and a four-star rating. Depending upon the service you’re receiving, you may need to pay up to a $120 copay, with the higher copay representing emergency care services.

Devoted Health (HMO) is also another choice. For this plan, you can expect a monthly premium of $34.30, a MOOP rate of $3,100, and a four-star rating. In addition to no deductibles, this plan also includes a zero-dollar copay on most services.

PLAN PREMIUM MOOP Plan Type Star Rating
Humana $0 $5,550 Local PPO 4
Wellcare $0 $2,500 HMO 4
Aetna $0 $5,900 Local PPO 4
Devoted Health $34.30 $3,100 HMO 4
Florida Blue $51.90 $6,500 Regional PPO 4

Affordable Medicare Supplement Plans in Jacksonville, Florida

Medigap/Medicare supplement plans help cover expenses that the patient would otherwise have to pay out of pocket with a Florida Original Medicare plan. With these plans standardized by the government, the benefits don’t change from carrier or state. Instead, the only change is the monthly premiums.

A popular plan patients like to choose is Medigap Plan G. This plan ranges from $163.30 to $218.43. This is an excellent choice for patients as they don’t need to pay a Part B deductible.

Another plan patients choose is Medigap Plan N. This plan comes in a range of $123.62 – $182.00. Under this plan, you have lower monthly premiums but will have a $20 copay for seeing a doctor and a $50 copay for the emergency room.

Lastly, there’s High-Deductible Plan G (Plan HDG). You receive all the same benefits as Plan G but now have a monthly deductible. The range for this plan is $51.00 – $94.44.

LETTER PLAN LOWEST PREMIUM HIGHEST PREMIUM
PLAN A $134.44 $196.08
PLAN B $167.77 $218.00
PLAN C $177.92 $249.22
PLAN D $196.18 $230.00
PLAN F $178.51 $249.73
PLAN HDF $51.00 $94.44
PLAN G $163.30 $218.43
PLAN HDG $51.00 $94.44
PLAN K $60.65 $120.56
PLAN L $123.61 $177.89
PLAN M $183.60 $200.31
PLAN N $123.62 $182.00

Affordable Medicare Part D in Jacksonville, Florida

No Medigap plan covers prescriptions, and some Medicare Advantage plans don’t as well. That’s why many people turn to a stand-alone Florida Part D plan.

A plan with Aetna will cost a monthly premium of $7.70 with a deductible of $480. A Humana plan will cost a monthly premium of $22.70 with a deductible of $480. Finally, a UnitedHealthcare plan has a monthly premium of $29.30 with a deductible of $310.

PLAN PREMIUM DEDUCTIBLE STAR RATING
Aetna $7.70 $480 3
Wellcare $12.00 $480 3
Clear Spring Health $19.70 $480 2
Humana $22.70 $480 4
Unitedhealthcare $29.30 $310 4

Medicare Special Needs Plans

Special Needs Plans (SNPs) are a subgroup of Medicare Advantage plans. These plans are available to patients who have special requirements or needs. While these plans aren’t always available in every region, they can benefit patients with special needs or chronic disabilities.

Patients can choose Ascension Complete (HMO), which has a zero dollar premium, a MOOP rate of $3,450, and dual-eligibility.

Another plan is Devoted Health (HMO) which has a $34.30 monthly premium, a MOOP rate of $3,100, and like Ascension, it also has dual-eligibility. Lastly, Wellcare (HMO) has a zero dollar monthly premium, a MOOP rate of $3,400, and dual-eligibility.

PLAN PREMIUM MOOP Plan Type Eligibility
Ascension Complete $0 $3,450 HMO Dual-Eligible
Humana $0 $3,400 HMO Chronic or Disabling
Wellcare $0 $3,400 HMO Dual-Eligible
Devoted Health $34.30 $3,100 HMO Dual-Eligible
Unitedhealthcare $34.30 $7,550 Local PPO Dual-Eligible

FAQ

How to sign up for Medicare supplement plans in Jacksonville, FL?

Depending on the plan, there are different ways to sign up for a Medicare supplement plan in Jacksonville, FL. For some plans, you can simply sign up using their online form. Other plans require you to call or fill out a form in person.

How many people are enrolled in Medicare in Jacksonville?

There are 333,540 Medicare beneficiaries in Jacksonville, FL. Of this number, 203,403 are part of an Original Medicare plan, while 130,137 are part of a Medicare Advantage plan.

What are the requirements to get Medicare in Florida?

There are some requirements for receiving Medicare in Jacksonville, Florida. To start, you must be a U.S. citizen or a permanent legal resident who has been living in the U.S. for more than five years. You must also demonstrate that you require health care and insurance, be at least 65 years old, or have disabilities like blindness or deafness. You may also qualify if you’re pregnant and/or have children that are 18 years or younger.

What is the best Medicare plan for Florida?

Each Medicare plan comes with its own considerations, but many Florida residents find success with plans like UnitedHealthcare, Humana, and Aetna. It’s best to review all potential options before deciding on one.

How to Sign Up for Supplemental Medicare in Jacksonville

When you want to enroll in Medigap, Plan D, or Medicare Advantage, you’ll be happy to know that our licensed and qualified agents can assist you. We can help you determine which plan is best for you, your medical needs, and your budget when it comes to Medicare in Jacksonville, Florida. You can call us today or complete our form to get rates!

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by Lindsay Malzone, Lindsay Malzone is the Medicare expert for Medigap.com. She's been contributing to many well-known publications as an industry expert since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.