13,664 potential Medicare enrollees live in Norwalk, Connecticut. And every one of them needs to analyze their Medicare supplement plan to make sure they’re getting the most affordable, high-quality medical care that their money can buy.
Medicare Plans in Norwalk, Connecticut
The average Medicare recipient in Norwalk, Connecticut, is approximately 73.5 years of age. 55% are female, and 45% are male. Based on this demographic data, we display several free rate quotes below.
Medicare Advantage plans
There are 29 all-in-one Medicare Advantage plans available in Fairfield County today. Somewhere between 37% – 51% of beneficiaries choose these supplements, which shows how popular Medicare Advantage is in Norwalk.
If you want a cheap plan, start with the providers listed below. They offer $0 monthly premiums and some of the lowest maximum out-of-pocket costs. And Wellcare, which caps your MOOP cost at $5,500, is the cheapest.
The next cheapest plans are from UnitedHealthcare and Aetna. But Aetna offers a PPO medical network for more and better choices. The HMO network from UnitedHealthcare limits your doctors and hospitals but could save you on costs.
Connecticare and Anthem BCBS are not the cheapest plans. They both come with the highest MOOP costs, capped at $7,550. But Connecticare at least has good customer service ratings.
The average cost of Medicare Advantage plans in Norwalk, Connecticut
| PLAN | PREMIUM | MOOP | Plan Type | Star Rating |
| Wellcare | $0 | $5,500 | LOCAL PPO | 3 |
| Connecticare | $0 | $7,550 | HMO | 4 |
| Anthem BCBS | $0 | $7,550 | LOCAL PPO | N/A |
| Aetna | $0 | $6,700 | LOCAL PPO | 4 |
| UnitedHealthcare | $0 | $6,700 | HMO | 4 |
Medicare Supplement plans
Even if you’re healthy right now, Medigap plans can be invaluable if you get unexpectedly ill later in life. Long hospital stays and frequent outpatient care can get expensive with Original Medicare because that’s where most coverage gaps exist. But Norwalk, Connecticut, Medicare Supplement plans are designed to cover those expenses, so you don’t have to.
What makes a Medigap plan affordable? Some would say it’s a plan with a low monthly premium. In that case, a High-deductible Plan F or Plan G would be the most affordable.
But are those plans affordable if you have to pay a massive deductible? Alternatively, you could save money with a comprehensive, low-deductible plan with a low monthly premium. That would be Plan L or Plan N.
Comprehensive plans like Plan C can be affordable if you require lots of care. The high monthly premiums are offset by the money you save by not paying out-of-pocket for your medical expenses. And if you shop for cheaper rates with us, it’ll be more affordable still.
Medicare Supplements are standardized and regulated by the Centers for Medicare & Medicaid Services.
The average cost of Medicare Supplement plans in Norwalk, Connecticut
| LETTER PLAN | LOWEST PREMIUM | HIGHEST PREMIUM |
| PLAN A | $182.25 | $1,518.33 |
| PLAN B | $267.53 | $1,027.87 |
| PLAN C | $376.00 | $436.22 |
| PLAN D | $268.84 | $388.00 |
| PLAN F | $260.00 | $799.83 |
| PLAN HDF | $47.50 | $88.90 |
| PLAN G | $206.00 | $628.99 |
| PLAN HDG | $47.50 | $75.36 |
| PLAN K | $66.00 | $135.00 |
| PLAN L | $123.50 | $467.48 |
| PLAN M | $232.58 | $608.97 |
| PLAN N | $160.00 | $398.45 |
Medicare Part D prescription drug plans
Nearly every beneficiary will require prescription drugs to stay healthy. But these drugs can be expensive. That’s why Medicare Part D exists — to help you mitigate those costs. The average Part D prescription drug plan in Norwalk, Connecticut, is largely affordable for the average beneficiary. Still, if it’s not, you can look into the Medicare Extra Help program for financial relief.
UnitedHealthcare offers up a surprisingly affordable middle-of-the-road plan. When you tally up your monthly premiums and the lower annual deductible, You’ll only have to pay around $662 annually to get your drugs discounted.
Wellcare and Aetna are still more affordable, despite their high deductibles. The monthly premiums are quite low. Their customer service is about average, too.
Be careful with Humana or Cigna. These are the least affordable plans with high monthly premiums and annual deductibles. Humana has better customer service, though, which is worth mentioning.
The average cost of Medicare Part D plans in Norwalk, Connecticut
| PLAN | PREMIUM | DEDUCTIBLE | STAR RATING |
| Aetna | $7.40 | $480 | 3 |
| Wellcare | $13.00 | $480 | 3 |
| Humana | $22.70 | $480 | 4 |
| UnitedHealthcare | $29.30 | $310 | 4 |
| Cigna | $32.10 | $480 | 3 |
Special Needs plans
Some beneficiaries are on Medicare because they suffer from chronic and debilitating diseases like ALS or ESRD. If this sounds like you, a Medicare Advantage Special Needs Plan (SNP) could make your healthcare more affordable. We’ve gathered data on the best options in the chart below.
Want to minimize your out-of-pocket costs? Then look closer at Wellcare or UnitedHealthcare. The main difference is that Wellcare has a more limited (but potentially cheaper) HMO medical network than UnitedHealthcare.
Connecticare and Aetna come with the highest MOOP costs. This means you’ll have to pay more for your care before your provider picks up the slack. If provider choice is important to you, these HMO plans may limit your options.
Anthem BCBS is slightly cheaper. Its MOOP cost is only $6,700. And the PPO network gives you a wider pool of doctors and hospitals to choose from.
The average cost of Medicare Special Needs plans in Norwalk, Connecticut
| PLAN | PREMIUM | MOOP | Plan Type | Eligibility |
| Wellcare | $0 | $3,450 | HMO | Dual |
| Connecticare | $0 | $7,550 | HMO | Dual |
| Aetna | $0 | $7,550 | HMO-POS | Dual |
| Anthem BCBS | $0 | $6,700 | LOCAL PPO | Dual |
| UnitedHealthcare | $0 | $3,450 | LOCAL PPO | Dual |
How to sign up for Medicare plans in Norwalk
If you’re confused about Medicare supplements, you’re not alone. We can help. We’ve already helped thousands of beneficiaries like you find the cheapest rate quotes in their area — for free! All you have to do is call us. Or, complete our rate form now.
