Physicians Mutual has been around since the early 1900’s. During its formative years, it started out as a small, private company selling health insurance (including their signature Physicians Mutual Medicare Plans) exclusively to medical professionals. Today, it offers a variety of insurance products, including Medicare supplement policies, and dental insurance to retired persons.

Affiliated Brand Names

  • Physicians Mutual
  • Physicians Mutual Life
  • Physicians Mutual Life Insurance Company

Company Highlights

  • Founded in 1902
  • Started by offering health insurance to medical professionals
  • Based out of Omaha, NE
  • Offers a wide variety of senior-specific products

Medicare Plans Offered

Depending on the size of the company, they may offer every type of Medicare supplement insurance product available on the market today, or they may only offer a few different options. Physicians Mutual currently offers:

Medicare Supplement Plans YES
Medicare Advantage Plans NO
Medicare Part D Drug Plans NO

Physicians Mutual Medicare Plans Comparison

Do you know where Physicians Mutual stands when compared to its largest competitors? Below, you can consult the collected data and compare it to national prices across the country. However, when you’re ready to get a specific rate quote, we can help you with that too:
This Table Represents National Average Costs of Medicare Supplement Plans

Plan Type Starting From Part A Deductible Part B Deductible Excess Nursing Travel
Plan C $118* $0 $0 Not Covered 100% Covered 100% Covered
Plan F $116* $0 $0 100% Covered 100% Covered 100% Covered
Plan G $105* $0 $233 100% Covered 100% Covered 100% Covered
Plan B $104* $0 $233 Not Covered Not Covered Not Covered
Plan N $70* $0 $233 Not Covered 100% Covered 100% Covered
Plan D $97* $0 $233 Not Covered 100% Covered 100% Covered
Plan A $69* $1,556 $233 Not Covered Not Covered Not Covered
Plan L $76* $389 $233 Not Covered 75% Covered Not Covered
Plan K $45* $778 $233 Not Covered 50% Covered Not Covered
Plan M $97* $778 $233 Not Covered 100% Covered 100% Covered

Financial Strength Ratings

How often do you research the financial strength of a company before you invest in them? If not very often, then you should start. Making sure the insurance company you invest in has strong financials will help determine whether they will be around long-term to help you with your healthcare needs.

A.M. Best Rating A
Standard & Poor’s Rating No Rating
Moody’s Rating No Rating

*Ratings as of 2/17/15

Physicians Mutual Video

Physicians Mutual Review

Physicians Mutual has been in business for over a century. In that time, they have grown from a small and exclusive health insurance provider into the national company that they are today. They have a precise focus on senior products, including dental insurance for retired persons, as well as Medicare supplement policies and funeral pre-planning services.

  • Market Experience
  • Fast Claims Processing
  • Strong Financial Reserves
  • Competitive Rates
  • Customer Satisfaction

How To File A Claim With Physicians Mutual Medicare Plans

Telephone Number: 1-800-228-9100

To speak with a person:

  1. Have your birthdate and insurance policy number ready before you call
  2. You have the option of entering your policy number and date of birth with your touch pad, or simply staying on the line until you are transferred to a live customer service representative

Company Contact Information

Customer Service:


Mailing Address:

Physicians Mutual

P.O. Box 3313

Omaha, NE 68103-0313

How To Get A Rate Quote

Customers looking to get a rate quote, or learn more about plans have 2 options:

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by Lindsay Malzone, Lindsay Malzone is the Medicare expert for She's been contributing to many well-known publications as an industry expert since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.