HealthSpring Life & Health Insurance Company was one of the largest Medicare supplement insurance policy suppliers to the Tennessee, Florida, and Alabama areas until recently. Within the last few years, they were bought out by the 5th largest insurer in the nation Cigna. They are now a part of the Cigna family, often operating under the Signa-HealthSpring Subsidiary title.
Affiliated Brand Names
- HealthSpring
- HealthSpring Life & Health Insurance Company Inc
- Cigna-HealthSpring
- HealthSpring of Tennessee
- HealthSpring of Florida
- HealthSpring of Alabama
Company Highlights
- Once one of the largest Medicare supplement insurers in the south
- Acquired by Cigna in October 2011
- Increased Cigna’s presence in the Medicare supplement market by nearly half a million customers
Medicare Plans Offered
Depending on the size of the company, they may have a smaller or larger selection of Medicare supplement options. Right now, you can choose from the following types of HealthSpring Medicare supplement insurance policies:
| Medicare Supplement Plans | YES |
| Medicare Advantage Plans | YES |
| Medicare Part D Drug Plans | YES |
HealthSpring Premium Comparison
Comparing average prices is rarely a bad thing. In the graph below, some averages of national insurance rates are compared to typical premiums from HealthSpring. It may not be an exact prediction of your future rates, but it can help put things in perspective for you:
This Table Represents National Average Costs of Medicare Supplement Plans
| Plan Type | Starting From | Part A Deductible | Part B Deductible | Excess | Nursing | Travel | |
|---|---|---|---|---|---|---|---|
| Plan C | $118* | $0 | $0 | Not Covered | 100% Covered | 100% Covered | |
| Plan F | $116* | $0 | $0 | 100% Covered | 100% Covered | 100% Covered | |
| Plan G | $105* | $0 | $233 | 100% Covered | 100% Covered | 100% Covered | |
| Plan B | $104* | $0 | $233 | Not Covered | Not Covered | Not Covered | |
| Plan N | $70* | $0 | $233 | Not Covered | 100% Covered | 100% Covered | |
| Plan D | $97* | $0 | $233 | Not Covered | 100% Covered | 100% Covered | |
| Plan A | $69* | $1,556 | $233 | Not Covered | Not Covered | Not Covered | |
| Plan L | $76* | $389 | $233 | Not Covered | 75% Covered | Not Covered | |
| Plan K | $45* | $778 | $233 | Not Covered | 50% Covered | Not Covered | |
| Plan M | $97* | $778 | $233 | Not Covered | 100% Covered | 100% Covered |
Financial Strength Ratings
You want your Medicare supplement policy managed by a financially strong company. Fiscally responsible companies can offer lower rates and guarantee coverage for longer. Here’s what you can expect from HealthSpring:
| A.M. Best Rating | No Rating |
| Standard & Poor’s Rating | No Rating |
| Moody’s Rating | No Rating |
*Ratings as of 2/17/15
HealthSpring Video
HealthSpring Review
HealthSpring may have officially stopped operating as a solo entity after the acquisition by Cigna in 2011, but the company still manages existing policies with the help of Cigna. HealthSpring’s new parent company is the 5th largest health insurance provider, which lends some financial stability and credibility to HealthSpring’s name and business operations.
- Market Experience
- Fast Claims Processing
- Strong Financial Reserves
- Competitive Rates
- Customer Satisfaction
How To File A Claim With HealthSpring
Telephone Number: 1-855-569-8741
To speak with a person:
- Enter your 5-digit zip code
- You will be connected directly to a live customer service representative
Company Contact Information
Customer Service:
1-855-569-8741
Mailing Address:
Cigna Supplemental Benefits
P.O. Box 26580
Austin, TX 78755-0580
How To Get A Rate Quote
Customers looking to get a rate quote, or learn more about plans have 2 options:
- Call a licensed insurance representative at: (877) 910-7579
- Complete an online quote request at:
https://www.medigap.com/form/
