Secure Horizons is now a proud member of the UnitedHealth Group family of insurance providers. UnitedHealth Group was first started back in 1974 under the name Charter Med. They have grown quickly over the years, and now provide all sorts of life and health insurance products (including their signature Secure Horizons Medicare Plans) to customers across the nation.

Key Takeaways

  • Secure Horizons is a subsidiary of UnitedHealth Group that offers supplemental Medicare coverage.
  • Plan offerings depend on where you live, but Secure Horizons generally offers Medigap policies, Medicare Advantage, and Medicare Part D Drug Plans.
  • The national average premium costs of Medicare supplement plans range anywhere between $45 and $118, depending on plan type.
  • Medicare Supplement Plan F is the most popular plan type, as it offers 100% coverage for excess, travel, and nursing services.
  • Several of Secure Horizons’ parent company subsidiaries have received strong financial strength ratings.

Affiliated Brand Names

  • Secure Horizons
  • UnitedHealthcare
  • UnitedHealth Group

Company Highlights

  • Started in 1974 as Charter Med
  • Publically traded since 1984
  • Works closely with the AARP

Secure Horizons Medicare Plans Offered

Whether or not Secure Horizons offers a particular plan in your area will depend on where you live. However, because they are a subsidiary of the UnitedHealth Group, odds are that you’ll be able to choose from the following:

Medicare Supplement Plans YES
Medicare Advantage Plans YES
Medicare Part D Drug Plans YES

Premium Comparison

Comparison shopping is the best way to get the most value for your money. With the bar graph below, you can compare how Secure Horizons tends to stand against the national average. But remember, these are averages; in order to get a specific quote, keep reading.
This Table Represents National Average Costs of Medicare Supplement Plans

Plan Type Starting From Part A Deductible Part B Deductible Excess Nursing Travel
Plan C $118* $0 $0 Not Covered 100% Covered 100% Covered Request Info
Plan F
Most popular
$116* $0 $0 100% Covered 100% Covered 100% Covered Request Info
Plan G $105* $0 $233 100% Covered 100% Covered 100% Covered Request Info
Plan B $104* $0 $233 Not Covered Not Covered Not Covered Request Info
Plan N $70* $0 $233 Not Covered 100% Covered 100% Covered Request Info
Plan D $97* $0 $233 Not Covered 100% Covered 100% Covered Request Info
Plan A $69* $1,556 $233 Not Covered Not Covered Not Covered Request Info
Plan L $76* $389 $233 Not Covered 75% Covered Not Covered Request Info
Plan K $45* $778 $233 Not Covered 50% Covered Not Covered Request Info
Plan M $97* $778 $233 Not Covered 100% Covered 100% Covered Request Info

Financial Strength Ratings

Knowing a company’s financial strength rating can help you determine whether or not they will be reliable over the long haul. While Secure Horizons itself may be lacking an official financial strength rating, several of its parent company subsidiaries have received an A rating from A.M. Best.

A.M. Best Rating No Rating
Standard & Poor’s Rating No Rating
Moody’s Rating No Rating

*Ratings as of 2/17/15

Secure Horizons Review

Secure Horizons, now a member of UnitedHealth Group, has decades of experience providing financial health products to senior citizens and retired persons. The company works closely with the AARP to enhance the quality of healthcare for retired Americans. Their partnership is a ringing endorsement of the company.

  • Market Experience
  • Fast Claims Processing
  • Strong Financial Reserves
  • Competitive Rates
  • Customer Satisfaction

How To File A Claim With Secure Horizons

Telephone Number: 1-800-224-6602

To speak with a person:

  1. Say “Member” or press “1”
  2. Enter the numeric portion of your member ID (located on the back of your card)

Company Contact Information

Customer Service:


Mailing Address:

UnitedHealthcare of the River Valley

P.O. Box 5230

Kingston, New York


How To Get A Rate Quote

Customers looking to get a rate quote, or learn more about plans have 2 options:

by Lindsay Malzone, Lindsay Malzone is the Medicare expert for She's been contributing to many well-known publications as an industry expert since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.